Citi Cash Back Cards - Credit Cards and Calculators

Citi Cash Back Calculators

Calculate how much cash back you can earn with Citi Bank Credit Cards based on monthly/yearly spend and compare results side by side top cards.


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Program Details

Citi offers three cash back credit cards. Two are store cards with Costco's while the last is Citi's own rewards card, the Citi Double Cash. All of the cards offer lots of potential to build rewards and can be a great plus to those able to run proper spend across them.

Redeeming Citi Cash Back

Costco Cash Back

Cash back earned with the Costco Anywhere Visa and Costco Anywhere Business Visa is handled by Costco's themselves. Cash back is issued annually as a credit card reward certificate once your February billing statement closes. The certificate is redeemable for cash or merchandise at U.S. Costco Warehouses.

Citi Cash Back

Cash back earned with the Citi Double Cash is redeemable directly through Citi. It can be redeemed for checks, statement credits or gift cards. Starting September 23rd, cash back earned with Citi will be able to be converted to Citi ThankYou Points at a rate of 1 cent for 1 point for those who have the Chairman, Prestige, or Premier cards. For anyone building their ThankYou Points, that makes the Citi Double Cash Card the best for miscellaneous purchases made within the United States (due to the foreign transaction fee).

Credit Card Rewards Calculators

The Costco Anywhere Visa and the Costco Anywhere Business Visa cards doesn't earn much spending at Costco, but they do provide a superb return of 4% cash back on gas (including gas at Costco) and 3% on both restaurant & travel purchases. The Citi Double Cash earns cash back at a flat rate for all purchases.

Compare credit cards side by side based on spend, benefits and fees.

Citi Credit Card Cash Back Calculators

You can click on any of the Citi credit cards below to learn about the bonus categories, perks & benefits, standard sign up bonus, and fees of the card. Each Citi credit card also has it's own cash back calculator. The calculator will calculate how much cash back you can earn and the cash value of the Citi credit card based on your monthly/yearly spend, how much each card benefit is worth to you, and the fees of the card. You can compare the results side by side any credit card featured on the site. Any spend you enter into the credit card cash back calculator will carry over to all credit card calculators on the site, so there's no need to re-enter spend when jumping page to page.

Comparison Calculators

Comparison Calculators features side by side comparisons of frequently compared credit cards or comparisons requested through our YouTube channel. These calculators are already set up so you can immediately start calculating total rewards as well as the cash value of the compared cards based on your monthly/yearly spend, how much the card benefits are worth to you, and the annual fees. Comparison Calculators does not allow you to change the designated cards being compared. If you want to compare credit cards outside of the comparisons listed below, I recommend searching for the credit card you want to compare and then using its calculator to compare it against anything featured on the site.

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


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