Earning Rates

The MBNA Rewards Platinum Plus Mastercard earns points at the following rates:

  • 2 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases, on up to $10,000 in annual spend for each individual category.
  • 1 point for every $1 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the MBNA Rewards Platinum Plus Card:

  • Birthday Bonus Points: Receive 10% of the points earned the 12 months prior to the primary cardholder's birthday month — up to a max 10,000 bonus points per year.
  • Avis & Budget Savings: Save a minimum of 10% off the base rates in Canada and the U.S., and a minimum of 5% off the base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Purchase Insurance: Mobile Device Insurance, Purchase Assurance, and Extended Warranty Benefits.

Fees

Annual Fee

The MBNA Rewards Platinum Plus Mastercard has a $0 annual fee.

Authorized User Fee

There is no fee to add authorized users to the MBNA Rewards Platinum Plus Mastercard.

Foreign Transaction Fee

The MBNA Rewards Platinum Plus Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.