Hilton Point Calculatrors - AMEX Hilton Aspire Card

AMEX Hilton Aspire Card

14X Hilton Hotels and Resorts
7X Restaurants
7X Airfare
7X Amex Travel Airfare
7X Car Rentals
3X Everything Else
Hilton Honors Diamond
Up to Two Weekend Night Rewards
$250 Hilton Resort Statement Credit
$250 Airline Incidental Credit

The Hilton Honors Aspire Card Point Calculator will calculate total points and the cash value based on monthly/yearly spend, the value of card benefits, and the annual fee. Compare the results side by side against any rewards card.


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The Hilton Aspire Credit Card is a luxury card offered by American Express for the Hilton Honors Program. It offers an unbeatable return on Hilton Honors Points that cannot be topped by any travel card. It's packed with benefits including $600+ in statement credits, Hilton Diamond Status, access to thousands of airport lounges, and much more. If you spend a great deal on Hilton Properties, this card offers a better return than all the other Hilton Cards even with it's $450 annual fee.

Bonus Categories

The Hilton Aspire Credit Card features five bonus categories that earn extra Hilton Honors Points. Those categories are Hilton Properties, restaurants, airfare, AMEX Travel airfare, and rental car companies. Below are the details of each bonus category in detail.

14x Hilton Properties

The Hilton Aspire Card earns an outstanding 14x Hilton Honors Points per $1 spent on Hilton properties. This spending must be done directly with Hilton. Prepaid bookings with third parties will not count towards this bonus category. If not paid prepaid through Hilton directly, bonus points can also be obtained when the card is used at check-out.

The Aspire Card grants Hilton Diamond Status which is the highest in the Hilton Honors Program. Diamond members earn 20x points per $1 spent at Hilton Hotels. Add this to the 14x the Hilton Aspire Card earns and you're looking at 34x Hilton Honors Points per dollar. At a rate of 0.6 cents per Hilton Honors Point, that's a return of more than 20% per $1 spent. That is an amazing return that no card can come close to.

7x U.S. Restaurant

Using the Hilton Aspire Card at U.S. restaurants will earn you 7x Hilton Honors Points per $1 spent. This Hilton bonus will only apply to U.S. restaurants that are in the United States. This will not apply to restaurants outside of the United States even if they are owned by a U.S. company (such as Hard Rock Cafe Amsterdam).

The Hilton Aspire earns one to two extra Hilton Honors Points over the other AMEX Hilton credit cards. While this is not a big difference, it is enough to say that no other card can generate this many Hilton Honors Points. The closest you can get is 6x with the Hilton Surpass Card or Hilton Honors Business Card. You can also earn 3x Membership Reward Point using the AMEX Business Rewards Gold Card and transfer them to Hilton Honors at a 1:2 ratio for a total of 6x Hilton Honors Points.

7x Airfare Booked Direct

The Hilton Aspire Card earns 7x on airfare purchased directly with an airline. This bonus will apply to scheduled flights on a passenger carrier which includes airlines such as Delta, JetBlue, and British Airways. Charter flights, private flights, flights booked as part of a vacation package, and flights booked with a third party (AMEX Travel excluded) will not be eligible for the 7x airfare bonus.

As with the restaurants category, this a slight bump over the other Hilton Honors credit cards. The 7x Hilton Honors Points puts it at a return of a little over 4% which is great for restaurant spend. The Barclay Uber Card comes close to matching that by earning 4% cash back on restaurants, bars, and UberEats. On top of that, the Uber card has no annual fee. As far as acquiring Hilton Honors Points, this is the highest earning of any Hilton card, but it's worth noting that the AMEX Platinum Card earns 5x Membership Reward Points per $1 spent on airfare booked directly with an airline. This 5x earning can be transferred to Hilton Honors at a 2:1 ratio meaning you can get 10x Hilton Honors Points if you hold The Platinum Card. This is just one of the benefits of transferable point programs like Membership Reward Points and Citi ThankYou Points. It allows lots of flexibility when it comes down to redeeming points!

7x Airfare Booked w/ AMEX Travel

Along with booking airfare directly through the website, you can also book airfare directly with the American Express Travel Site. Booking travel with the Hilton Honors Aspire will earn 7x Hilton Honors Points per $1 spent. There's not a big difference between the two, but AMEX Offers does target there own travel portal with bonuses such as Save '$100 After Spending $600 with AMEX Travel'. Otherwise you can compare prices between buying directly and on AMEX Travel. They're likely to be close to the same price, but you could run into a deal here and there with AMEX. As with the airfare category above, both the AMEX Platinum Card and AMEX Business Platinum Card also earn 5x Membership Reward Points on this category. When transfered at a 1:2 ratio to your Hilton Honors account, this will be equal to 10x Hilton Honors Points. Both Platinum Cards offer Hilton Honors Gold and Marriott Bonvoy Gold status. Authorized users of Platinum Cards also earn Gold Status in both programs as well as other elite benefits.

7x Car Rentals

Paying for rental cars with the Hilton Aspire Card will earn 7x Hilton Honors Points per $1 spent. This bonus will only apply to the following list of rental companies:

7x is the highest amount of Hilton Honors Points you can earn on spending for car rentals. It's a great return of a little over 4% that no other card can quite reach.

3x Non-Category

As with all Hilton Honor Cards, the Hilton Aspire earns 3x on all non-category purchases. This is a return of 1.8% which can be beat out by any 2% cash back card, but earning 3x Hilton Honors Points is not a bad deal at all!

