Athleta Store Card
Learn the benefits and perks that comes with the Athleta Store Card, calculate how many Athleta Points you can earn, and compare results against top cards.
The Athleta Store Card is a network-less credit card that can only be used at Gap family brands and cannot be used anywhere else. It earns 5% back on purchases made at Gap, Old Navy, Banana Republic, and it's own brand Athleta. As a cardholder, you will also receive a bunch of other benefits which includes expedited shipping passes, exclusive bonus point shopping days, and early access to sales and seasonal arrivals. Since the Athleta Visa Credit Card earns a terrible 1% on non-category purchases, you're not missing out on anything when it comes to picking up the Athleta Store Card.
The Athleta Store Card features one bonus category which is for spending at Gap brands. There is no limit to the amount of reward points you can earn spending on the card. Since the card has no network, you will not be able to use it anywhere else outside of Gap brand stores.
5x Gap Brands
The Athleta Store Card earns 5 Athleta Points per $1 spent at Gap brand stores. This counts as purchases made in-store, online, over the phone, and via mail with:
- Gap Maternity
- Gap Outlet
- Gap Factory Store
- Banana Republic
- Banana Republic Factory Store
- Old Navy
- Old Navy Outlet
Spending at the above brands on this card will be equal to earning a 5% return at Gap brand stores which is a pretty great return. If you spend a lot at Gap brands, this is not a bad card to have. Just remember that store cards have high interest and that if you don't pay off your statement every month, earning 5% will not matter since interest will eat away your rewards faster than you can earn them.
This card does not have a network so non-category purchases cannot be made on this card. You will need to use the Athleta Visa Credit Card to earn points on non-Gap purchases, but you'll be earning a low 1% return so I do not recommend doing such.
Perks and Benefits
The Athleta Store Card comes with some nice benefits for those who shop at Athleta.
Every year, you will receive a birthday gift as long as you have made at least one purchase on your Athleta Store Card within the last 12 months and your account is in good standing. The birthday gift will typically be a coupon to use at Athleta to save some money on your purchase.
Expedited Shipping Passes
You will receive two expedited shipping passes annually that are valid on purchases made online at Athleta, Gap, Old Navy, and Banana Republic. In order to use the pass, your purchase must include some type of Athleta merchandise. You can use these passes to ship to anywhere in the U.S. (including Puerto Rico).
Along with the two perks above, you will also receive the following additional benefits:
- Exclusive Bonus Point Shopping Days
- Early Access To Sales
- Early Access To New Seasonal Arrivals
Sign Up Bonus
The standard sign up bonus for the Athleta Store Card is 20% off your first Athleta purchase when you open and use your new card. Since there doesn't seem to be a cap on this discount, you'll want to apply for this card when you're ready to make a large purchase in-store or online. This discount will only apply to purchases at Athleta and will not apply to purchases made with other Gap brands.
You can "Connect" with Gap on the application page to receive exclusive cardholder-only offers. This allows you to earn up to 1,000 Athleta Points by entering your email address and by selecting Go Paperless for paperless billing. This an easy $10 reward that I recommend grabbing up on the bottom of any Gap credit card details page if you already have a Gap credit card.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The Athleta Store Card has an annual fee of $0 meaning you will always earn the maximum 5% return that this store card offers on Gap brand purchases.
Authorized User Fee
There is no authorized user fee to add additional users to your Athleta Store Card. If you have other friends/family that shop at Gap brand stores, I recommend adding them as authorized users since all purchases will earn you a 5% return.
Foreign Transaction Fee
This card has no network which means it cannot be used outside of Gap brand stores. Foreign Transaction Fees will not apply to this card.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. You can read our Private Policy to learn more.
Advertiser Disclosure: Advertisements are listed throughout this site. I may be compensated if you choose to use any of the links on this page. This includes, but is not limited to, making purchases, signing up for programs, and applying for credit cards. You can view the details of that on our Advertising Policy page.
About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.2019 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. All Rights Reserved.