National Bank Platinum Mastercard® Value & NBC Rewards Points Calculator

The National Bank Platinum Mastercard offers an excellent travel insurance package including trip cancellation, trip interruption, flight delay, and baggage insurance. On top of that, you'll be able to earn up to 2 points per $1 spent on your purchases.

Intro Bonus: Earn up to 35,000 points

Rewards Rates

Earn 2 points per $1 on the first $1,000 in grocery and restaurant purchases monthly, then 1.5 points per $1 spent.
Earn 1.5 points per $1 spent on gas and electric vehicle charging, À la carte Travel, and recurring bill payments.
Earn 1 point per $1.50 spent on all other purchases.

Current Intro Bonus

Earn up to 35,000 points. Earn 15,000 points when you spend $3,000 or more in the card within three months of opening, 10,000 points when you sign up for the Mastercard credit card payment insurance for a period of 3 months, and 10,000 points on the first anniversary if you spend $6,000 or more within the first 12 months of opening the account.

Key Cardholder Benefits

  • The National Bank Platinum Mastercard offers travel insurance which includes out-of-province medical/hospital insurance (up to 10 days), trip cancellation/interruption insurance, flight delay insurance, vehicle car rental insurance (local or abroad), and more.
  • When you use your National Bank Platinum Mastercard, you'll receive up to 2 additional years of extended warranty as well as purchase protection insurance of up to 180 days on eligible purchases.

If you want the best insurance coverage along with up to 60 days of coverage, you should consider the National Bank World Elite® Mastercard®.

Rewards Value

Redemption option Redemption value (in cents)
Exchanges with the À la carte Travel™ Agency 1
Discount on travel purchases 0.83 - 0.9
Redemptions for RRSP or TFSA contributions 0.83
Reimbursements of your All-In-One line of credit or mortgage loan 0.83
Statement credits 0.4

NBC Rewards points have the best value of 1 cent per point when redeemed towards travel through the À la carte Travel™ Agency. This means 10,000 points would be worth $100 in cash value towards travel.

Annual Fees

The National Bank Platinum Mastercard is $0 the first year, then $89.

NBC Rewards Points Calculator

Input your monthly and yearly spend amounts into the National Bank Platinum Mastercard point calculator to estimate how much you can earn. Compare the results side by side up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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