Triangle™ Mastercard®
Fees
Earning Rates
- Earn 4% back in CT Money on pre-tax purchases made with Canadian Tire and their partners.
- Earn 1.5% back in CT Money on up to $12,000 in grocery store purchases per year (then 0.5%).
- Earn 0.5% back in CT Money on all other purchases.
Main Benefits
- Earn bonus CT Money at Gas+ and participating Husky stations and special no-interest financing on qualifying purchases.
CT Money Calculator
Input your monthly and yearly spend amounts to calculate CT Money for the Triangle Mastercard and compare side by side top cards in Canada.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
Earning Rates
The Triangle Mastercard earns CT Money at the following rates:
- 4% back in CT Money on almost everything at Canadian Tire, Sport Chek, Mark's, L’Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts.
- 1.5% back in CT Money on groceries (on the first $12,000 per year; excludes Costco and Walmart).
- 0.5% back in CT Money everywhere else you shop.
Rewards Value & Calculator
Redeem your Canadian Tire Money at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts stores.
Key Benefits
The Triangle Mastercard features the following benefits:
- Earn CT Money At The Pump: Collect 5¢ per litre back in CT Money every time you fill up at Gas+ and Essence+ locations.
- Special Financing: Enjoy no fee, no interest financing on equal monthly payments with your Triangle Mastercard when you spend $150 or more on qualifying purchases at any of our participating retailers.
- Exclusive Offers: Get exclusive bonus offers and earn even more Canadian Tire Money when combined with Triangle Bonus Days, Spend-and-Get events and weekly flyer offers.
Fees
Annual Fee
The Triangle Mastercard has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the Triangle Mastercard.
Foreign Transaction Fee
The Triangle Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.
