Quick Overview
Earning Points: PC Optimum points are primarily earned spending in-store and online with Loblaw companies. You can also earn points fueling up at Esso and Mobil stations across Canada and using PC Financial credit cards.
Ways To Redeem Points: PC Optimum points can be redeemed in-store and online for purchases at with Loblaw companies and select partners.
PC Optimum Points Value: 0.1 cent per point. Every 10,000 points you earn is equal to $10 in cash value.
Credit Card Value & Rewards Calculators
PC Financial World Elite Mastercard®
- Earn 10X - 30X PC Optimum points per $1 spent.
- Earn bonus points when fueling up with Esso and Mobil.
- Be protected with car rental insurance and shopping insurance.
- $0 annual fee.
PC Financial World Mastercard®
- Earn 10X - 20X PC Optimum points per $1 spent.
- Earn bonus points when fueling up with Esso and Mobil.
- Be protected with shopping insurance.
- $0 annual fee.
PC Financial Mastercard®
- Earn 10X - 20X PC Optimum points per $1 spent.
- Earn bonus points when fueling up with Esso and Mobil.
- Be protected with shopping insurance.
- $0 annual fee.
PC Optimum Points Calculators & Guides
Calculate Total Rewards & Card Value Per $1 Spent For 100+ Canada Credit Cards
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Maximize your credit card rewards
Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!