Norwegian Cruise Line Rewards Program | The Point Calculator

Norwegian Cruise Line

Norwegian Cruise Line offers benefits through their Latitude Rewards program as well as the ability to earn WorldPoints with the NCL credit card.

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Program Details

Norwegian Cruise Line (NCL) is a U.S.-based cruise line headquartered out of Miami, Florida. They are the third-largest cruise line in the world by passengers and is owned by parent company Norwegian Cruise Line Holdings. As of December 2019, they have 17 cruise ships with another six on order.

Norwegian's reward currency is called WorldPoints. Norwegian WorldPoints can only be earned by those with the NCL Mastercard. These points are not earned by cruising Norwegian, so you will need the Mastercard in order to participate in the program. WorldPoints can be used for cruises ticket purchases, room upgrades, discounts, and onboard credits.

Rewards Calculators

As previously mentioned, Norwegian WorldPoints are earned using the NCL Mastercard. These point cannot be earned cruising Norwegian or accumulated in any other way.

WorldPoints can easily be redeemed for a value of 1 cent each when it comes to discounts and onboard credits, but you can get as high as 1.7 cents (or more) by using WorldPoints for cruises and room upgrades.

Credit Card Rewards Calculators

Norwegian has one WorldPoints earning card called the Norwegian Cruise Line Mastercard or NCL Mastercard for short. It earns triple WorldPoints when used for Norwegian Cruise Line purchases which includes ticket purchases. Depending on how often you cruise Norwegian and how much you spend with Norwegian, the card could be worth grabbing up since it has no annual fee. If you're a Bank of America Preferred Rewards client, you can earn up to 5.25 WorldPoints per $1 spent with Norwegian.

Compare NCL Mastercard
Compare the NCL Mastercard against top rewards credit cards.

You can click on any of the credit cards below to learn about the bonus categories, perks & benefits, standard sign up bonus, and fees of the card. Each credit card also has it's own rewards calculator. The calculator will calculate how many rewards you can earn and the cash value of the credit card based on your monthly/yearly spend, how much each card benefit is worth to you, and the fees of the card. You can compare the results side by side any credit card featured on the site. Any spend you enter into the credit card calculator will carry over to all credit card calculators on the site, so there's no need to re-enter spend when jumping page to page.

Comparison Calculators

Comparison Calculators features side by side comparisons of frequently compared credit cards or comparisons requested through our YouTube channel. These calculators are already set up so you can immediately start calculating total rewards as well as the cash value of the compared cards based on your monthly/yearly spend, how much the card benefits are worth to you, and the annual fees. Comparison Calculators does not allow you to change the designated cards being compared. If you want to compare credit cards outside of the comparisons listed below, I recommend searching for the credit card you want to compare and then using its calculator to compare it against anything featured on the site.

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Page Last Updated: 2020-01-03
Written By: Robert Flowers III

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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