Hilton Point Calculators - AMEX Hilton Business Card

AMEX Hilton Business Card

12X Hilton Hotels and Resorts
6X Airfare
6X Amex Travel Airfare
6X Restaurants
6X Wireless Phone Providers
6X Gas Stations
6X Car Rentals
6X Shipping
3X Everything Else
Hilton Gold Status

The Hilton Honors Business Card Point Calculator will calculate total points and the cash value of the card based on monthly/yearly spend, card benefits, and the annual fee. You can compare the results side by side against any card based on the same (or different) spend.


This page may contain links and/or referrals that would earn The Point Calculator points, miles, or other financial compensation. For more details, view the Advertising Policy.

The AMEX Hilton Honors Business Card is one of the best when it comes to building points for hotel stays. It's jam packed with bonus categories that focus on travel and general business expenses. On top of that, the Hilton Honors Business Card also offers a great deal of perks when staying at Hilton Hotels.

Bonus Categories

The Hilton Honors Business Card features eight bonus categories that focuses on business expenses and travel. The bonus categories are: Hilton Properties, gas stations, wireless telephone providers, shipping, restaurants, car rentals, and flights booked directly with the airline or through the American Express travel site. Below are the details on each Hilton Honors Business Card bonus category.

12x Hilton Properties

As with the Hilton Surpass Card, the Hilton Business Card earns 12 Hilton Honors Points per $1 spent at Hilton Properties. This spending must be done directly with Hilton. Prepaid bookings with third parties will not count towards this bonus category. If not paid prepaid through Hilton directly, bonus points can also be obtained when the card is used at check-out.

The 12 point per $1 earning on Hilton Properties is matched by the Hilton Surpass Card and is out shined by the luxury card, The Hilton Aspire Card. This card comes with Hilton Gold Status which earning you an additional 18 points per $1 spent, so you'll be looking at a total of 30x Hilton Honors Points when staying at Hilton Properties. That's about an 18% return which is fantastic!

6x U.S. Gas Stations

The Hilton Honors Business Card earns 6 Hilton Honors Points when used at U.S. gas stations. This bonus will only apply to place whose primary business is to sell gasoline. You will not earn the 6x bonus on places such as GetGo and Walmart Gas Stations since they are not usually coded as gas. You will earn Hilton Honors Bonus points on places such as Exxon, Hess, and BP gas stations.

This a great return on gas station purchases that is matched by the Hilton Honors Surpass Card. If you're looking to earn Hilton Honors Points on gas purchases, besides earning an additional point with the Hilton Aspire Card, this is one of the best ways to do such.

6x U.S. Wireless Telephone Providers

6 Hilton Honors Points can be earned when the Hilton Honors Business Card is used on purchases with U.S. wireless telephone providers. This will include phone services through companies such as AT&T, Sprint, T-Mobile, and Verizon. Authorized sellers or resellers, bundled packages (such as AT&T U-Verse), and purchases from superstores and electronic stores (such as Best Buy, Walmart) will not be eligible to receive this bonus. Also, purchases for hardware, repair services, and VoIP services aren't included. This bonus category primary focuses on the wireless phone bill.

Besides the Hilton Surpass Card, the only other card that offers a solid return on wireless telephone providers is the AMEX Marriott Bonvoy Business Card which offers 4x Marriott Bonvoy Points. Marriott Bonvoy Points are worth about 0.7 cents each which puts it close to the Hilton Business Card in terms of return.

6x U.S. Shipping

Purchases with U.S. shipping companies made with the Hilton Honors Business Card will earn 6 Hilton Honors Points per $1 spent. This will include services purchased at places along the lines of FedEx, UPS, and the United States Postal Services (USPS). This bonus category does not apply to shipping costs for online purchases.

