Celebrity Cruises Credit Card Cash Value Calculator

Celebrity Cruises Visa Card

2X Celebrity Cruises
2X Royal Caribbean
2X Azamara Club Cruises
Cruise Discounts

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The Celebrity Cruises Credit Card is one of the best cruise line reward cards on the market. On top of earning MyCruise points across three cruise lines, it features several benefits specific to cruising which is something most cruise line co-branded cards lack. The Celebrity Cruises Credit Card offers discounts on excursions, beverage packages, specialty dinners and more!

MyCruise Points Value

MyCruise points are generally worth 1 cent each but can be worth up to 2 cents when used for some upgrade redemptions. These points can be used for Celebrity Cruises, Royal Caribbean, and Azamara onboard credits, stateroom upgrades, discounts, and cruises.

Bonus Categories

The Celebrity Cruises Credit Card earns bonus MyCruise points on three cruise lines. They are Celebrity Cruises, Royal Caribbean, and Azamara Club Cruises.

2x Celebrity, Royal, Azamara

The Celebrity Cruises Credit Card earns 2 MyCruise Points per $1 spent on purchases with Celebrity Cruises, Royal Caribbean, and Azamara Club Cruises. MyCruise Points can be worth as much as 2 cents each when it comes to room upgrades, so you're looking at a 4% return. If you use it to purchase an actual cruise ticket, it would be a 2% return at a value of 1 cent per MyCruise Point. Either way, it's a solid return for a card that has great perks and benefits.

Any cards that specialize in general travel purchases such as the Citi ThankYou Premier (2x travel) or Chase Ink Business Preferred (3x travel) could compete with the card, but if you use the points for upgrades or take advantage of the discounts the card offers, the Celebrity Cruises Credit Card will probably put you ahead of the game in the terms of overall savings.

Non Category

Any spending on the Celebrity Cruises Credit Card outside of the three cruise lines listed above will earn 1 MyCruise Point per $1 spent. Again, if you're using MyCruise Points for cruise tickets you'll get a return of 1% which can easily be outdone by most reward cards. If you're using MyCruise Points for upgrades, you're looking at a 2% return which is great for non-category spending.

Perks and Benefits

The Celebrity Cruises Credit Card has a great amount of cruise perks built into it, most of which are listed in the Terms & Conditions of the card are not displayed on the application page. All of the listed perks below are for Celebrity Cruises only unless otherwise stated.

10,000 Anniversary Points

Celebrity Cruises Credit Card holders will receive 10,000 MyCruise Anniversary Points annually when a minimum of $10,000 is spend within the anniversary year of the card.

Buy 1, Get 1 50% Off Dinner

The Celebrity Cruises Credit Card offers a Buy One, Get One 50% off a specialty dinner. This dinner must be booked 7 days prior. This perks is good once per voyage, unlimited times per year.

10% Discount on Private Journeys

Purchases for Private Journeys made on the Celebrity Cruises Credit Card will receive a 10% discount. The Celebrity Private Journey excursion must be made at least 30 days prior to sailing. This perk can be applied to an unlimited number of Private Journeys excursions per voyage, unlimited times per year.

10% Discount on Premium Beverage Packages

Another great perk that can save a great deal of money is the 10% discount the Celebrity Cruises Credit Card receives on premium beverage packages. This discount is valid for alcoholic and non-alcoholic premium packages, and for all individuals in the cardholders stateroom, unlimited times per year.

$50 Off Airline Ticket Annually

Celebrity Cruises Credit Card holders receive $50 off an airline ticket purchased through Celebrity's 'Flights By Celebrity' air reservation program. This discount is issued on approval of new accounts and on each anniversary thereafter.

Sign Up Bonus

The standard Celebrity Cruises Credit Card sign up bonus is 10,000 MyCruise points after your make at least one purchase that posts to your account within 90 days of the account open date.

$300 Additional Sign Up Bonus

On top of the bonus you earn for making a single purchase on your Celebrity Cruises Credit Card, cardholders totaling at least $5,000 (exclusive of any fees, returns and adjustments) in purchases that post to the account within 60 days of the account open date will be eligible for a $300 discount off a future cruise. This is valid for 7+ night Celebrity Cruise in a Concierge Class stateroom or above only.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the Celebrity Cruises Credit Card is $69. Considering the savings that can be obtained from using this card, I would say that is a great price point and well worth the fee if you travel Celebrity Cruises and partake in the discounts.

Authorized User Fee

The Celebrity Cruises Credit Card does not charge a fee for adding authorized users. If you're using this card for upgrades, thus giving MyCruise Points a value of 2 cents each, you might want to consider adding additional users to help build up MyCruise Points on everyday purchases.

Foreign Transaction Fee

The Celebrity Cruises Credit Card does not charge a foreign transaction fee. This means you can continue to earn MyCruise points while sailing the seas and use the card for shopping worldwide!

and Card Value Calculator

MSC Cruises

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
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Page Last Updated: 2018-04-09

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