Marriott Bonvoy American Express Card
Review the benefits of the Marriott Bonvoy Card and calculate how many Marriott Bonvoy Points you can earn based on your monthly/yearly spend.
The Marriott Bonvoy American Express Card, previously known as the American Express Starwood Preferred Guest (SPG) Credit Card, is a Marriott Bonvoy Points earning card offered by American Express. This card is no longer available for sign up as of February 13th, 2019. The Marriott Bonvoy Boundless Card is now the primary personal card for earning Marriott Bonvoy Points. The Marriott Bonvoy American Express Card mirrors the perks of the Marriott Bonvoy Boundless Card.
The Marriott Bonvoy Card only features one bonus category and that is for spending on Marriott properties. There is no limit to the amount of bonus points you can earn spending in this category and there is no limit to the amount of points you can earn spending on the card. Below are the details on the earning structure of the Marriott Bonvoy Card.
6x Marriott Properties
The Marriott Bonvoy Card earns 6 Marriott Bonvoy Points per $1 spent on Marriott properties. If you're familiar with the old earning rate of Starpoints, this rate technically has not changed since one Starpoint was equal to 3 Marriott Bonvoy Points. This bonus category still provide a solid return of about 4.2% since Marriott Points are valued at an average of 0.7 cents each. It's worth noting that all of the Marriott Credit Cards in the updated line up earn the same rate of 6 points per $1 spent on Marriott properties.
Using the Marriott Bonvoy Card on purchases not under the Marriott umbrella will result in earning 2 Marriott Bonvoy Points per $1 spent. This is miniature return of 1.4% at a rate of 0.7 cents per Marriott point. This is a decrease from the old earnings equal to three Marriott Bonvoy Points. Since non of the Marriott line up offers a good return on non-category purchases, I would recommend earning points with Chase's Ultimate Rewards Program or AMEX's Membership Rewards Program and then transferring those points over to the Marriott program at a 1:1 ratio. This gives you about 17 additional credit cards to work with. Chase features cards that dabble specifically in travel and dining, while AMEX focuses on grocery, gas stations, restaurants, and airfare.
Perks and Benefits
Free Award Nights
Marriott Bonvoy Card holders will receive an Annual Free Night Award for any hotel that costs up to 35,000 Marriott Bonvoy Points. That includes up to category 5 hotels under both the standard and off-peak rate and up to category 4 hotels at peak rates. These free nights can be stacked with the annual nights earned from holding other Marriott credit cards. 35,000 Marriott Bonvoy Points is worth about $245 using the value of 0.7 cents each so that's the sweet spot if you want a good redemption. Looking at a few big cities (San Fran, Atlanta, etc.), Category 5 hotels range from as low as $150 a night to as high as $602 a night (and it had availability!) meaning these points can go far if you use them right!
The only two cards in the lineup that has a better Free Night Award is the now unobtainable Ritz-Carlton Credit Card and the recently new Marriott Bonvoy Brilliant Card. Both of these premium cards earn a free night that costs up to 50,000 Marriott Bonvoy Points along with several elite travel perks.
Marriott Elite Status
The Marriott Bonvoy Card grants complimentary Marriott Silver Elite Status due to the 15 Marriott Elite Night Credits it provides. Silver comes with a 10% Marriott Bonvoy Points bonus, priority late checkout, and a dedicated elite reservation line. These credits do not stack with the credits offered on the other Marriott credit cards. You can also run $30,000 spend through the Marriott Bonvoy Card to earn Marriott Gold Elite Status which bumps up the point bonus to 25% along with providing perks such as room upgrades, late checkout, and more.
Sign Up Bonus
The Marriott Bonvoy Card is no longer available for sign up. As the Starwood Preferred Guest Card, the sign up bonus was around 75,000 Marriott Bonvoy Points until the program changed over to Bonvoy from Marriott Bonvoy. Prior to it merging with Marriott, it offered around 30,000 to 35,000 Starpoints which were worth around 2.1 cents each for total value of $630+
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The Marriott Bonvoy Card annual fee is $0 the first year, then $95. This card is identical to the Marriott Bonvoy Boundless Card with the exception that the first year annual fee was waived.
Authorized User Fee
The Marriott Bonvoy Card has a $0 authorized user fee.
Foreign Transaction Fee
There is a 0% foreign transaction fee for the Marriott Bonvoy Card. This means you can use the card overseas without penalty.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
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