Cruise Rewards - Earning, Cash Value, and Calculators

Cruise Rewards Points

Calculators for earning points and determining the cash value of points based on redemption for cruise lines. Some page also cover program details.


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Earning points within cruise line rewards programs can be easy for those who find themselves consistently exploring the seven seas. But for those who only cruise once or twice a year, earning enough points for a free cruise will take a lifetime. To make matters worse, most cruise line credit cards offer very little points outside of purchases made with the cruise line itself. Some even offer little to no benefits for cruising! While you will not find much in terms of earning points, there are a few cruise line cards that are worth taking a glance at.

Cruise Line Programs

You can click on any of the cruise lines below to learn about the program (in a nutshell). Most of the cruise lines listed only features the credit card point calculator which will calculate how many cruise points you can earn and the cash value of the card. You can compare the results of the cruise line credit card side by side any credit card featured on the site.

Cruise Line Loyalty Programs
Learn about the benefits of joining cruse line loyalty programs
Carnival Cruises Carnival FunPoints
Earn, Redeem, Elite Status, Credit Cards
MSC Cruises MSC Voyager Club
Program Details
Royal Caribbean Royal Caribbean MyCruise Rewards
Earn, Redeem, Elite Status, Credit Cards

Cruise Line Credit Card Point Calculators

Listed below are all of the cruise line credit cards featured on the site. There's not many cards to choose from, but thankfully you can usually earn a better return using bank rewards credit cards to pay for your cruise.

Carnival Mastercard Compare
Compare credit cards side by side based on spend, benefits and fees.

Each cruise line credit card has it's own point calculator which will calculate how much points you can earn based on monthly/yearly spend. Each point calculator will also calculate the cash value of the cruise line credit card based on spend, how much each card benefit is worth to you, and the annual fee. You can then compare the results side-by-side any card featured on the site including points and miles earning cards. Any spend you enter into a credit card calculator will roll over to all credit card calculators on the site.

= Card not open to new applicants

Cruise Line Credit Cards
List of cruise line credit card calculators.
Carnival Cruise Line
Barclays Carnival Mastercard
Celebrity Cruises
Celebrity Cruises Visa Signature
Holland America Cruises
Holland America Visa
Norwegian Cruise Lines
Norwegian (NCL) Mastercard
Princess Cruises
Princess Cruises Rewards Visa
Royal Caribbean Cruises
Royal Caribbean Visa Card

Booking Cruises Through Other Channels

Booking direct is going to always be the way to go when it comes to earning points and loyalty with a program, but if you're just going on a cruise and not looking for a long-term relationship with a specific line... you may just want to earn points elsewhere. Luckily, there's no shortage on other avenues to take when it comes to booking cruises with your favorite cruise lines. Listed below are a few routes you can take when it comes to earning rewards with other programs.

Booking Cruises
A list of other sites that you can use to book cruises and earn rewards.
American Airlines Cruises Earning AAdvantage Miles
Earn AAdvantage Miles per $1 spent
Delta Airlines Skymiles Cruises Earning Delta Skymiles
Earn Skymiles per $1 spent
Frontier Airlines Cruises Earning Frontier Miles
Earn up to 10,000 Frontier Miles based on cruise length
Qantas Airways Cruises Earning Qantas Points
Earn 1 Qantas Point per AU$1 spent
Spirit Airlines Cruises Earning Spirit Miles
Earn up to 10,000 Spirit Miles
United Cruises Earning United Miles
Earn up to 45,000 United Miles
American Express Travel Portal Platinum and Business Platinum Cardholders
Platinum cardholder receive special benefits
Choice Cruises Earning Choice Points
Earning Choice Points per $1 spent
Hilton Cruises Earning Hilton Honors Points
Earn up to 50,000 Hilton Points based on cruise length
Marriott Cruises Earning Marriott Bonvoy Points
Earn up to 6 Marriott Points per $1 spent
Expedia Cruises Earning Expedia Points
Earn 2 Expedia Points per $1 spent
Amtrak Cruises Earning Amtrak Points
Earn up to 4 Amtrak Points per $1 spent
MSC Cruises

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

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