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Triangle™ Mastercard®

Card Value & CT Money Calculator
card
Fees
Earning Rates
  • Earn 4% back in CT Money on pre-tax purchases made with Canadian Tire and their partners.
  • Earn 1.5% back in CT Money on up to $12,000 in grocery store purchases per year (then 0.5%).
  • Earn 0.5% back in CT Money on all other purchases.
Main Benefits
  • Earn bonus CT Money at Gas+ and participating Husky stations and special no-interest financing on qualifying purchases.
Ads & Promos
Earn cash back on top of the rewards you would normally earn shopping online through Rakuten Rewards.

Earning Rewards

The Triangle Mastercard earns CT Money at the following rates:

  • 4% back in CT Money on almost everything at Canadian Tire, Sport Chek, Mark's, L’Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts.
  • 1.5% back in CT Money on groceries (on the first $12,000 per year; excludes Costco and Walmart).
  • 0.5% back in CT Money everywhere else you shop.

Rewards Value

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Redeem your Canadian Tire Money at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts stores.

Perks & Benefits

The Triangle Mastercard features the following benefits:

  • Earn CT Money At The Pump: Collect 5¢ per litre back in CT Money every time you fill up at Gas+ and Essence+ locations.
  • Special Financing: Enjoy no fee, no interest financing on equal monthly payments with your Triangle Mastercard when you spend $150 or more on qualifying purchases at any of our participating retailers.
  • Exclusive Offers: Get exclusive bonus offers and earn even more Canadian Tire Money when combined with Triangle Bonus Days, Spend-and-Get events and weekly flyer offers.

Card Fees

Annual Fee

The Triangle Mastercard has no annual fee.

Authorized User Fee

There is no fee to add authorized users to the Triangle Mastercard.

Foreign Transaction Fee

The Triangle Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.

CT Money Calculator

Input your monthly and yearly spend amounts to calculate CT Money for the Triangle Mastercard and compare side by side top cards in Canada.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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