American Eagle Visa

The American Eagle credit cards both feature one bonus category which is American Eagle purchases. There is no limit to the amount of points you can earn spending in this category and there is no limit to the amount of points you can earn using either of the American Eagle Credit Cards. Below are the details of how the American Eagle Credit Cards earn points.

15x American Eagle

In addition to the 10 points you will earn as a member, American Eagle Credit Card holders will receive 5 additional points per $1 spent when they use their card for American Eagle purchases. Eligible purchases include purchases at AEO and Aerie stores and at ae.com and aerie.com. These AEO points are calculated after discounts, taxes and fees and you will not earn points on gift card purchases.

Card members will earn 5 points more than the basic member which is an increase of 2% more in earnings. When it comes to purchases directly with American Eagle, you can match this return by being a member and using a card such as the Citi Double Cash or American Express Blue Cash Everyday to earn 2% back on department store purchases with no annual fee. Of course, you'll have a mix of points and cash back instead of all points, but it goes to show you that this return isn't anything over the top and can be easily matched. You can even take it a step farther with the Blue Cash Preferred which earns 3% back on department stores and 6% back on grocery stores!

5x Non-Category

American Eagle Visa Card holders will receive 5 points per $1 spent for any purchases outside of American Eagle. Do note that the American Eagle Store Card can only be used with AEO and Aerie. Earning 5 American Eagle Points is equal to earning 2% cash back which is a very nice return for non-category purchases on a store card, but again it can be beat by cards such as the Citi Double Cash which earns 2% on all purchases as well. If you're a hardcore AEO shopper, using the American Eagle Visa Card will be very beneficial for you.

The American Eagle Credit Cards are stacked with benefits that can save you a great deal of money such as free shipping, 20% off birthday coupons, and Buy 5 Get 1 Free deals. Even if you don't plan on putting a great deal of spend through the card, these perks can save hundreds of dollars for any consistent AEO shopper. Below are the list of benefits included for American Eagle Cardholders. Benefits below are for both the Visa Card and Store Card unless otherwise stated.

20% Off Birthday Coupon

American Eagle Credit Card members will receive a 20% off a single total purchase within their birthday month. This is 5% more than the standard AEO non-credit card member birthday coupon.

Buy 5 Get One Free

American Eagle Credit Card members that purchase 5 pairs of jeans will receive a coupon for 1 pair free. Members will also receive a coupon for 1 free bra after purchasing 5 bras as with the jeans. Both of these offers will not expire as long as the AEO account is kept active.

Extra Access Status

American Eagle Credit Card members that spend $350 in a calendar year on net qualifying purchases at American Eagle Outfitters stores, Aerie stores, AEO Factory stores, through online transactions, and via direct phone orders will receive Extra Access Status. Extra Access members will receive a $15 Off Reward for every 2,500 points earned for an exceptional return of 9% for AEO purchases and 3% for non-AEO purchases. There is where it pays to have this card since you're looking at such a high return. If you can easily spend $350 on this card and earn at a the Extra Access Status rate, this card will be beneficial for anyone that is a continuous customer of American Eagle stores.

The American Eagle Credit Card sign up bonus is 20% off your first purchase when you open and use your AEO Connected credit card. This sign up bonus cannot be combined with any other discount. The 20% off discount is applied to merchandise prior to sales tax and shipping and handling.