MBNA Rewards Points Calculators

Calculate how many MBNA Rewards Points you can earn with MBNA credit cards and the cash value of MBNA Points based on redemption. Compare to top programs.

Program Details

MBNA Canada is a division of the Toronto-Dominion Bank which is headquartered in Toronto, Ontario, Canada. MBNA offers both rewards points and cash back credit cards to those who live in Canada.

Credit Card Rewards Calculators

The MBNA Rewards Points Calculators will calculate how many points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the benefits of each card, and any annual fees the card may have.

compare MBNA cards side by side
Compare credit cards side by side based on spend, benefits and annual fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. All spend entered (primary/first column only) will carry over to all credit card calculators on the website.

MBNA Rewards Points Credit Card Calculators

MBNA offers two MBNA Rewards credit cards. The Platinum Plus Card earns a solid return of 2 points per $1 across specific categories while the World Elite Mastercard offers 2 points per $1 across all purchases. Those looking to redeem points for cash will also receive better points value out of the World Elite versus the Platinum Plus Mastercard.

Redeeming Rewards & Cash Value

MBNA Rewards Points are worth 1 cents each when redeemed towards travel. Outside of travel, MBNA Points can also be redeemed for cash, charity donations, merchandise, and gift cards.

MBNA Rewards Points Value Calculator
Points
Travel
1 Cent
$0
Cash/Charity [World Elite]
120 Points = $1
$0
Gift Cards
0.83 to <1 Cent
$0 - $0
Cash/Charity [Platinum Plus]
200 Points = $1
$0

Travel

Redeeming your MBNA Rewards Points for travel will be the best redemption option since you'll get a value of 1 cent per point no matter which MBNA Rewards Credit Card you have.

Cash & Charity

Redeeming your MBNA Rewards Points for cash or charity as a World Elite Mastercard holder gives you a point value of 0.833 cent per point which isn't bad. Sure it's not as good as the travel redemption, but it's still a solid option if you prefer cash/donating.

Redeeming your MBNA Rewards Points as a Platinum Plus Mastercard holder will give you a low value of 0.5 cents per point. This is 50% less value than redeeming your points for travel. I recommend steering clear of this redemption if you don't have the World Elite Mastercard.

mbna rewards catalog
Redeem your MBNA Points for solid value by picking up gift cards from the MBNA Rewards Catalog

Gift Cards

The value you'll get from gift card redemptions will vary. Most gift cards give you between 0.8 and 0.99 cent in value, but don't quite reach 1 cent each which still leaves travel to be the best redemption option. If you find a gift card that you're likely to use, this is the better option over taking the cash route, especially for higher denominations.

MBNA Rewards FAQ

How much are MBNA Rewards Points worth?

Points are worth 1 cent each when redeemed for travel. Other redemptions will give you between 0.5 cents and 0.99 cents per point.

What can you redeem MBNA Rewards Points for?

Points can be redeemed for travel, cash, merchandise, and gift cards. You can also donate them to charity.

Which MBNA Rewards credit cards is the best option?

It depends on your spend and the perks you're looking for. You can use the MBNA Points Calculators to calculate the cash value of the card(s) and compare the results.


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