American Eagle Visa
For anyone that shops at American Eagle Outfitters, there is a great deal of value to be had in their co-branded American Eagle Credit Cards when it comes to benefits and perks. The cards adds an additional 2% cash back on top of the 4% cash back you'll earn for being a member when it comes to American Eagle purchases. Cardholders will also receive several perks and bonuses that can save a great deal of money over the course of the year for any hardcore American Eagle shopper.
American Eagle Points
American Eagle Points are worth 0.4 cents each. AEO members who are non-credit card holders will receive 10 points per $1 spent for a return of 4%. AEO members who own either the American Eagle Card or American Eagle Visa Card will earn 15 points per $1 spent for a return of 6%. If you do a lot of shopping at this brand and don't mind your earnings being locked strictly to American Eagle, the card could prove to be useful.
American Eagle Rewards Points Calculator
Enter your total amount of AEO points below
The American Eagle credit cards both feature one bonus category which is American Eagle purchases. There is no limit to the amount of points you can earn spending in this category and there is no limit to the amount of points you can earn using either of the American Eagle Credit Cards. Below are the details of how the American Eagle Credit Cards earn points.
15x American Eagle
In addition to the 10 points you will earn as a member, American Eagle Credit Card holders will receive 5 additional points per $1 spent when they use their card for American Eagle purchases. Eligible purchases include purchases at AEO and Aerie stores and at ae.com and aerie.com. These AEO points are calculated after discounts, taxes and fees and you will not earn points on gift card purchases.
Card members will earn 5 points more than the basic member which is an increase of 2% more in earnings. When it comes to purchases directly with American Eagle, you can match this return by being a member and using a card such as the Citi Double Cash or American Express Blue Cash Everyday to earn 2% back on department store purchases with no annual fee. Of course, you'll have a mix of points and cash back instead of all points, but it goes to show you that this return isn't anything over the top and can be easily matched. You can even take it a step farther with the Blue Cash Preferred which earns 3% back on department stores and 6% back on grocery stores!
American Eagle Visa Card holders will receive 5 points per $1 spent for any purchases outside of American Eagle. Do note that the American Eagle Store Card can only be used with AEO and Aerie. Earning 5 American Eagle Points is equal to earning 2% cash back which is a very nice return for non-category purchases on a store card, but again it can be beat by cards such as the Citi Double Cash which earns 2% on all purchases as well. If you're a hardcore AEO shopper, using the American Eagle Visa Card will be very beneficial for you.
Perks and Benefits
The American Eagle Credit Cards are stacked with benefits that can save you a great deal of money such as free shipping, 20% off birthday coupons, and Buy 5 Get 1 Free deals. Even if you don't plan on putting a great deal of spend through the card, these perks can save hundreds of dollars for any consistent AEO shopper. Below are the list of benefits included for American Eagle Cardholders. Benefits below are for both the Visa Card and Store Card unless otherwise stated.
20% Off Birthday Coupon
American Eagle Credit Card members will receive a 20% off a single total purchase within their birthday month. This is 5% more than the standard AEO non-credit card member birthday coupon.
Buy 5 Get One Free
American Eagle Credit Card members that purchase 5 pairs of jeans will receive a coupon for 1 pair free. Members will also receive a coupon for 1 free bra after purchasing 5 bras as with the jeans. Both of these offers will not expire as long as the AEO account is kept active.
Extra Access Status
American Eagle Credit Card members that spend $350 in a calendar year on net qualifying purchases at American Eagle Outfitters stores, Aerie stores, AEO Factory stores, through online transactions, and via direct phone orders will receive Extra Access Status. Extra Access members will receive a $15 Off Reward for every 2,500 points earned for an exceptional return of 9% for AEO purchases and 3% for non-AEO purchases. There is where it pays to have this card since you're looking at such a high return. If you can easily spend $350 on this card and earn at a the Extra Access Status rate, this card will be beneficial for anyone that is a continuous customer of American Eagle stores.
Sign Up Bonus
The American Eagle Credit Card sign up bonus is 20% off your first purchase when you open and use your AEO Connected credit card. This sign up bonus cannot be combined with any other discount. The 20% off discount is applied to merchandise prior to sales tax and shipping and handling.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The annual fee for both American Eagle Credit Cards is $0. Considering the amount of cash back and savings you can earn with this card, this is awesome for anyone that wants to earn rewards directly with American Eagle.
Authorized User Fee
There is no authorized user fee for the American Eagle Credit Cards. If you want to dedicate your rewards to AEO, adding family and friends as additional cardholder can earn some extra points toward American Eagle purchases and assist with reaching Extra Access Status.
Foreign Transaction Fee
The American Eagle Visa Card has a foreign transaction fee of 3%. If you're looking to earn rewards out of country, I do not recommend using this card. You'll want to find a card that offers a 0% foreign transaction fee on international spending.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.