Carnival Mastercard Cash Value Calculator - Double FunPoints

Barclays Carnival Mastercard

2X Carnival Cruise Line
2X World's Leading Cruise Lines
10% Refund on Excursions

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The Carnival Mastercard is a good choice for anyone that wants to earn a solid return spending directly with Carnival. The card also offers a refund on Carnival shore excursions which could be a big benefit of holding onto the card since it has no annual fee. As far as any other spending though, it comes up short since it only offers up to a 1.4% return on non-Carnival purchases.

Carnival FunPoints Value

Carnival FunPoints are worth 1 cent each on average but can range from 0.75 cents to 1.5 cents each based on the how you go about redeeming them. FunPoints can be used for statement credits, gift cards, onboard amenities, merchandise, and travel. The best value of 1.5 cents comes from redeeming them for Carnival Cruises that cost $1,500 or more and the worst value of 0.75 cents each comes from gift card redemptions.

For the full list of Funpoint redemption options and to calculate the cash value of Funpoints, jump over to the Carnival FunPoints Calculator. It will list how much your FunPoints are worth for each redemption!

Bonus Categories

The Barclay Carnival World Mastercard has two bonus categories which are purchases on Carnival Cruise Lines and purchases made with any cruise lines that are part of World's Leading Cruise Lines brand.

2x Carnival Cruise Line

The Barclay Carnival World Mastercard earns 2 FunPoints per $1 spent on all Carnival Cruise Line purchases. This includes cruise tickets purchased directly with Carnival, Carnival Cruise vacation and Carnival Vacation Club purchases, and any purchases charged to the Sail and Sign® account onboard any Carnival cruise ship. At the base value of 1 cent per FunPoint, this is a return of 2% which is not too bad for Carnival Purchases, but there are reward cards that offer a better return on travel such as the Chase Ink Business Preferred (3x on Travel), Citi ThankYou Premier (3x on Travel), and PenFed Pathfinder Rewards Card (3x on Travel). It's worth noting that all three of these cards have an annual fee whereas the Carnival Mastercard does not.

2x World's Leading Cruise Lines

Any cruise line purchases on the Barclay Carnival World Mastercard that fall under the World's Leading Cruise Lines umbrella will earn 2x FunPoints per $1 spent. World's Leading Cruise Lines are considered to be:

Being able to earn double FunPoints on 10 different cruise lines is a pretty great benefit of the Carnival Mastercard. That extra wiggle room lets you explore different cruise lines and choose your favorite while still earning the same rewards.

Non Category

All purchases outside of the cruise lines listed above will earn 1 FunPoints per $1 spent which is only a 1% return for normal redemptions. I would recommend not putting non-category spend on this card. It can be places on better cards that earn a higher return (such as the Citi Double Cash (2% cash back) or a card earns transferable reward points such as the Blue Business Plus Card (2x Membership Reward Points).

Perks and Benefits

10% FunPoint Refund

The Carnival Mastercard offers a 10% 'reFUNd' when you book a Carnival shore excursion on prior to your cruise (taxes and fees not included). This discount will appear on the same billing statement as the shore excursion package purchase. Shore excursions may be booked online prior to sailing up until the Pre-Sail cut-off time of 11:30 pm ET, the evening prior to the cruise departure.

FunPoints For Balance Transfers

New Carnival Mastercard holders can also earn 1 FunPoint per $1 in balances transferred to the Mastercard after the account is opened in the first 30 days (max of 5,000 FunPoints). So if you have a balance to transfer, you can get at most $50 from this perk.

Sign Up Bonus

The standard Carnival Mastercard sign up bonus is 10,000 bonus FunPoints after you use your card for the first time. At rate of 1 cent each, 10,000 Funpoints are worth $100. This is an okay sign up bonus, but other sign up bonuses such as the 50,000 Point Sign Up Bonus for the Capital One Venture Card Worth $500 and the 20,000 Point Sign Up Bonus for the Bank of America Travel Rewards Card Worth $200 can earn you more towards funding your next cruise.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The Carnival World Mastercard does not have an annual fee. You will always get a positive return when it comes to earning FunPoints with this Barclay credit card.

Authorized User Fee

Barclay does not charge a fee to add authorized users to the Carnival Mastercard.

Foreign Transaction Fee

There is no foreign transaction fee for using the Barclay Carnival Mastercard outside of the country.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
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Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
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This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
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0 Cent(s)
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This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
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Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
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This will clear the spend in all of the categories in both columns. This will also clear all saved values.
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Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
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Total Earnings
Sum of all rewards above this line.
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Based off of currency worth.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
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Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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Page Last Updated: 2019-03-01

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