National Bank World Elite® Mastercard®

Benefits & NBC Rewards Calculator
The National Bank World Elite Mastercard check marks all the boxes of an excellent travel rewards card: valuable rewards, superb travel insurance, and lounge access.

The National Bank World Elite Mastercard offers up to $250 in travel credits per year, travel insurance for up to 60 days, and the ability to earn up to 5 points per $1 spent on all eligible purchases.

You'll also receive unlimited free access to the National Bank World Mastercard Lounge at Montreal-Trudeau, so you can enjoy food, drinks, and Wi-Fi while you wait for your flight.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

National Bank World Elite Mastercard earning rates

  • Earn 5 points per $1 on the first $2,500 in monthly grocery and restaurant purchases, then 2 points per $1 spent for the remainder of the month
  • Earn 2 points per $1 spent on gas and electric vehicle charging, recurring bill payments, and À la carte Travel purchases
  • Earn 1 point per $1 spent on all other purchases

National Bank World Elite Mastercard benefits

$250 Travel-Fee Refunds

Every calendar year, you'll get up to $150 in travel-fee refunds. Eligible expenses include up to $100 in airport parking fees, up to $100 in baggage fees, and up to $50 in seat selection fees.

National Bank VIP Lounge Access

As a National Bank World Elite Mastercard holder, you'll receive exclusive, unlimited access to the National Bank VIP Lounge at the Montreal-Trudeau Airport for yourself, a guest, and two children.

The lounge is accessible to those flying to destinations outside of Canada and the U.S., and boarding in the international area.

Comprehensive Travel Insurance

The National Bank World Elite Mastercard offers superb travel insurance. This includes:

  • Out-of-province Medical/Hospital Insurance (up to 60 days)
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Flight Delay Insurance
  • Baggage Insurance in case of delay
  • Baggage Insurance in case of theft or loss
  • Vehicle Rental Insurance (Local or Abroad)
  • Medical, General, and Legal Assistance

Shopping & Purchase Insurance

When you use your National Bank World Elite Mastercard, you'll receive up to 2 additional years of extended warranty as well as purchase protection insurance of up to 180 days on eligible purchases.

NBC Rewards points value

Redemption option Redemption value in cents
Exchanges with the À la carte Travel™ Agency 1
Discount on travel purchases 0.83 - 0.9
Redemptions for RRSP or TFSA contributions 0.83
Reimbursements of your All-In-One line of credit or mortgage loan 0.83
Statement credits 0.4

NBC Rewards points have the best value of 1 cent per point when redeemed towards travel through the À la carte Travel™ Agency. This means 10,000 points would be worth $100 in cash value towards travel.

NBC Rewards point calculator

Input your monthly and yearly spend amounts into the National Bank World Elite Mastercard point calculator to estimate how much you can earn. Compare the results side by side up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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