Barclays Carnival Mastercard Calculator

Card Details & FunPoints Calculator
2X Carnival Cruise Line
2X World's Leading Cruise Lines
10% Refund on Excursions

Review the benefits of the Carnival Mastercard, calculate how many FunPoints you can earn based on your spend, and compare results against top rewards cards.


The Carnival Mastercard is a good choice for anyone that wants to earn a solid return spending directly with Carnival. The card also offers a refund on Carnival shore excursions which could be a big benefit of holding onto the card since it has no annual fee. As far as any other spending though, it comes up short since it only offers up to a 1.4% return on non-Carnival purchases.

Carnival FunPoints Value

Carnival FunPoints are worth 1 cent each on average but can range from 0.75 cents to 1.5 cents each based on the how you go about redeeming them. FunPoints can be used for statement credits, gift cards, onboard amenities, merchandise, and travel. The best value of 1.5 cents comes from redeeming them for Carnival Cruises that cost $1,500 or more and the worst value of 0.75 cents each comes from gift card redemptions.

For the full list of Funpoint redemption options and to calculate the cash value of Funpoints, jump over to the Carnival FunPoints Calculator. It will list how much your FunPoints are worth for each redemption!

Bonus Categories

The Barclay Carnival World Mastercard has two bonus categories which are purchases on Carnival Cruise Lines and purchases made with any cruise lines that are part of World's Leading Cruise Lines brand.

  • 2x Carnival Cruise Line
    • Eligible purchases include:
      • Cruise tickets purchased directly with Carnival
      • Carnival Cruise vacation and Carnival Vacation Club purchases
      • Purchases charged to the Sail and Sign account onboard any Carnival cruise ship.
  • 2x World's Leading Cruise Lines
  • 1x Non-Category

Perks & Benefits

The Carnival Mastercard offers a refund on Carnival shore excursions as well as the ability to earn FunPoints on balance transfers.

  • 10% FunPoint Refund
    • Applies to booked Carnival shore excusions on carnival.com prior to your cruise.
    • Taxes and fees are not included.
    • Must be booked online prior to sailing up until the Pre-Sail cut-off time of 11:30 pm ET, the evening prior to the cruise departure.
  • FunPoints For Balance Transfers
    • Earn 1 FunPoint per $1 in balances transferred to your card.
    • Must be done within the first 30 days of account opening.
    • Earn a max of 5,000 FunPoints ($5,000 balance transfer).

Sign Up Bonus (SUB)

The standard Carnival Mastercard sign up bonus is 10,000 bonus FunPoints after you use your card for the first time. This is an okay sign up bonus, but other sign up bonuses such as the 50,000 Point Sign Up Bonus for the Capital One Venture Card Worth $500 and the 20,000 Point Sign Up Bonus for the Bank of America Travel Rewards Card Worth $200 can earn you more towards funding your next cruise.

Fees

Annual Fee

The Carnival World Mastercard does not have an annual fee. You will always get a positive return when it comes to earning FunPoints with this Barclay credit card.

Authorized User Fee

Barclay does not charge a fee to add authorized users to the Carnival Mastercard.

Foreign Transaction Fee

There is no foreign transaction fee for using the Barclay Carnival Mastercard internationally which means you can earn FunPoints using the card worldwide.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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