If you're looking for a similar return, the Chase Marriott Bonvoy Premier Plus Business Card and AMEX Marriott Bonvoy Business Card both offer 4x Marriott Bonvoy Points per $1 spent. They also both come with Marriott Silver Elite Status which offers solid perks such as 10% Marriott Bonvoy Points bonus, priority late checkout, and a dedicated elite reservation line.

6x U.S. Restaurants

The Hilton Honors Business Card earns 6 Hilton Honors Points per $1 spent at U.S. restaurants. This Hilton bonus will only apply to U.S. restaurants that are in the United States. This will not apply to restaurants outside of the United States even if they are owned by a U.S. company (such as Hard Rock Cafe Amsterdam).

This is a good return for anyone looking to earn Hilton Honors Points while eating out. Restaurants is common category in the hotel credit card world being features on several cards including personal cards such as the Chase World of Hyatt Credit Card (2x Hyatt Points) and Chase IHG Rewards Club Premier Card (2x IHG Points) and on business cards such as the Chase Marriott Premier Plus Business Credit Card (4x Marriott Bonvoy Points) and AMEX Marriott Bonvoy Business Card (4x Marriott Bonvoy Points).

6x Car Rentals

Car rentals paid for with the Hilton Honors Business Card will earn 6x Hilton Honors Points per $1 spent. American Express will only grant the 6x Hilton bonus to the following car rental companies:

Other business credit cards that offer bonus points on car rental companies consist of both the Barclay AAdvantage Aviator Business Card and CitiBusiness AAdvantage Platinum Select which earns double AAdvantage Miles worth about 1.4 cents each, and the Chase Southwest Airline Business Premier Card which earns double Rapid Reward Points with select car rental companies.

6x Airfare Booked Direct

Airfare booked directly with an airline using the Hilton Honors Business Card will earn 6 Hilton Honors Points per $1 spent. This Hilton bonus will only apply to scheduled flights on a passenger carrier which includes airlines such as Delta, JetBlue, and British Airways. Charter flights, private jet flights, third-party bookings (American Express Travel Site excluded), and flights booked as part of a vacation package will not earn the 6x Hilton point bonus.

Earning 6x bonus points is about the best earning you can get for Hilton unless you have the Hilton Aspire Card which earns 7x Hilton Honors Points on airfare. Hilton Honors is a hotel partner of American Express. Membership Reward Points transfer to Hilton at a 1:2 ratio meaning 1 Membership Reward Point is worth 2 Hilton Honors Points. The AMEX Business Rewards Gold can earn up to 3x Membership Reward Points per $1 spent which puts you at the same earning rate of 6x Hilton Honors Points when transferred.

6x Airfare Booked w/ AMEX Travel

Airfare purchased through the American Express Travel website will also earn 6 Hilton Honors Points per $1 spent. This is similar to booking directly, only through American Express which may or may not have slightly different prices. If you enter in your loyalty account number with the airline, it will usually push over to your account there as well. There's no real advantage to booking through AMEX travel with the exception of saving money through AMEX offers as they occasionally offer a certain amount off after a threshold has been spent through their site. AMEX travel can also be good when looking around and comparing airfare cost as they sometimes will have lower or similar deals with partners such as Delta Airlines.

3x Non-Category Spending

Any spending outside of the categories listed above will earn 3 Hilton Honors Points per $1 spent. At 0.6 cents each per Hilton Honors Points, this is return of at least 1.8%. This can be beat by any 2% cash back card such as the Citi Double Cash Card, but if you're looking to earn Hilton Honors Points, 3x points on miscellaneous purchases is a pretty solid deal.

Perks and Benefits

Hilton Gold Status

Hilton Honors Business Card members will receive complimentary Hilton Honors Gold Status. This status will only be for the Basic Card Member (primary cardholder) and not applicable to authorized users. Canceling the card will cancel the Hilton Gold Status if it has only been obtained by holding the card. Hilton Honors Gold is usually obtained after 20 stays, 40 nights, or earning 75,000 Hilton Honor Base Points during the year. It comes with perks such as an additional 18x Hilton Honors Points per $1 spent, complimentary room upgrades, and continental breakfast.

