BMO Rewards Credit Cards
BMO eclipse Visa Infinite Privilege Card
- Earn 5 points for every $1 spent on groceries, dining in and out, drugstore, gas, and travel purchases, on up to $100,000 per year (then 1X).
- Earn 1 point for every $1 spent on all other purchases.
- Receive 25% more points on all purchases when you add an authorized user.
- Receive an automatic $200 statement credit annually.
- Enjoy Visa Infinite Privilege benefits.
- $499 annual fee.
BMO eclipse Visa Infinite Card
- Earn 5 points for every eligible $1 spent on groceries, dining in and out, gas, and transit purchases in Canada, on up to $50,000 per calendar year (then 1X).
- Earn 1 point for every $1 spent on all other purchases.
- Receive 10% more points on all purchases when you add an authorized user.
- Receive an automatic $50 statement credit annually.
- Enjoy Visa Infinite benefits.
- $120 annual fee.
BMO Ascend™ World Elite® Mastercard®
- Earn 5 points for every $1 spent on eligible travel purchases, on up to $15,000 per year (then 1X).
- Earn 3 points for every $1 spent on eligible entertainment, dining, and recurring bill payments, on up to $10,000 per year in each individual category (then 1X)
- Earn 1 point for every $1 spent on all other purchases.
- Receive Airport lounge access with Mastercard Travel Pass provided by DragonPass along with 4 free passes per year.
- $150 annual fee (waived the first year).
BMO Rewards® Mastercard®
- Earn 1 point for every $1 spent on the card.
- $0 annual fee.
BMO AIR MILES Credit Cards
BMO® AIR MILES® World Elite® Mastercard®
- Earn 3 MILES for every $12 spent with AIR MILES partners.
- Earn 2 MILES for every $12 spent at eligible grocery stores.
- Earn 1 MILE for every $12 spent everywhere else.
- Every year, receive a 25% discount on one worldwide flight booking per year, up to a maximum of 750 Reward Miles.
- Earn bonus miles at participating National Car Rental and Alamo Rent-A-Car locations.
- $120 annual fee.
BMO® AIR MILES® Mastercard®
- Earn 3 MILES for every $25 spent with AIR MILES partners.
- Earn 2 MILES for every $25 spent at eligible grocery stores.
- Earn 1 MILE for every $25 spent on all other purchases.
- Earn bonus miles at participating National Car Rental and Alamo Rent-A-Car locations.
- $0 annual fee.
BMO Cash Back Credit Cards
BMO CashBack® World Elite® Mastercard®
- Earn 5% back on groceries.
- Earn 4% back on transit, including ride sharing, taxis, and public transportation.
- Earn 3% back on gas and electric vehicle charging.
- Earn 2% back on recurring bills.
- Earn an unlimited 1% back on all other purchases.
- Enjoy airport lounge access.
- $120 annual fee.
BMO CashBack® Mastercard®
- Earn 3% cash back on grocery purchases.
- Earn 1% cash back on recurring bill payments.
- Earn an unlimited 0.5% back on all other purchases.
- $0 annual fee.
Credit Card Rewards Calculator
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If set to yes, intro bonuses will be included in the calculations if you meet the monthly spend criteria based on what's entered into the tool. Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards.
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Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only. You can click on the estimated earnings to see the calculations or click on the card to learn more.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.