Perks and Benefits

Hilton Honors Diamond Status

Hilton Aspire card holders will receive complimentary Hilton Honors Diamond Status. This status is only available to the Basic Card Member. Canceling the card will cancel your status if it has been obtained by having the card. Hilton Diamond is the highest status in the Hilton Honors Program and is usually earned after 30 stays, 60 nights, or earning 120,000 Hilton Honor Base Points in a calendar year so being able to achieve this by merely holding the card is a awesome perk! Diamond members will earn an additional 20x Hilton Honors Points for a total of 34x points per $1 spent on the Hilton Aspire Card. On top of that, perks such as executive lounge access, elite status gifting (must have 60 nights), 48-hour room guarantee, and all the perks of Hilton Gold and Silver which includes complimentary room upgrades makes the value of this card quite high.

$250 Airline Incidental Credit

The Hilton Honors Aspire Card offers a $250 Airline Incidental Credit annually towards toward incidental air travel fees. The cardholder must select one airline that they would like this airline credit to be applied to. Qualifying airlines include Alaska Airlines, American Airlines, Delta Airlines, Frontier Airlines, Hawaiian Airlines, JetBlue Airways, Spirit Airlines, Southwest Airlines, and United Airlines. Airline credits are nothing new on premium luxury cards. Cards such as the AMEX Platinum, Chase Sapphire Reserve, and Citi Prestige all have some type of airline or travel credit. This makes up for more than half of the annual fee.

$250 Hilton Resort Credit

The Hilton Aspire Card also offers a $250 Hilton Resort Credit annually for eligible purchases made directly with participating Hilton Resorts with this card. This credit goes by the card membership date, meaning this will reset annually on the card anniversary date. Incidental charges (including charges made at restaurants, spas, and other establishments within the hotel property) must be charged to your room and paid for with your Hilton Honors American Express Aspire Card at checkout in order for them to be recognized as Hilton Resort purchases. This is a great deal as it makes up for the other half of the annual fee. Cards such as the Marriott Brilliant Card and the (now unobtainable) Ritz-Carlton Card both offer hotel credits redeemable at their respective hotel brands.

$100 Hilton Property Credit

When the Hilton Aspire Card is used to book a 2-night minimum stay at Waldorf Astoria® Hotels & Resorts, and Conrad® Hotels & Resorts, the cardholder will be eligible to receive a Property Credit of up to $100 Per Booking. The property credit will be applied as hotel credit on your bill at checkout and does not include property fees, taxes, gratuities and the cost of the room. There is no limit to this, so depending on how many times you stay at the aforementioned hotel brands, you have the ability to save a few hundreds!

Annual Weekend Night Reward

During each year of the card membership, the Aspire Card members will receive one Annual Weekend Night Reward from Hilton Honors. An additional weekend night can be earned after spending $60,000 on the card within a calendar year. The Annual Weekend Night Reward will be issued in the form of a redeemable code via email and must be used within a year of the issue date. A weekend night is defined as Friday, Saturday, or Sunday night. The Hilton Honors Business Card comes with the ability to earn two weekend night rewards. All of of the Marriott Credit Cards, IHG Credit Cards, and Hyatt Credit Cards all over an annual free night that is not restricted to any set day of the week.

Priority Pass Select

Hilton Aspire Card members will receive Unlimited Priority Pass Visits via Priority Pass Select. For lounges that accept guests, up to two guests can enter at no charge. Additional guests will cost $27. This is also a common perk found on many premium cards including the AMEX Platinum Card, Marriott Brilliant Card, and the U.S. Bank Altitude Reserve Card.

Standard AMEX Benefits

The Hilton Aspire Card also features the standard American Express Credit Card perks such as, but not limited to, AMEX Offers, access to AMEX presale tickets, return protection, roadside assistance, complimentary ShopRunner membership, extended warranty, purchase protection, and travel accident insurance.

Sign Up Bonus

The Hilton Aspire Card offers a 100,000 Hilton Honors Points sign up bonus after spending $4,000 within the first 3 months of card membership. At an average rate of 0.6 cents per points, 100,000 Hilton Honors Points is worth about $600. Hilton award nights average around 32,000 or so Hilton Points a night so you should be able to get a solid 3 nights out of this bonus. The Hilton Honors Business Card also offers this 100,000 Hilton Honors Points sign up bonus.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Hilton Aspire Annual Fee

The Hilton Honors Aspire Card annual fee is $450. This is around the standard for luxury travel cards. While this card does boast a hefty annual fee, it comes with more than $500 in annual credits and the addition of Hilton Diamond status boosts your point earnings sky high, so the fee can easily be neglected if you frequent stay at Hilton Properties.

Hilton Aspire Authorized User Fee

The Hilton Honors Aspire Card authorized user fee is $0. While additional users will not get elite travel perks like they would when added to the AMEX Platinum or Business Platinum Card, they will be able to assist in earning Hilton Honors Points faster when shopping in the listed bonus categories.

Hilton Aspire Foreign Transaction Fee

To make matters even better, the Hilton Honors Aspire Card does not have a foreign transaction fee. While most of these bonus categories do focus on U.S. purchases, you will still be able to earn the non-category earning rate of 3x Hilton Honors Points when spending overseas without worrying about any additional fees.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
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Reward Bonuses
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Page Last Updated: 2018-01-20

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


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