Use The Point Calculator to calculate points, miles, and cash back

Calculate total rewards earned with credit cards based on spend, the transfer of rewards between programs, the cash value of points based on redemption, and much more.

Search For Credit Cards

Search For Cards By Keyword

Search For Cards By Keyword

Have an idea of what card you're looking for? Search the database by keywords such as card name, rewards program, or network.
search by transfer partners

Search By Transfer Partners

Select a rewards program and get a list of credit cards that earns rewards directly and through point/mile transfers.
search business credit cards

Business Credit Cards Hub

Find the best business cards for your business needs based on spend, network, category, and more. Plus, get our list of top business cards.

Tools & Guides

Credit Card Comparison Tool

Credit Card Comparison Tool

Compare any amount of credit cards side by side based on spend, benefits, and fees. Great for finding the best card combinations!
Buying Points and Miles

Buying Points & Miles

If you're a few rewards short of your next redemption, many programs allow you to buy them to top off your account. Learn the costs associated with doing so.
Points To Dollars Calculators

Points To Dollars - Calculators

Quickly calculate the average cash value of points and miles for all programs covered on the site based on our point and mile valuations.
Percent Off Calculator

Percent Off Calculator

Online calculator to calculate the percent off of a single item or multiple items. Sales tax, stackable discounts, and coupons can also be entered.

The Point Calculator's Top Card Picks

American Express Gold Card

American Express® Gold Card

Card earns 4 points per $1 spent on U.S. supermarket purchases and restaurant purchases worldwide. Benefits include $120 in annual Uber Cash and $120 in annual dining credits, both split into $10 per month. Points can be redeemed through AMEX or transferred to airline and hotel programs.
American Express Blue Cash Preferred

Blue Cash Preferred® Card from American Express

Earns 6% cash back on up to $6,000 in U.S. supermarket spend per year, then 1% after that. Also earns cash back on U.S. streaming services, U.S. gas station, and transit purchases. Highly recommended if you spend around $500 per month at U.S. supermarkets.
Chase Sapphire Reserve Card

Chase Sapphire Reserve®

Premium/luxury travel card that offers a long list of benefits including Priority Pass membership, a Global Entry/TSA PreCheck credit, and a 50% boost to point value for Chase Travel Portal redemptions. Card earns 3 points per $1 on travel and dining purchases. Points can be redeemed through Chase or transferred to airline and hotel programs.
Bank of America Cash Rewards Card

Bank of America® Cash Rewards Credit Card

Offers 3% cash back in the category of your choice, 2% back at grocery stores and wholesale clubs, and 1% back on all other purchases. If you're a Preferred Rewards member, you can earn 25% to 75% more cash back on every purchase. No annual fee!
Citi Premier Card

Citi Premier® Card

Great well-rounded card that earns 3 points per $1 on airfare, hotel, gas station, supermarket, and restaurant purchases. Points can be redeemed with Citi or be transferred to airline partners.
Wells Fargo Propel AMEX Card

Wells Fargo Propel American Express® Card

No annual fee card that's great for earning rewards towards travel. Earns 3 points per $1 on travel, gas station, transit, dining, and streaming service purchases. Pair it with the no annual fee Wells Fargo Visa Signature Card and you'll be able to redeem points for 1.5 cents each towards airfare.

Best Credit Card Lists

best cards for gas spend

6 Best Credit Cards For Gas Spending

If you want to earn rewards on your gas, there's many great options to choose from. Get our best picks and calculate total rewards based on your spend.
no annual fee

12 Best No Annual Fee Credit Cards

Who says you can't earn great rewards with a no annual fee credit card? Get our picks for best cards and calculate how much you can earn based on spend.
best cards by category

All Best Credit Card Lists

Find the best credit cards by category, network, retailer/store, airline, and more. Calculate rewards based on spend and compare against top cards.

Best Business Credit Card Lists

Cash Back Business Credit Cards

Best Cash Back Business Cards

Get the top picks for the best cash back business credit cards and calculate which cards earn you the most cash back based on spend, benefits, and fees.

Airline Miles

Frequent Flyer Programs

Airline Miles Calculators

Details on frequent flyer programs along with airline miles calculators for earning miles, transferring to frequent flyer accounts, and calculating the average cash value of miles based on redemption.
best cards for airline miles

8 Best Credit Cards For Airline Miles

With the right credit cards, you can earn airline miles to put towards free flights more often. Get our best picks and calculate rewards based on spend.

Bank Rewards Points

W maldives

Marriott Deals & Offers

Ready for vacation? Check out Marriott's current deals and offers. Save 20% or earn bonus points on select bookings in many top cities!

Cash Back

Hotel Rewards Points

Hotel Rewards Points

Hotel Rewards Points Calculators

Calculators for earning points based on spend and elite status, transferring points to and from hotel programs, and calculating the average cash value based on redemption for hotel loyalty programs.
Hotel Credit Card

A Guide To Hotel Elite Status

Hotel elite status offers benefits such as free breakfast, complimentary room upgrades, late check-out, and more. Details on benefits and how to qualify for all major hotel chains.

Hilton US$100 Daily Credit

Stay two or more nights at Hilton's Waldorf Astoria, LXR, or Conrad brand and enjoy a $100 daily credit when you book at least three days in advance!

Store Rewards Points

Scotts Cheap Flights

Scott's Cheap Flights

Stop spending thousands of dollars on international flights. Sign up for Scott's Cheap Flight alerts and get notified when there's a flight sale from your favorite airports!

Other Rewards

transit and gas rewards programs

Transit & Gas Rewards Points Calculators

Details on car rental, rideshares, rail and other transportation programs as well as gas rewards programs. Calculate rewards and the cash value of transit and gas rewards points.
cruise line rewards program

Cruise Line Rewards Points Calculators

Details on cruise line rewards programs. Calculate the cash value of points earned with several cruise lines as well as how many points you can earn with co-branded credit cards.

New To Points & Miles?

If you're new to earning rewards, I recommend reading the two guides below to get started. This will give you the basics of understanding how credit scores and credit card rewards work. You can also sign up for a credit monitoring program to keep tabs on changes to your score and your report.

Credit Karma

Credit Karma

Credit Karma is great for staying up to date with what's on your credit report. Sign up for free.


Keep up to date with the #1 scoring model most companies use. Sign up for MyFico today to get 20% off and get both your credit score and credit report for Experian, Equifax, and Transunion all in one place.


You can sign up for credit monitoring directly though TransUnion for $24.95/month. It includes unlimited score and report access, the ability to lock/unlock TransUnion and Equifax reports, email updates and critical changes for all 3 bureaus, and much more.

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