The Point Calculator
Your #1 source for calculating points, miles, and cash back, the transfer of points between reward programs, and the cash value of credit cards side-by-side.
Calculate total rewards based on monthly/yearly spend, card benefits, and annual fees. You can then compare the results side by side any credit card. You can also compare groups of credit cards side by side based on spend to find the best combination from your wallet. Calculator options include toggling annual fees on/off, selecting elite status, specify authorized users, adding/removing over 150 categories, and much more. There are over 200 different calculators across this site. If you run into any problems or have any questions, always feel free to reach out to me via social media.
Search For Credit Cards
Search for credit cards by keyword, spend, bonus category, or transfer partners. Once you find the card you're looking for calculate the cash value of the card based on your monthly/yearly spend, how much each card benefit is worth to you, and the annual fee. You can then compare the results side-by-side 200+ credit cards.
Useful Tools and Guides
Listed below are popular tools and guides available on the site. They can assist you with comparing credit cards side-by-side, transferring rewards between programs, and determining the cash value of rewards based on redemption.
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Best Credit Cards By Category
Get a list of the best credit cards for various categories based on how much you spend per month, quarter, or year. Results feature direct links to credit card rewards calculators which allows you to calculate rewards based on your spend across all categories featured on a card. You'll be able to compare those results side-by-side any credit card featured on the site as usual.
Side-By-Side Comparison Calculators
These side-by-side comparison calculators are already set up for calculate total rewards based on your monthly/yearly spend. These calculators consist of the top rewards cards along with any requests from readers and YouTube subscribers. You'll get a breakdown of bonus categories, card benefits, standard sign up bonuses, and annual fees.
Most Popular Credit Cards
If you're not sure where to start, listed below are the most popular credit cards in the market as well as the most popular credit card calculators on the site. Click on any of the credit cards below to learn more about the bonus categories, perks & benefits, standard sign up bonuses, and fees. You can calculate total cash back, points, or miles you can earn and the cash value of the card based on your monthly/yearly spend, how much you value each card benefit, and the fees (annual and authorized user fees). You can then compare the results side-by-side against any credit card on the site. Any spend you enter into the credit card calculators will carry over to every page on the site, so you can jump page to page with no worry!
Rewards Program Calculators
Get the details on earning, redeeming, and transferring rewards in different loyalty programs. Also covers travel partners, buying/sharing/gifting rewards, credit cards, and more.
New To Points and Miles?
If you're new to earning rewards, I recommend reading the two guides below to get started. This will give you the basics of understanding credit and how rewards programs work from my standpoint.
Other Great Sites
If you're trying to stay in the loop on what's going on in the world of points, miles, and cash back, you'll want to bookmark some of the top travel/blog sites. Listed below are all of my go-to sites for when I want to stay connected with what's going on.
Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.
Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.
About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.