1% Cash Back Calculator
Calculate cash back using the 1% cash back calculator, get the results, and compare side by side airline, hotel, and cash back rewards cards.
The 1% Cash Back Calculator will calculate the amount of cash back you will receive for any amount you enter. You can then use that amount and compare it to over 100 other credit cards covering airline, hotel, and bank rewards credit cards. Happy Calculating!
What is 1% Cash Back?
When a rewards card or program is offering 1% cash back, it means that you will earn 1 cent for every $1 you spend. You can easily calculate 1% cash back by multiplying 0.01 by the amount you plan on spending. For example, if you want to know how much cash back you'll earn for spending $1,000, it would be $1,000 x 0.01 which equals $10. But no need to pull out your handy-dandy calculator because you can scroll to the bottom of this page to input your spend and we will take care of the number crunching for you!
Perks Of This 1% Cash Back Calculator
This 1% cash back calculator allows you to plug in your spend to see how much you can earn at this rate. You have the ability to add and remove categories so that you can see how much cash back you can get for each specific category by month or year. All spend values that you enter into this 1% cash back calculator will carry over to every credit card calculator this site covers. This means you can jump to any cash back card, any hotel loyalty credit card, any airline credit card... any card we cover on this site and it will automatically calculate the rewards based on the same spend. Each calculator will also have the ability to toggle annual fees, assign cash values to perks, calculate the cost for additional authorized card users, and much more.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
Cash Back Credit Cards
Most cash back credit cards offers 1% cash back when you use the card on non-bonus categories specific to the card, so it's not hard to earn a 1% return. What's better is that you can find credit cards that earn as much as 2% cash back without an annual fee. You can even find 2.5%+ cash back cards that may have an annual fee, but with enough spend can earn you more cash than the no-fee cards. Listed below are a list of cards that earns 1.5% cash back or more. You can click on any of the cards to calculate how much you can earn and compare the results side by side top cards.
|1.5% Cash Back Credit Cards|
|AMEX Cash Magnet||Cash Magnet Cash Back Calculator|
|Capital One Quicksilver||Quicksilver Cash Back Calculator|
|Chase Bank Freedom Unlimited||Freedom Unlimited Cash Back Calculator|
|PenFed Power Cash Visa||Power Cash Rewards Cash Back Calculator|
|U.S. Bank Cash 365 Card||Cash 365 Card Cash Back Calculator|
|USAA Preferred Cash Rewards||Preferred Cash Rewards Cash Back Calculator|
|Wells Fargo Cash Wise Visa||Cash Wise Visa Cash Back Calculator|
|Capital One Spark Cash Select Business Card||Spark Cash Select Cash Back Calculator|
|Chase Ink Business Unlimited Card||Ink Business Unlimited Cash Back Calculator|
|Discover IT Business Card||Discover Business Card Cash Back Calculator|
|1.5% Return Credit Cards|
|Bank of America Travel Rewards||Travel Rewards Points Calculator|
|Discover IT Miles||Discover Miles Calculator|
|Bank of America Business Travel Rewards||Business Travel Rewards Points Calculator|
|Capital One Spark Miles Select||Spark Miles Select Miles Calculator|
|2%+ Cash Back Credit Cards|
|Alliant CashBack Visa||Alliant CashBack Calculator|
|Citi Double Cash||Citi Double Cash Card Cash Back Calculator|
|PayPal Cashback Mastercard||PayPal CashBack Mastercard Cash Back Calculator|
|Capital One Spark Cash Visa||Spark Cash Visa Cash Back Calculator|
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.