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PC Financial® Mastercard®

Card Value & PC Optimum Points Calculator
PC Financial® Mastercard®

Earning Rates

  • Earn 20 points for every $1 spent with PC Travel.
  • Earn 10 points for every $1 spent on all other purchases.

All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. So you will earn a total of 25X points when you pay for purchases at these Loblaw companies using your PC Financial Mastercard.

Rewards Details

  • Points earned with the PC Financial Mastercard have a value of 0.1 cents each. You can redeem points in 10,000-point increments for $10 in cash value to use with Loblaw Companies.

Income Requirements

  • No income requirements.

PC Optimum Points Calculator

Input your monthly and yearly spend into the PC Financial Mastercard point calculator to see how many PC Optimum points you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

NOTE: The rewards that are based on litre are not included in the PC Financial calculators. The calculator will only calculate the points earned per $1 spent.

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Tangerine Money-Back Credit Card

Earn 2% back in up to three categories of your choice with no limit to the amount you can earn. Rewards are paid monthly.

For A Limited Time: Get 10% back, up to $100, when you spend up to $1,000 in your first 2 months.