Amazon Points & Cash Back Calculators | The Point Calculator

Amazon Points & Cash Back Calculators

Get the details on earning and redeeming Amazon Points earned with Amazon's credit cards and calculate how much cash back you can earn based on your spend.

Program Details

Amazon has credit cards with Synchrony, Chase, and American Express. Synchrony focuses on the Amazon store cards in which you can only use at, Chase offers personal Amazon credit cards which can be used worldwide, and American Express offers business credit cards which can also be used worldwide. Depending on the card, the earning and redemption methods will vary.

Redeeming Amazon Points & Cash Back

As previously mentioned, Amazon has credit cards with Synchrony, Chase, and American Express. Depending on the card you have, your options will vary.

Redeem With Synchrony

Cash back earned with the Amazon Prime Store Card can only be applied to your purchases at checkout or directly to your statement when signed into your account. Both options have the same effect of shaving the cost off your overall charges with Amazon. This is your only option for the store card.

Redeem With Chase

Cash back earned with Chase Amazon Credit Cards are displayed as points. One cent ($0.01) is equal to one point. Points can be used to redeem purchases at Points can also be redeemed for cash (starting at 2,000 points which is equal to $20), through an account statement credit, or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include travel (flights, hotels, cruises, car rentals), gift cards, and more. Points earned with the Amazon Credit Card will not expire as long as the account is opened.

Redeem With AMEX

Cash back earned with the AMEX Amazon Credit Cards are earned under the Amazon Rewards Program. Cash back rewards are tracked as points and every 100 points earned in cash back rewards will equal $1. This means that one cent ($0.01) is equal to one point. You can redeem points for eligible purchases at, or towards a charge on your statement.

Credit Card Rewards Calculators

Between Synchrony, Chase, and American Express, you have five credit cards you can use to earn rewards with Amazon. Synchrony features the store card which is only good at, while both Chase and AMEX offers credit cards that can be used worldwide to help you earn rewards on Amazon, Whole Food Stores, and all other purchases. Deciding between the cards depends on whether you plan on just using the card at Amazon or if you want to earn Amazon rewards for purchases outside of Amazon.

compare amazon credit cards
Compare Amazon credit cards side by side based on spend, benefits and fees.

Amazon Credit Card Rewards Calculators

You can click on any of the Amazon credit cards below to learn about the bonus categories, perks & benefits, standard sign up bonus, and fees of the card. Each Amazon credit card also has it's own Amazon Rewards calculator. The calculator will calculate how many Amazon Points or how much cash back you can earn and the cash value of the Amazon credit card based on your monthly/yearly spend, how much each card benefit is worth to you, and the fees of the card. You can compare the results side by side any credit card featured on the site. Any spend you enter into the credit card cash back calculator will carry over to all credit card calculators on the site, so there's no need to re-enter spend when jumping page to page.

Comparison Calculators

Comparison Calculators features side by side comparisons of frequently compared credit cards or comparisons requested through our YouTube channel. These calculators are already set up so you can immediately start calculating total rewards as well as the cash value of the compared cards based on your monthly/yearly spend, how much the card benefits are worth to you, and the annual fees. Comparison Calculators does not allow you to change the designated cards being compared. If you want to compare credit cards outside of the comparisons listed below, I recommend searching for the credit card you want to compare and then using its calculator to compare it against anything featured on the site.

Guides, Deals, and Useful Links

Listed below are guides, deals, and useful links. Do note that some of the links listed may be external links meaning they will take you outside of The Point Calculator website. These are indicated by a new window symbol () and will open in a new window/tab. These links are updated as needed.

Recommended Reads

Article By: Robert Flowers III

Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.

Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.

About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

About This SiteAbout The Staff

The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

2020 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.