The Point Calculator

Your #1 source for calculating points, miles, and cash back, the transfer of points between reward programs, and the cash value of credit cards side-by-side.


Calculate total rewards based on monthly/yearly spend, card benefits, and annual fees. You can then compare the results side by side any credit card features on the site. You can also compare groups of credit cards side by side based on spend to find the best combination for your wallet. Calculator options include toggling annual fees on/off, selecting elite status, specify authorized users, adding/removing categories, and much more. The site also features several other types of calculators including elite status calculators, point transfer calculators, point/mile value calculators, and more.

If you run into any problems with a calculator or have any questions, always feel free to reach out to me via Facebook, Twitter or Email. You can also contact me to recommend credit cards that you want added to the site. Happy Calculating!

The Point Calculator U.S.

260+ Credit Card Calculators


Calculate total rewards, point transfers, elite status, and point/mile value for rewards earned in the United States. Learn about domestic and international rewards programs for airlines as well as details on earning rewards with hotels, cruise lines, banks, store/retail programs, online travel agencies, shopping/cash back portals, and more.

U.S. Credit Card Tools

You can use the Credit Card Finder Tools below to find credit cards by spend, bonus categories, transfer partners, and keywords. You can also use the credit card comparison tool to compare groups of credit cards side by side.

The Point Calculator Canada

90+ Credit Card Calculators

New (Launched Summer 2020)

Calculate total rewards points that can be earned with Canadian credit cards based on spend benefits and fees. Covers point transfers with some major programs.

Canada Credit Card Tools

You can use the Credit Card Finder Tools below to find Canadian credit cards by spend, bonus categories, transfer partners, and keywords. You can also use the credit card comparison tool to compare groups of credit cards side by side.

The Point Calculator U.K.

20+ Credit Card Calculators

New (Launched Summer 2020)

Calculate total rewards points that can be earned with United Kingdom credit cards based on spend benefits and fees. Covers point transfers with some major programs.

U.K. Credit Card Tools

You can use the Credit Card Finder Tools below to find U.K. credit cards by bonus categories, transfer partners, and keywords. You can also use the credit card comparison tool to compare groups of credit cards side by side.

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