Amazon Prime Store Card Calculator

Card Details & Amazon Points Calculator
Promotional Financing

Review the benefits of the Amazon Prime Store Card, calculate how many Amazon Points you can earn based on your spend, and compare results to top cards.

The Amazon Prime Store Card is an upgraded version of the Amazon Store Card for Prime Members. It adds the ability to earn 5% cash back when shopping on Amazon. If you're already a Prime member it's one of the many Amazon Credit Cards available to earn big when shopping on

Bonus Categories

The Amazon Prime Store Card does not have a network and can only be used on to earn cash back. Cash back earned on the card can be applied to your card statement balance and applied to future purchases on

  • 5% Amazon

Perks & Benefits

Outside of the 5% earnings on Amazon, the other benefit of the card is that you can choose Promotional Financing if you want to pay for your purchase over time.

  • Promotional Financing
    • Opt for special financing instead of 5% cash back on purchases.
    • Length of financing depends on the amount of the purchase:
      • 6 Month - $149 to $598.99
      • 12 Month - $599 - $798.99
      • 18 Month - $799+

Sign Up Bonus (SUB)

The standard sign up bonus for the Amazon Prime Store Card is a $10 gift card upon approval of the card.


Annual Fee

There is no annual fee for the Amazon Store Prime Card, but it does requires Amazon Prime which will cost you $119.

Authorized User Fee

There is no authorized user fee for the Amazon Store Prime Card.

Foreign Transaction Fee

Foreign transaction fees for this card does not apply since Amazon Store Cards do not have a network attached to them. It cannot be used outside of

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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