Barclays Choice Privileges Credit Card Cash Value Calculator

Barclays Choice Privileges Card

5x Choice Privileges Locations
5x Choice Privilege Points
5x Choice Hotels Gift Cards
2x Everything Else
Elite Gold Status

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The Barclays Choice Privileges Card is a must have for anyone that frequently stays at Choice Hotels. It earns a few additional Choice Privileges Points, provides Gold Status, and offers a chance for even more bonus points if you place some decent spend on the card. On top of that, it has no annual fee so you'll always come out in the positive when it comes to earning rewards.

Choice Privileges Points Value

Choice Privileges Points have an average value of 0.6 cents each when used for Choice hotel redemptions. These points can also be used for gift cards (0.31 cents), vacation rentals (0.4 cents), cruise certificates (0.29 - 0.31 cents), magazines, and more. You can check out our full guide on earning and redeeming Choice Points.

Bonus Categories

The Barclays Choice Privileges Credit Card features three bonus categories which consist of Choice Privileges Locations (Hotels), purchasing Choice Privilege Points, and Choice Hotels gift cards. There is no limit to the amount of Choice Points you can earn with these bonus categories.

5x Choice Privileges Locations

The Barclays Choice Privileges Credit Card earns 5 Choice Points per $1 spent at eligible Choice Privileges locations. This is considered to be any of the 11 hotel brands under the Choice umbrella. This makes for a decent return of 5% which about in-line with most hotel reward cards such as the Marriott Bonvoy Credit Cards.

5x Buying Choice Privileges Points

When you buy Choice Privileges Points with the Choice Privileges Credit Card, you'll earn 5 points per $1 spent. This is in additional to the amount of Choice Points you actually purchases. So if you buy 1,000 Choice Points for $11, you'll earn a total of 1,055 since you'll earn an additional 55 for the $11 purchase. Choice occasionally offers promotions as high as 40% for buying points, so using this card in conjunction with there promotions can be very beneficial to anyone trying to earn reward nights at a better rate paying for the hotel upfront. Bonus points for buying points is not a common category in the credit card world so there is not any cards that I can compare this bonus to.

5x Choice Hotel Gift Card

While it is common to earn points using co-branded credit cards to buy their own respective gift cards, hardly any loyalty program offers it as a bonus category. Using the Choice Privileges Card for the purchase of Choice Hotel gift cards will earn you 5 Choice Points per $1 spent which is a pretty decent 5% return. That can't be beat by any other rewards card.

2x Non-Category

Any purchases on the Choice Privileges Card outside of the categories above will earn 2 Choice Points per $1 spent. This is a return of 1.2% which is not bad if you're going for Choice Points.

Perks and Benefits

Anniversary Points

Holders of the Barclays Choice Privileges Card will earn 8,000 bonus points every year $10,000 or more in purchases are made by the account anniversary date. This is worth about $48 at the rate of 0.6 cents per point.

Choice Privileges Gold Status

Barclays Choice Privileges Card owners will receive complimentary Choice Gold Status. This status is normally obtained after staying 10 nights at a Choice Hotel during the calendar year. It grants perks such as a 10% bonus on elite nights, exclusive reservations and customer service phone numbers, and an elite welcome gift or points. It is the first obtainable status in the Choice Privilege program with Choice Platinum and Choice Diamond statuses being above it.

Sign Up Bonus

The standard Choice Privileges Credit Card sign up bonus is 32,000 bonus Choice Points after you spend $1,000 on purchases in the first 90 days. Choice hotels have a wide variety of price points, but the majority of them seem to be around 10,000 to 12,000 Choice Points. There's a great deal of Choice Hotels that also cost 8,000 points as well, so you can squeeze four free nights out of this sign up bonus depending on where you stay. You can use the our Choice Point Calculators to calculate the cash value of Choice Points and the transfer of Choice Points to airline miles and points.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The Barclays Choice Privileges Card does not have an annual fee which is great consider it earns a good amount of points on Choice Hotels.

Authorized User Fee

There is no charge to add authorized users to the Barclays Choice Privileges Card. If you have any authorized users that spend with Choice Hotels, adding them as additional users could generate some extra Choice Points.

Foreign Transaction Fee

The foreign transaction fee on the Barclays Choice Privileges Card is 3%. Any out of country spending on this card will take a good chunk out of your rewards. I recommend not using this card while traveling overseas.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
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Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
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Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
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Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

Recent News/Articles

Page Last Updated: 2018-04-15

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