Celebrity Cruises Visa Card
The Celebrity Cruises Credit Card is one of the best cruise line reward cards on the market. On top of earning MyCruise points across three cruise lines, it features several benefits specific to cruising which is something most cruise line co-branded cards lack. The Celebrity Cruises Credit Card offers discounts on excursions, beverage packages, specialty dinners and more!
MyCruise Points Value
MyCruise points are generally worth 1 cent each but can be worth up to 2 cents when used for some upgrade redemptions. These points can be used for Celebrity Cruises, Royal Caribbean, and Azamara onboard credits, stateroom upgrades, discounts, and cruises.
The Celebrity Cruises Credit Card earns bonus MyCruise points on three cruise lines. They are Celebrity Cruises, Royal Caribbean, and Azamara Club Cruises.
2x Celebrity, Royal, Azamara
The Celebrity Cruises Credit Card earns 2 MyCruise Points per $1 spent on purchases with Celebrity Cruises, Royal Caribbean, and Azamara Club Cruises. MyCruise Points can be worth as much as 2 cents each when it comes to room upgrades, so you're looking at a 4% return. If you use it to purchase an actual cruise ticket, it would be a 2% return at a value of 1 cent per MyCruise Point. Either way, it's a solid return for a card that has great perks and benefits.
Any cards that specialize in general travel purchases such as the Citi ThankYou Premier (2x travel) or Chase Ink Business Preferred (3x travel) could compete with the card, but if you use the points for upgrades or take advantage of the discounts the card offers, the Celebrity Cruises Credit Card will probably put you ahead of the game in the terms of overall savings.
Any spending on the Celebrity Cruises Credit Card outside of the three cruise lines listed above will earn 1 MyCruise Point per $1 spent. Again, if you're using MyCruise Points for cruise tickets you'll get a return of 1% which can easily be outdone by most reward cards. If you're using MyCruise Points for upgrades, you're looking at a 2% return which is great for non-category spending.
Perks and Benefits
The Celebrity Cruises Credit Card has a great amount of cruise perks built into it, most of which are listed in the Terms & Conditions of the card are not displayed on the application page. All of the listed perks below are for Celebrity Cruises only unless otherwise stated.
10,000 Anniversary Points
Celebrity Cruises Credit Card holders will receive 10,000 MyCruise Anniversary Points annually when a minimum of $10,000 is spend within the anniversary year of the card.
Buy 1, Get 1 50% Off Dinner
The Celebrity Cruises Credit Card offers a Buy One, Get One 50% off a specialty dinner. This dinner must be booked 7 days prior. This perks is good once per voyage, unlimited times per year.
10% Discount on Private Journeys
Purchases for Private Journeys made on the Celebrity Cruises Credit Card will receive a 10% discount. The Celebrity Private Journey excursion must be made at least 30 days prior to sailing. This perk can be applied to an unlimited number of Private Journeys excursions per voyage, unlimited times per year.
10% Discount on Premium Beverage Packages
Another great perk that can save a great deal of money is the 10% discount the Celebrity Cruises Credit Card receives on premium beverage packages. This discount is valid for alcoholic and non-alcoholic premium packages, and for all individuals in the cardholders stateroom, unlimited times per year.
$50 Off Airline Ticket Annually
Celebrity Cruises Credit Card holders receive $50 off an airline ticket purchased through Celebrity's 'Flights By Celebrity' air reservation program. This discount is issued on approval of new accounts and on each anniversary thereafter.
Sign Up Bonus
The standard Celebrity Cruises Credit Card sign up bonus is 10,000 MyCruise points after your make at least one purchase that posts to your account within 90 days of the account open date.
$300 Additional Sign Up Bonus
On top of the bonus you earn for making a single purchase on your Celebrity Cruises Credit Card, cardholders totaling at least $5,000 (exclusive of any fees, returns and adjustments) in purchases that post to the account within 60 days of the account open date will be eligible for a $300 discount off a future cruise. This is valid for 7+ night Celebrity Cruise in a Concierge Class stateroom or above only.
Credit Card Fees
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|Foreign Transaction Fee|
The annual fee for the Celebrity Cruises Credit Card is $69. Considering the savings that can be obtained from using this card, I would say that is a great price point and well worth the fee if you travel Celebrity Cruises and partake in the discounts.
Authorized User Fee
The Celebrity Cruises Credit Card does not charge a fee for adding authorized users. If you're using this card for upgrades, thus giving MyCruise Points a value of 2 cents each, you might want to consider adding additional users to help build up MyCruise Points on everyday purchases.
Foreign Transaction Fee
The Celebrity Cruises Credit Card does not charge a foreign transaction fee. This means you can continue to earn MyCruise points while sailing the seas and use the card for shopping worldwide!
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
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