Earning Rates

The BMO eclipse Visa Infinite Privilege Card earns BMO Rewards points at the following rates:

  • 5 points for every $1 spent on on groceries, dining in and out, drugstore purchases, gas, and travel in Canada, on up to $100,000 per year (then 1X).
  • 1 point for every $1 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

The BMO eclipse Visa Infinite Privilege Card features the following benefits:

  • $200 Lifestyle Credit: Get a $200 anniversary lifestyle credit on your first card purchase of $200 or more made during the year.
  • 25% More Bonus Points: Earn 25% more points on all purchases when you add an authorized user to your account.
  • Visa Infinite Privilege Benefits: Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge vists per year (enrollment required). Plus receive Priority Security Lane, airport parking and valet service discounts at select Canadian airports as well as access to Visa Infinite Privilege Concierge, Visa Infinite Luxury Hotel Collection, Visa Infinite Dining Series, Visa Infinite Wine Country, and Troon Rewards® Golf benefits.
  • Travel & Purchase Insurance: Out-of-Province/Country Emergency Medical Insurance, Trip Cancellation Insurance, Trip Interruption Insurance. Common Carrier Insurance, Car Rental Collision/Loss Damage Insurance, Flight Delay Insurance, Baggage Delay, Loss and Damage Insurance, Hotel Burglary Insurance, Mobile Device Insurance, Purchase Security, and Extended Warranty.

Fees

Annual Fee

The BMO eclipse Visa Infinite Privilege Card has an annual fee of $499.

Authorized User Fee

Additional cardholders for the BMO eclipse Visa Infinite Privilege Card will cost you $99 per additional card per year.

Foreign Transaction Fee

The BMO eclipse Visa Infinite Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.