Amazon Prime Store Card | Review & Points Calculator

Amazon Prime Store Card

Card Review & Amazon Points Calculator
Promotional Financing

Review the benefits of the Amazon Prime Store Card, calculate how many Amazon Points you can earn based on your spend, and compare results to top cards.

The Amazon Prime Store Card is an upgraded version of the Amazon Store Card for Prime Members. It adds the ability to earn 5% cash back when shopping on Amazon. If you're already a Prime member it's one of the many Amazon Credit Cards available to earn big when shopping on

Bonus Categories

The Amazon Prime Store Card does not have a network and can only be used on to earn cash back. Cash back earned on the card can be applied to your card statement balance and applied to future purchases on


The Amazon Prime Store Card earns 5% cash back on purchases. This is the highest amount of cash back you can receive when shopping on Amazon with any of their Prime cards. The only card that can temporarily earn more is the Discover IT which offers doubles the amount of cash back in the first year of having the card giving you a chance to earn 10% cash back during the quarter that features purchases.

Amazon Store Cardholders (non-Prime) do not earn 5% cash back on

Perks and Benefits

Promotional Financing

The Amazon Prime Store Card and Amazon Store Card both offer promotional financing on purchases. This allows you to pay over time for your purchases based on the cost of the purchase. The length of time you have to pay will be based off the amount of the purchase.

  • 6 Month Financing - $149 to $598.99
  • 12 Month Financing - $599 or more
  • 18 Month Financing - $799 or more

Amazon Prime Store Card members who opt for special financing will not receive 5% cash back on their At the time of purchase, you will be able to decide between 5% cash back or special financing. Financing is not availble for purchases under $149.

If you don't pay your balance off during the special financing period, you will amass a large amount of interest. Minimium payments will usually not take care of the full balance so be sure to plan ahead and make appropriate payments so that you don't get stuck with the high interest rate of store cards.

Sign Up Bonus

The sign up bonus for the Amazon Prime Store Card and Amazon Store Card is a $10 gift card. Both the Chase Amazon and Chase Amazon Prime cards offer a $70 gift card while the Amazon Business AMEX and Amazon Business Prime AMEX offer $100 and $125 Amazon Gift Cards for new cardholders. So $10 is a little on the small side, but it's better than nothing!

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

There is no annual fee for the Amazon Store Prime Card, but it does requires Amazon Prime which will cost you $119 (or $59 if you're a student).

Authorized User Fee

There is no authorized user fee for the Amazon Store Prime Card.

Foreign Transaction Fee

Foreign transaction fees for this card does not apply since Amazon Store Cards do not have a network attached to them. It cannot be used outside of

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Learn how you can use cash back portals to earn hundreds in cash back every year booking travel and shopping online. Easily double and triple dip on rewards when you combine cash back portals, loyalty programs, and rewards credit cards.
Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of this card (if applicable).
Annual Fee:
Auth Fee:
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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Page Last Updated: 2019-02-16
Article By: Robert Flowers III

Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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