The Hilton Honors Surpass Card, AMEX Platinum Card, and AMEX Business Platinum Card also grants Hilton Gold status. Authorized users of either the Platinum or Business Platinum will also be eligible for Hilton Gold Status and Marriott Gold Elite Status amongst other elite travel perks.

Spend To Hilton Diamond

Hilton Diamond status will be given to the cardholder once they spend $40,000+ on the Hilton Honors Business Card. This will be good for the remainder of the year and the subsequent year. Hilton Diamond status normally requires 30 stays, 60 nights, or earning 120,000 Hilton Honor Base Points in a calendar year. Diamond comes with perks such as an additional 20 Hilton Honors Points per $1 spent on Hilton properties, executive lounge access, elite status gifting (must have 60 nights), 48-hour room guarantee, and any remaining perks of Hilton Gold and Hilton Silver. The Hilton Aspire Card grants complimentary Hilton Diamond status.

Hilton Weekend Reward Nights

Running $15,000+ in spend on the AMEX Hilton Honors Business Card will earn the cardholder a Weekend Night Reward from Hilton Honors. Spending an additional $45,000 will earn a second Weekend Night Reward. These weekend rewards are issued in the form of a redeemable code via email and can only be used within a year of the issue date. A weekend night is defined as Friday, Saturday, or Sunday night.

Complimentary Priority Pass Visits

The Hilton Honors Business Card offers 10 complimentary Priority Pass lounge visits per year. Once all complimentary lounge visits are used, all subsequent lounge visits during the remainder of the same calendar year are subject to a fee of U.S. $27 per person per visit, which will be automatically charged to your Card. This benefit is only for the Basic Card member. Additional Card Members are not eligible for this benefit, but the complimentary lounge visit can be used for them.

Standard AMEX Benefits

The Hilton Honors Business Card features the standard American Express Credit Card perks such as, but not limited to, AMEX Offers, access to AMEX presale tickets, return protection, roadside assistance, complimentary ShopRunner membership, extended warranty, purchase protection, and travel accident insurance. This business card also comes with expense management tools such as account manager, spend manager, the ability to connect your account to Quickbooks and other various tools to help track and organize expenses.

Sign Up Bonus

The AMEX Hilton Business Card sign up bonus is 100,000 Hilton Honors Points after spending $3,000 within the first 3 months of opening the account. At a rate of 0.6 cents per Hilton Honors Point, 100,000 points are equal to about $600 but can be worth more or less depending on the redemption. Hilton hotel redemptions seem to average out around 30k points per night meaning you should easily be able to get at least 3 reward nights out of this bonus. The Hilton Aspire Card also has a similar sign up bonus.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the Hilton Honors Business Card is $95. This is about the average fee for most starting level cards including the Marriott Bonvoy Premier Plus Business Card and Marriott Bonvoy Business Card.

Authorized User Fee

There is no authorized user fee for the Hilton Honors Business Card. Adding employees, family, or friends as additional users can easily help accelerate the point earnings due to the extensive amount of bonus categories this Hilton Honors Business Card offers.

Foreign Transaction Fee

The foreign transaction fee for the Hilton Honors Business Card is 0% meaning spending out of country will not take away from the value of your points. Do note that most of the bonus categories on the Hilton Honor Business Card focuses on U.S. businesses so at most you'll be earning the non-category rate of 3x Hilton Honors Points for most purchases overseas.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
-
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
-
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Loading...
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
-
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Use Rakuten when booking travel and shopping online to earn additional cash back on top of your reward points. Rakuten sends you directly to your favorite sites so you can shop as you normally would. It's easy! Sign up and earn $10 with your first purchase!
Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
-

Recent News/Articles


Page Last Updated: 2019-08-15

Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.

Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.

About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.