Calculators: BMO Rewards Credit Cards

Calculate Rewards & Compare Cards
View the list of BMO Rewards credit cards available in Canada and use our calculator to calculate how much you can earn based on your monthly spend.
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BMO Rewards Credit Cards

BMO eclipse Visa Infinite Privilege Card

  • Earn 5 points for every $1 spent on groceries, dining in and out, drugstore, gas, and travel purchases, on up to $100,000 per year (then 1X).
  • Earn 1 point for every $1 spent on all other purchases.
  • Receive 25% more points on all purchases when you add an authorized user.
  • Receive an automatic $200 statement credit annually.
  • Enjoy Visa Infinite Privilege benefits.
  • $499 annual fee.
BMO Rewards Points & Card Value Calculator

BMO eclipse Visa Infinite Card

  • Earn 5 points for every eligible $1 spent on groceries, dining in and out, gas, and transit purchases in Canada, on up to $50,000 per calendar year (then 1X).
  • Earn 1 point for every $1 spent on all other purchases.
  • Receive 10% more points on all purchases when you add an authorized user.
  • Receive an automatic $50 statement credit annually.
  • Enjoy Visa Infinite benefits.
  • $120 annual fee.
BMO Rewards Points & Card Value Calculator

BMO Ascend™ World Elite® Mastercard®

  • Earn 5 points for every $1 spent on eligible travel purchases, on up to $15,000 per year (then 1X).
  • Earn 3 points for every $1 spent on eligible entertainment, dining, and recurring bill payments, on up to $10,000 per year in each individual category (then 1X)
  • Earn 1 point for every $1 spent on all other purchases.
  • Receive Airport lounge access with Mastercard Travel Pass provided by DragonPass along with 4 free passes per year.
  • $150 annual fee (waived the first year).
BMO Rewards Points & Card Value Calculator

BMO AIR MILES Credit Cards

BMO® AIR MILES® World Elite® Mastercard®

  • Earn 3 MILES for every $12 spent with AIR MILES partners.
  • Earn 2 MILES for every $12 spent at eligible grocery stores.
  • Earn 1 MILE for every $12 spent everywhere else.
  • Every year, receive a 25% discount on one worldwide flight booking per year, up to a maximum of 750 Reward Miles.
  • Earn bonus miles at participating National Car Rental and Alamo Rent-A-Car locations.
  • $120 annual fee.
AIR MILES & Card Value Calculator

BMO® AIR MILES® Mastercard®

  • Earn 3 MILES for every $25 spent with AIR MILES partners.
  • Earn 2 MILES for every $25 spent at eligible grocery stores.
  • Earn 1 MILE for every $25 spent on all other purchases.
  • Earn bonus miles at participating National Car Rental and Alamo Rent-A-Car locations.
  • $0 annual fee.
AIR MILES & Card Value Calculator

BMO Cash Back Credit Cards

Credit Card Rewards Calculator

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Category Spending
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Income Requirement
Income Type
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.
Income Maximum
Select the maximum income requirement you want listed in your top picks.
Calculator Options
Personal & Business Cards
Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.
Include Intro Bonuses?
If set to yes, intro bonuses will be included in the calculations if you meet the monthly spend criteria based on what's entered into the tool. Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards.

Find out which credit cards will offer you the most value based on the spend amounts you entered

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only. You can click on the estimated earnings to see the calculations or click on the card to learn more.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

Calculate Total Rewards & Card Value Per $1 Spent For 100+ Canada Credit Cards
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Maximize your credit card rewards

Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!