CIBC US Dollar Credit Card

Benefits & Aventura Points Calculator
Review the benefits of the CIBC U.S. Dollar Aventura Gold Visa Card and calculate how many points you can earn based on the spend amounts you enter.
Last Updated 2022-06-02

The CIBC U.S. Dollar Aventura Gold Visa Card allows you to make purchases in United States Dollars (USD) without worrying about being charged a currency conversion fee.

It's the best option for anyone who frequently deals with USD that wants to still earn Aventura points on purchases. For example, the U.S. Dollar Aventura Gold Visa Card is great for anyone traveling or living in the U.S. for a portion of the year, making personal or work related purchases from U.S. retailers/vendors, or anyone with a U.S. dollar bank account.

The biggest thing to note is that all transactions, which includes credits AND debits, must be paid in USD. Any kind of purchases or payments made in non-USD, including Canadian Dollar, will still incur a currency conversion fee.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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US Dollar Aventura Gold earning rates

1X CIBC Rewards Centre

The CIBC U.S. Dollar Aventura Gold Visa Card earns 1 Aventura point per US$1 spent on travel purchases through the CIBC Rewards Centre.

1X/$2 Everywhere Else

The CIBC U.S. Dollar Aventura Gold Visa Card earns 1 Aventura point per US$2 spent on all other purchases.

US Dollar Aventura Gold benefits

US Dollar Spending

The U.S. Dollar Aventura Gold Visa Card allows you to make U.S. Dollar (USD) purchases without being hit with a 2.5% currency conversion fee. You can avoid this fee by making sure all transactions (debit and credit) are in USD.

Anything charged in Canadian Dollars (CAD) or any other foreign currency that is not United Stated Dollars (USD) is subject to the 2.5% conversion fee.

Annual Fee Rebates

If you have a CIBC US$ Personal Account OR CIBC Bank USA Smart Account, AND have a premium CIBC personal credit card (must have an annual fee of $99 or more), you will be able to enjoy an annual fee rebate on the U.S. Dollar Aventura Gold Visa Card.

Save On Car Rentals

Get up to 25% off car rentals at participating Avis and Budget locations worldwide when you pay with your U.S. Dollar Aventura Gold Visa Card.

Travel & Shopping Coverage

U.S. Dollar Aventura Gold points value

Redemption option Redemption value in cents
Airfare booked via the Aventura Airline Rewards Chart 1.5 - 2.28
Car rentals, hotels, vacation packages, and cruises 1
Charity 1
Financial products with CIBC 0.83
Gift cards 0.71
Statement credits 0.625

Aventura Points have an average value of 1.5 to 2.28 cents per point when redeemed for flights using the Aventura Airline Rewards Chart. This means that 10,000 points are worth anywhere from $150 to $228 in cash value towards flights.

Maximize your rewards

Points earned with the U.S. Dollar Aventura Gold Visa Card can be transferred between your other Aventura business and personal credit card accounts. This allows you to combine your points and book travel faster.

Aventura Point Calculator

Input your monthly or yearly USD spend amounts to find out how many Aventura Points you can earn with the CIBC U.S. Dollar Aventura Gold Visa Card. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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