PC FinancialĀ® World Elite MastercardĀ® Value & Points Calculator

PC FinancialĀ® World Elite MastercardĀ®

The PC Financial World Elite MastercardĀ® is the highest earning card in the PC Optimum program. It earns up to 30X PC Optimum points per $1 spent with Loblaw Companies and with PC Travel, and 10 points per $1 spent on all other purchases. You'll also be able to enjoy World Elite Mastercard benefits such as car rental insurance and travel emergency medical insurance.

Rewards Rates

30X
Earn 30 points for every $1 spent with Loblaw companies.
30X
Earn 30 points for every $1 spent with PC Travel.
10X
Earn 10 points for every $1 spent on all other purchases.

Note: All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. So you will earn a total of 45X points when you pay for purchases at these Loblaw companies using your PC Financial World Elite Mastercard.

Key Cardholder Benefits

  • When making purchases with Esso and Mobil, you will earn 10 points per litre when you pay with the PC Financial World Elite Mastercard and 10 points per litre as a PC Optimum loyalty member. You can also earn an additional 10 points per litre when you buy premium gasoline.
  • Receive Travel Emergency Medical Insurance for trips up to 10 days from date of depature, for those under age 65.
  • Collision damage and theft protection for your car rental needs.

Rewards Value

Redemption options Redemption value
All redemptions 0.1 cents

PC Optimum points have a value of 0.1 cents each. You can redeem points in 10,000-point increments for $10 in cash value to use with Loblaw Companies.

Annual Fees

The PC Financial World Elite Mastercard has a $0 annual fee.

Income Requirements

The PC Financial World Elite Mastercard requires $80,000 per year minimum personal income or $150,000 per year minimum household income.

PC Optimum Points Calculator

Input your monthly and yearly spend into the PC Financial World Elite Mastercard point calculator to see how many PC Optimum points you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Note: This calculator does not calculate rewards that can be earned per litre at the pump. It only calculates points earned per $1 spending on the card.

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