Walmart Cash Back - Calculators and Credit Cards

Walmart Cash Back Calculator

Get the details on earning cash back with Walmart and calculate how much cash back you can earn based on monthly/yearly spend with Walmart credit cards.

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Program Details

Walmart is the world's largest company by revenue and largest private employer in the world. Their stores covers just about every category you can think of including electronics, jewelry, clothing, auto, photo finishing, home and furniture, pet supplies and sporting goods. That's why it's important to make sure you're getting the most cash back at Walmart no matter which category you're shopping in.

Redeeming Walmart Cash Back

Before you start earning cash back with Walmart, it's best to sign up for a free Walmart account. This allows you to do a number of things including:

  • Track Orders
  • Access Walmart Pharmacy History/Prescriptions
  • Create Lists of Items For Easy Purchasing
  • Create Gift Registries
  • Enjoy Movies From Walmart's Digital Library

Creating an account will make shopping with Walmart a lot smoother. You can then attach your personal information to your account such as your Walmart Credit Card to your account to make it easy to checkout when shopping at This will also allow you to seamlessly use your earned rewards at checkout.

Walmart Points

Walmart displays earned cash back in points. One point earned with Walmart is equal to 1 cent in cash back. So if you have 100 points, you have $1 in cash back. If you need help converting Walmart Points to actual cash back, you can use the calculator below.

Walmart Points Converter
Walmart Cash Back
1 Point : 1 Cent

Redeeming Walmart Cash Back At Checkout

Cash back earned with the Walmart Rewards Mastercard and Walmart Store Card can be used towards purchases made at checkout. During checkout, you will be asked to specify how much cash back you want to apply towards your purchase. Those points will then be deducted from your balance and applied to your account in the form of a credit 2-3 business days later.

Redeeming Walmart Cash Back For Previous Purchases

Cash back earned with the Walmart Rewards Mastercard and Walmart Store Card can be applied to purchases you've already made with Walmart. You can do this through the Capital One App or through The redemption must be made within 90 days of the purchase posting to your account and will post to your account as a credit within 2-3 business days. Redemptions for a portion of a purchase amount (partial redemptions) are also available using this method.

Redeeming Walmart Cash Back For Other Redemptions

Cash back earned with the Walmart Rewards Mastercard and Walmart Store Card can also be used for account credits for other non-Walmart purchases and be used to pick up gift cards. Those who have the Walmart Rewards Mastercard will also be able to redeem their rewards for travel which includes flights, car rentals, and hotels. Travel redemptions are at a 1:1 ratio meaning 1 point equals 1 cent towards travel. Those with the Walmart Rewards Store Card will not be able to redeem their rewards for travel.

Credit Card Rewards Calculators

Walmart has two credit cards offered by Capital One which consists of a Mastercard and a store card. The Walmart Rewards Mastercard and Walmart Rewards Store Card both earn the same amount of cash back on all Walmart related purchases. The difference is that the Mastercard can be used to pick up additional bonus cash back on travel and dining purchases along with the ability to earn cash back on all non-category purchases as well. The Walmart Rewards Store Card does not have a network, so it can only be used for Walmart related purchases.

Compare credit cards side by side based on spend, benefits and fees.

Walmart Credit Card Cash Back Calculators

You can click on any of the Walmart credit cards below to learn about the bonus categories, perks & benefits, standard sign up bonus, and fees of the card. Each Walmart credit card also has it's own cash back calculator. The calculator will calculate how much cash back you can earn and the cash value of the Walmart credit card based on your monthly/yearly spend, how much each card benefit is worth to you, and the fees of the card. You can compare the results side by side any credit card featured on the site. Any spend you enter into the Walmart credit card cash back calculator will carry over to all credit card calculators on the site, so there's no need to re-enter spend when jumping page to page.

Comparison Calculators

Comparison Calculators features side by side comparisons of frequently compared credit cards or comparisons requested through our YouTube channel. These calculators are already set up so you can immediately start calculating total rewards as well as the cash value of the compared cards based on your monthly/yearly spend, how much the card benefits are worth to you, and the annual fees. Comparison Calculators does not allow you to change the designated cards being compared. If you want to compare credit cards outside of the comparisons listed below, I recommend searching for the credit card you want to compare and then using its calculator to compare it against anything featured on the site.

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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