Marriott Bonvoy Card | Card Review & Point Calculator
This card is not opened to new applicants. You may be able to product change to this card from other personal Marriott AMEX cards.

Marriott Bonvoy American Express Card

Card Review & Marriott Point Calculator
6x Marriott Hotels
2x Everything Else
Silver Elite Status
Gold Elite Status w/ Spend
Annual Free Night
15 Elite Night Credits
Complimentary WiFi

Review the benefits of the Marriott Bonvoy Card and calculate how many Marriott Bonvoy Points you can earn based on your monthly/yearly spend.

The Marriott Bonvoy American Express Card, previously known as the American Express Starwood Preferred Guest (SPG) Credit Card, is a Marriott Bonvoy Points earning card offered by American Express. This card is no longer available for sign up as of February 13th, 2019. The Marriott Bonvoy Boundless Card is now the primary personal card for earning Marriott Bonvoy Points. The Marriott Bonvoy American Express Card mirrors the perks of the Marriott Bonvoy Boundless Card.

Bonus Categories

The Marriott Bonvoy AMEX Card only features one bonus category and that is for spending on Marriott properties. There is no limit to the amount of bonus points you can earn spending in this category and there is no limit to the amount of points you can earn spending on the card.

6x Marriott

The Marriott Bonvoy AMEX Card earns 6 Marriott Bonvoy Points per $1 spent with Marriott. This includes paying for your room as well as charges on property grounds that may categorize as Marriott such as room charges or bars and restaurants owned by Marriott.

The majority of Marriott's credit cards earn 6x points on Marriott spend. This is the highest amount of Marriott Bonvoy Points you can earn spending on Marriott and transfer partner credit cards.

2x Non-Category

All non-Marriott purchases made on the Marriott Bonvoy AMEX Card will earn you 2 Marriott Bonvoy Points per $1 spent. This is the norm across most of Marriott's credit cards and is the highest amount of Marriott Bonvoy Points you can earn on non-category spend. You can earn an equal amount of points using the AMEX Blue Business Plus Card to earn 2x Membership Rewards Points and then transferring those points to Marriott at a 1:1 ratio.

Perks and Benefits

Annual Free Award Night

Every year on your Marriott Bonvoy AMEX Card member anniversary, you'll receive a free award night certificate. This certificate is good for one free night at any Marriott brand hotel that costs 35,000 Marriott Bonvoy Points or lower. This can land you in as high as a category 5 hotel under the standard and off-peak rates. The value of this free night is typically more than the annual fee of the card itself. Free night certificates can be stacked with other certificate earned from Marriott credit cards.

The Marriott Bonvoy Brilliant offers a slightly higher 50,000 Marriott Bonvoy Point certificate.

15 Elite Night Credits

You will receive 15 elite night credits towards Marriott Elite Status every year. You can earn 15 elite credits with a personal Marriott credit card (such as this one) and 15 elite credits with a business Marriott credit card. This can earn you up to 30 elite night credits which will automatically give you Marriott Gold Elite Status. Stacking multiple personal credit cards or stacking multiple business credit cards will not earn you more than the max of 15 allowed credits for both personal credit cards and business credit cards.

marriott free fifth night
Get your fifth night for free when you book a 5-night consecutive award stay.

Marriott Elite Status

You will receive complimentary Marriott Silver Elite Status due to the 15 Marriott Elite Night Credits you will receive as a Marriott Bonvoy AMEX Card member. Silver comes with a 10% Marriott Bonvoy Points bonus, priority late checkout, and a few other small perks.

You can also run $30,000 in spend through the Marriott Bonvoy AMEX Card to earn Marriott Gold Elite Status which bumps up the point bonus to 25% along with providing perks such as room upgrades, 2pm late checkout, and more.

Complimentary WiFi

As a Marriott Bonvoy AMEX Card member, you will receive complimentary in-room premium internet.

Standard AMEX Benefits

The Marriott Bonvoy AMEX Card comes with a bunch of useful benefits that can add more value to the card. Those benefits include, but are not limited to:

Sign Up Bonus

The Marriott Bonvoy AMEX Card is no longer available to new applicants. As part of the Starwood Guest Preferred program, the sign up bonus sat at around 30,000 to 35,000 Starpoints. Once it was converted to the Marriott Rewards program, the sign up bonus sat at 75,000 Marriott Bonvoy Points which was a little less than the 1:3 conversion ratio of Marriott Points to SPG Points.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The Marriott Bonvoy AMEX Card annual fee is $0 the first year, then $95. This card is identical to the Marriott Bonvoy Boundless Card with the exception that the first year annual fee is waived.

Authorized User Fee

The Marriott Bonvoy AMEX Card has a $0 authorized user fee. If you want to earn Marriott Bonvoy Points across all spending, adding friends or family to your card will help you build points faster.

Foreign Transaction Fee

There is a 0% foreign transaction fee for the Marriott Bonvoy AMEX Card. This means you can use the card overseas without penalty.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
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View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
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Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
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Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
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Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
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Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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Page Last Updated: 2020-05-05
Article By: Robert Flowers III

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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