CIBC Costco Mastercard

Card Value & Costco Cash Back Calculator
CIBC Costco® Mastercard®

The CIBC Costco® Mastercard® earns cash back that can be redeemed towards purchases made with Canadian Costco warehouses. It is a great option for Costco members that want to earn rewards at restaurants, gas stations, and shopping online at

Rewards Rates

Earn an unlimited 3% cash back at restaurants.
Up To 3%
Earn 3% cash back at Costco gas and 2% cash back at other gas stations, on up to $5,000 in combined purchases per year (then 1%).
Earn 2% cash back shopping online at, on up to $8,000 per year (then 1%).
Earn 1% cash back on all other purchases including in-store at Costco.

Key Cardholder Benefits

  • As a CIBC Costco Mastercard member, you'll be able to use CIBC Pace It Installment Plans on Costco purchases. You'll be able to take advantage of special Installment Plan interest rates with no installment fees on eligible Costco purchases in Canada and at

Annual Fees

The CIBC Costco Mastercard has a $0 annual fee, but it does require Costco membership.

Costco Rewards Calculator

Input your monthly and yearly spend amounts into the CIBC Costco Mastercard cash back calculator to see how much you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!