American Eagle Visa Card Cash Value Calculator

American Eagle Visa

15x American Eagle
20% Off Birthday Coupon
Buy 5 Jeans Get One Free
Buy 5 Bras Get One Free
Spend To Extra Access Status
6 Cardholder Events Each Year

This page may contain links and/or referrals that would earn The Point Calculator points, miles, or other financial compensation. For more details, view the Advertising Policy.

For anyone that shops at American Eagle Outfitters, there is a great deal of value to be had in their co-branded American Eagle Credit Cards when it comes to benefits and perks. The cards adds an additional 2% cash back on top of the 4% cash back you'll earn for being a member when it comes to American Eagle purchases. Cardholders will also receive several perks and bonuses that can save a great deal of money over the course of the year for any hardcore American Eagle shopper.

American Eagle Points

American Eagle Points are worth 0.4 cents each. AEO members who are non-credit card holders will receive 10 points per $1 spent for a return of 4%. AEO members who own either the American Eagle Card or American Eagle Visa Card will earn 15 points per $1 spent for a return of 6%. If you do a lot of shopping at this brand and don't mind your earnings being locked strictly to American Eagle, the card could prove to be useful.

American Eagle Rewards Points Calculator Enter your total amount of AEO points below
Points
Cash Value
0.4 Cents Each
$0

Bonus Categories

The American Eagle credit cards both feature one bonus category which is American Eagle purchases. There is no limit to the amount of points you can earn spending in this category and there is no limit to the amount of points you can earn using either of the American Eagle Credit Cards. Below are the details of how the American Eagle Credit Cards earn points.

15x American Eagle

In addition to the 10 points you will earn as a member, American Eagle Credit Card holders will receive 5 additional points per $1 spent when they use their card for American Eagle purchases. Eligible purchases include purchases at AEO and Aerie stores and at ae.com and aerie.com. These AEO points are calculated after discounts, taxes and fees and you will not earn points on gift card purchases.

Card members will earn 5 points more than the basic member which is an increase of 2% more in earnings. When it comes to purchases directly with American Eagle, you can match this return by being a member and using a card such as the Citi Double Cash or American Express Blue Cash Everyday to earn 2% back on department store purchases with no annual fee. Of course, you'll have a mix of points and cash back instead of all points, but it goes to show you that this return isn't anything over the top and can be easily matched. You can even take it a step farther with the Blue Cash Preferred which earns 3% back on department stores and 6% back on grocery stores!

5x Non-Category

American Eagle Visa Card holders will receive 5 points per $1 spent for any purchases outside of American Eagle. Do note that the American Eagle Store Card can only be used with AEO and Aerie. Earning 5 American Eagle Points is equal to earning 2% cash back which is a very nice return for non-category purchases on a store card, but again it can be beat by cards such as the Citi Double Cash which earns 2% on all purchases as well. If you're a hardcore AEO shopper, using the American Eagle Visa Card will be very beneficial for you.

Perks and Benefits

The American Eagle Credit Cards are stacked with benefits that can save you a great deal of money such as free shipping, 20% off birthday coupons, and Buy 5 Get 1 Free deals. Even if you don't plan on putting a great deal of spend through the card, these perks can save hundreds of dollars for any consistent AEO shopper. Below are the list of benefits included for American Eagle Cardholders. Benefits below are for both the Visa Card and Store Card unless otherwise stated.

20% Off Birthday Coupon

American Eagle Credit Card members will receive a 20% off a single total purchase within their birthday month. This is 5% more than the standard AEO non-credit card member birthday coupon.

Buy 5 Get One Free

American Eagle Credit Card members that purchase 5 pairs of jeans will receive a coupon for 1 pair free. Members will also receive a coupon for 1 free bra after purchasing 5 bras as with the jeans. Both of these offers will not expire as long as the AEO account is kept active.

Extra Access Status

American Eagle Credit Card members that spend $350 in a calendar year on net qualifying purchases at American Eagle Outfitters stores, Aerie stores, AEO Factory stores, through online transactions, and via direct phone orders will receive Extra Access Status. Extra Access members will receive a $15 Off Reward for every 2,500 points earned for an exceptional return of 9% for AEO purchases and 3% for non-AEO purchases. There is where it pays to have this card since you're looking at such a high return. If you can easily spend $350 on this card and earn at a the Extra Access Status rate, this card will be beneficial for anyone that is a continuous customer of American Eagle stores.

Sign Up Bonus

The American Eagle Credit Card sign up bonus is 20% off your first purchase when you open and use your AEO Connected credit card. This sign up bonus cannot be combined with any other discount. The 20% off discount is applied to merchandise prior to sales tax and shipping and handling.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for both American Eagle Credit Cards is $0. Considering the amount of cash back and savings you can earn with this card, this is awesome for anyone that wants to earn rewards directly with American Eagle.

Authorized User Fee

There is no authorized user fee for the American Eagle Credit Cards. If you want to dedicate your rewards to AEO, adding family and friends as additional cardholder can earn some extra points toward American Eagle purchases and assist with reaching Extra Access Status.

Foreign Transaction Fee

The American Eagle Visa Card has a foreign transaction fee of 3%. If you're looking to earn rewards out of country, I do not recommend using this card. You'll want to find a card that offers a 0% foreign transaction fee on international spending.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
-
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
-
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Loading...
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
-
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
Use Rakuten when booking travel and shopping online to earn additional cash back on top of your reward points. Rakuten sends you directly to your favorite sites so you can shop as you normally would. It's easy! Sign up and earn $10 with your first purchase!
Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
-

Recent News/Articles


Page Last Updated: 2019-01-19

Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.

Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.

About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.