PC FinancialĀ® World MastercardĀ® Value & Points Calculator

PC FinancialĀ® World MastercardĀ®

The PC Financial World MastercardĀ® is the middle-tiered card in the PC Optimum program. It earns 20 PC Optimum points per $1 spent at Loblaw Companies and with PC Travel, and 10 points per $1 spent everywhere else.

Rewards Rates

Earn 20 points for every $1 spent with Loblaw companies.
Earn 20 points for every $1 spent with PC Travel.
Earn 10 points for every $1 spent on all other purchases.

Note: All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. So you will earn a total of 35X points when you pay for purchases at these Loblaw companies using your PC Financial World Mastercard.

Key Cardholder Benefits

  • In the event of theft, loss or damage in the first 90 days when you pay in full with your PC Financial World Mastercard credit card.
  • Double the manufacturer's regular warranty for up to an additional year on items purchased with your PC Financial World Mastercard credit card.

Rewards Value

Redemption options Redemption value
All redemptions 0.1 cents

PC Optimum points have a value of 0.1 cents each. You can redeem points in 10,000-point increments for $10 in cash value to use with Loblaw Companies.

Annual Fees

The PC Financial World Mastercard has a $0 annual fee.

Income Requirements

The PC Financial World Mastercard requires $60,000 per year minimum personal income or $100,000 per year minimum household income.

PC Optimum Points Calculator

Input your monthly and yearly spend into the PC Financial World Mastercard point calculator to see how many PC Optimum points you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

NOTE: The rewards that are based on litre are not included in the PC Financial calculators. The calculator will only calculate the points earned per $1 spent.

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Top Partner Offers

Earn 10% Back
Unlimited 2% Money-Back at No Annual Fee with No Minimum Income Requirement.
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Unlimited 2% Money-Back, Lounge Access, & Travel Insurance at No Annual Fee.
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