At Home Store Card
Review the benefits of the At Home Store Card, calculate how many At Home Rewards Points you can earn based on spend, and compare against top cards.
If you're looking for card that earns rewards strictly with At Home, the At Home Store Card is the card to consider. It earns a great return on At Home spend and also allows you to partake in special financing on larger At Home purchases.
The At Home Store Card features one bonus category which is spending done at any At Home store. There is not limit to the amount of points you can earn with the At Home Store Card.
5x At Home
The At Home Store Card earns 5 At Home Rewards Points per $1 spent at any At Home store. This is equal to a hard to beat 5% return on purchases which is pretty great. If you want to maximize your earns on At Home purchases, this is a card you will want to consider as no other rewards card really comes close.
The At Home Store Card does not have a network attached to it (Mastercard, Visa, etc.), so it cannot be used outside of At Home. If you're looking to earn At Home Rewards Points on all purchases, you'll want to grab up the At Home Mastercard. You can also grab up other great rewards cards based on your spend or pick up a flat rate 2% cash back credit card.
Perks and Benefits
The At Home Store Card allows you to partake in special financing on large At Home purchases.
When you make a purchase of $299 or more at an At Home store with the At Home Store Card, you'll have the option to receive special financing. The special financing is no interest if paid in full within 6-months. This can be a useful benefit if you want to space out payments on a big purchases.
Special financing is something you should approach with caution. It's a nice perk for those who know how to use it and pay off the entire balance within the promotional period. Be sure to divide up your payments so that your final payment (6th payment) zeros out the balance otherwise those 6-months of interest will be stacked on top of the remaining balance.
Sign Up Bonus
The standard sign up bonus for the At Home Store Card is 10% off your first purchase at any At Home store when you open your account. This bonus is offered since you're automatically signed up for the Insider Perks program which comes with this discount.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The At Home Store Card does not have an annual fee which means you'll be earning a 5% return on all At Home purchases made on the card. Just be sure to pay off your statement in full every month otherwise you'll be hit with some high interest fees.
Authorized User Fee
The At Home Store Card does not charge an authorized user fee to add additional users to the card. If you have family and friends that love to spend cash at At Home stores, you'll benefit by adding them due to the extra points you'll receive on their purchases.
Foreign Transaction Fee
The At Home Store Card cannot be used outside of At Home since there is no network attached to it. The foreign transaction fee is not applicable to this card.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.
Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.
About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2020 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.