MBNA Rewards World Elite Mastercard

Benefits & MBNA Points Calculator
Review the benefits of the MBNA Rewards World Elite Mastercard and calculate how many MBNA Rewards points you can earn based on your monthly spend.
Last Updated 2022-06-03

The MBNA Rewards World Elite Mastercard is a travel rewards card that offers a high return across several popular categories. It earns 5 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases.

The card also offers up to 15,000 in Birthday Bonus points, savings on car rentals with Avis and Budget, and get travel and shopping coverage.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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MBNA Rewards World Elite Mastercard bonus categories

5X Restaurant

The MBNA Rewards World Elite Mastercard earns 5 MBNA Rewards points per $1 spent on restaurant purchases, up to $50,000 per year. Once the cap is hit for this category, you'll earn 1 point per $1 spent for the remainder of the calendar year.

5X Grocery

The MBNA Rewards World Elite Mastercard earns 5 MBNA Rewards points per $1 spent on grocery purchases, up to $50,000 per year. Once the cap is hit for this category, you'll earn 1 point per $1 spent for the remainder of the calendar year.

5X Digital Media

The MBNA Rewards World Elite Mastercard earns 5 MBNA Rewards points per $1 spent on digital media purchases, up to $50,000 per year. Once the cap is hit for this category, you'll earn 1 point per $1 spent for the remainder of the calendar year.

Digital Media purchases are considered to be merchants that are in the continuity/subscription category, digital goods media category (books, movies, and music), and digital goods games category.

5X Membership

The MBNA Rewards World Elite Mastercard earns 5 MBNA Rewards points per $1 spent on membership purchases, up to $50,000 per year. Once the cap is hit for this category, you'll earn 1 point per $1 spent for the remainder of the calendar year.

Membership purchases are considered to be merchants that fall under the categories of clubs (country clubs, athletic, recreation, sports) and private golf courses, organizations, and memberships.

5X Household Utilities

The MBNA Rewards World Elite Mastercard earns 5 MBNA Rewards points per $1 spent on household utility purchases, up to $50,000 per year. Once the cap is hit for this category, you'll earn 1 point per $1 spent for the remainder of the calendar year.

Household utilities are considered to be purchases that are in telecommunication services (such as prepaid phone services and recurring phone services), cable, satellite, TV and radio, and utility (electric, gas, heating oil, sanitary, and water).

1X Everything Else

All other purchases on the MBNA Rewards World Elite Mastercard earns 1 MBNA Rewards point per $1 spent.

MBNA Rewards World Elite Mastercard benefits

10% Birthday Bonus

Every year, you'll receive bonus points equal to 10% of the total number of points the account has earned in the 12 months before your birthday. You can earn up to a max of 15,000 bonus points per year.

Avis & Budget Benefits

As an MBNA Cardholder, you will receive 10% off the lowest base rates renting cars in Canada and the United States and 5% off the lowest base rates when renting cars internationally.

You can use AWD C078405 when booking at avis.com and BCD A331704 when booking at budget.com.

Travel & Shopping Coverage

MBNA Rewards World Elite Mastercard point value

Redemption option Redemption value in cents
Redeeming points towards travel 1
Cash and charity redemptions with the MBNA World Elite Mastercard 0.83
Redeeming points for gift cards 0.83 - 1
Using points to buy merchandise 0.7 - 0.9
Cash and charity redemptions with the MBNA Platinum Plus Mastercard 0.5

MBNA Rewards points earned with the MBNA Rewards World Elite Mastercard are worth 1 cent each towards travel. This means that every 10,000 points you earn are worth $100.

MBNA Rewards point calculator

Input your monthly and yearly spend amounts to calculate how many points you can earn with the MBNA Rewards World Elite Mastercard. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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