National Bank Platinum Mastercard®

Benefits & NBC Rewards Calculator
The National Bank Platinum Mastercard offers points on everyday purchases and excellent travel insurance for a very modest price.
Last Updated 2022-09-01

The National Bank Platinum Mastercard offers an excellent travel insurance package including trip cancellation, trip interruption, flight delay, and baggage insurance. On top of that, you'll be able to earn up to 2 points per $1 spent on your purchases.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

National Bank Platinum Mastercard earning rates

  • Earn 2 points per $1 on the first $1,000 in grocery and restaurant purchases monthly, then 1.5 points per $1 spent.
  • Earn 1.5 points per $1 spent on gas and electric vehicle charging, Ă€ la carte Travel, and recurring bill payments.
  • Earn 1 point per $1.50 spent on all other purchases.

National Bank Platinum Mastercard benefits

Travel Insurance

The National Bank Platinum Mastercard offers comprehensive travel insurance which includes:

  • Out-of-province Medical/Hospital Insurance (up to 10 days)
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Flight Delay Insurance
  • Baggage Insurance in case of delay
  • Baggage Insurance in case of theft or loss
  • Vehicle Rental Insurance (Local or Abroad)
  • Medical, General, and Legal Assistance

If you want the best insurance coverage along with up to 60 days of coverage, you should consider the National Bank World Elite® Mastercard®.

Shopping & Purchase Insurance

When you use your National Bank Platinum Mastercard, you'll receive up to 2 additional years of extended warranty as well as purchase protection insurance of up to 180 days on eligible purchases.

NBC Rewards points value

Redemption option Redemption value in cents
Exchanges with the À la carte Travel™ Agency 1
Discount on travel purchases 0.83 - 0.9
Redemptions for RRSP or TFSA contributions 0.83
Reimbursements of your All-In-One line of credit or mortgage loan 0.83
Statement credits 0.4

NBC Rewards points have the best value of 1 cent per point when redeemed towards travel through the À la carte Travel™ Agency. This means 10,000 points would be worth $100 in cash value towards travel.

NBC Rewards point calculator

Input your monthly and yearly spend amounts into the National Bank Platinum Mastercard point calculator to estimate how much you can earn. Compare the results side by side up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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