HSBC Cash Rewards Mastercard
Review the benefits of the HSBC Cash Rewards Mastercard, calculate how much cash back you can earn based on your spend, and compare against top cards
The HSBC Cash Rewards Mastercard is a flat-rate cash back credit card. It earns 3% cash back on the first $10,000 in purchases made during the first year as an introductory rate and then 1.5% cash back on all purchases after that. The card also comes with a 0% intro APR on purchases and balance transfers, has no annual fee, and has no foreign transaction fees.
The HSBC Cash Rewards Mastercard is a flat rate cash back credit card. There's a cap on the 3% introductory cash back rate, but there's no limit to the amount of cash back you can earn with the card overall.
3%-1.5% All Purchases
During the first 12 months of having the card, you'll be able to earn 3% cash back on the first $10,000 in purchases. This means you to earn an additional $150 cash back at the intro rate for a total of $300 cash back after you've spent $10,000 on the card. After you've hit the $10,000 in spend or 12 months have passed since you've opened the card, all purchases will earn an unlimited 1.5% cash back.
Perks and Benefits
The HSBC Cash Rewards Mastercard comes with a few useful travel benefits such as discounts, rental car coverage, and more. Most of these benefits are offered by Mastercard.
When you book a stay at a onefinestay property, you will receive a 10% discount. Onefinestay is collection of high-end rental properties in big cities such as New York, Los Angeles, London, and Paris.
The HSBC Cash Rewards Mastercard provides protection for physical damage and theft to most rental vehicles. This can be a useful perk if you're looking a little bit more protection when renting cars.
MasterCard Travel & Lifestyle Services
Another Mastercard perk offered by the HSBC Cash Rewards Mastercard is access to Mastercard Travel & Lifestyle Services. This offers luxury travel benefits, amenities and upgrades at some travel destinations. These services can be accessed through phone, email, and online platforms.
Mastercard Airport Concierge
With the HSBC Cash Rewards Mastercard, you will be able to enjoy 15% off Airport Meet and Greet services. This allows you to arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departures, arrivals, or connecting flights. It's a great benefit for anyone looking to easily get through the airport.
As a HSBC Cash Rewards Mastercard holder, you will receive complimentary ShopRunner membership. This gives you free 2-day shipping and free return shipping at more than 140 online stores which makes it a great benefit for those who shop online.
The HSBC Cash Rewards Mastercard grants you $5 off Postmates orders of $25 or more for delivery of food, drinks, and groceries. This does not include taxes, delivery fees, and tips.
As an HSBC Cash Rewards Mastercard holder, you will receive discounted access to select golf courses, complimentary grounds passed for PGA Tournaments, and Priceless Lessons with PGA Tour professionals.
Cellular Wireless Telephone Protection
When you use your HSBC Cash Rewards Mastercard to pay for your cellular phone, you will be able to receive reimbursements up to $600 per claim if your cellphone is stolen or damaged.
Sign Up Bonus
The standard sign up bonus for the HSBC Cash Rewards Mastercard is the 3% introductory cash back rate and the 0% introductory APR on purchases and balance transfers.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The HSBC Cash Rewards Mastercard has no annual fee. This means you'll always earn a great return when using the card to make purchases.
Authorized User Fee
There is no authorized user fee for adding additional users to the HSBC Cash Rewards Mastercard.
Foreign Transaction Fee
The HSBC Cash Rewards Mastercard has a 0% foreign transaction fee which makes it a great card for those looking for a simple method of earning cash rewards spending internationally, especially during the 3% introductory cash back rate.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
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