Best Western Premium Mastercard Cash Value Calculator

Best Western Premium Mastercard

10x Best Western
Best Western Platinum Elite Status
Annual Anniversary Points

Calculate total points and the cash value of the Best Western Premium Mastercard based on monthly/yearly spend, elite status, benefits, and fees.


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The Best Western Premium is the primary card for those looking to earn some serious Best Western Points on stays with their brand. Along with earning additional points, cardholders will also receive a bunch of useful benefits thanks to the complimentary Platinum Elite Status the card offers. If you consistently find yourself at Best Western brand hotels, you will want to consider picking this card up.

Bonus Categories

The Best Western Premium Mastercard features one bonus category which is spending done at Best Western brand hotels. There is no cap on this bonus category and there is no limit to the amount of Best Western Points you can earn in general with the card.

10x Best Western

The Best Western Premium Mastercard earns 10 Best Western Points per $1 spent at Best Western brand hotels. With points being worth about 0.7 cents each, you're looking at an additional 7% return when using this card. Factoring in the base earnings and the complimentary Platinum Status, you're looking at a minimum of 21.5 Best Western Points per $1 spent at their brand. If you're trying to maximize your points, this is a great way of going about it.

2x Non-Category

All other purchases made on the Best Western Premium Mastercard will earn 2 Best Western Points per $1 spent. This an extremely low return that averages around 1.4% per $1 spent. You can do a lot better than this using a 1.5% cash back or higher card. I recommend that you either find other cards that focus on bonus categories you spend in or run non-category spend on a card that earns a 1.5% or higher return like the Citi Double Cash or PayPal Cashback Mastercard.

Perks and Benefits

Best Western Platinum Elite Status

Best Western Premium Mastercard holders will receive complimentary Platinum Elite Status. This includes 15% bonus points, room upgrades, welcome gifts and more. Platinum Elite status is normally earned after 15 nights, 10 qualifying stays, or 15,000 qualifying points earned on eligible stays. So if you do not have Platinum Status or higher with Best Western already, this can be a good reason to pick up the card.

Anniversary Points

Best Western Premium Mastercard holders can earn 20,000 bonus points every year by running $5,000 in spend through the card within the card anniversary year (12-month billing cycle). This has an estimate cash value of about $140 or at least one free night at a Best Western hotel.

Sign Up Bonus

The standard sign up bonus for the Best Western Premium Mastercard is 50,000 Best Western Points after spending $1,000 within the first 3 billing cycles. This is a relatively easy sign up bonus to hit worth about $350 in cash value or around 3 free nights at a Best Western hotel.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the Best Western Premium Mastercard is $0 the first year, then $59 annually. If you're able to hit the $5,000 in spend on this card annually, that will easily wipe out the fee. The fact that it comes with Platinum Elite status is also a plus. In terms of points, at the rate of 0.7 cents per point it would take about 8,500 points to wipe out the fee which would require at least $850 in spend at Best Western Hotels. If you don't normally spend that much during the year at Best Western hotels, this card may not be worth it to you once the annual fee kicks in the second year.

Authorized User Fee

The Best Western Premium Mastercard does not have an authorized user fee. This means you can add additional users to help you build points without worrying about them having to spend enough on the card to make it worth it. If you have family or friends that spend at Best Western, adding them can push you closer to redeeming free nights and more.

Foreign Transaction Fee

The Best Western Premium Mastercard has a 0% foreign transaction fee. This allows you to make international purchases with your Best Western Credit Card without worrying about charged a fee. While it's great that you can earn Best Western Points internationally without penalty, the card doesn't really feature any bonus categories outside of spending in it's own chain. I recommend finding other great rewards cards for international spending such as the Barclays Uber Card or PayPal Cashback Mastercard.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
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Page Last Updated: 2019-05-05

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


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