Use The Point Calculator to calculate points, miles, and cash back

Calculate total rewards earned with credit cards based on spend, the transfer of rewards between programs, the cash value of points based on redemption, and much more.

Search For Credit Cards

Search For Cards By Keyword

Search For Cards By Keyword

Have an idea of what card you're looking for? Search the database by keywords such as card name, rewards program, or network.
search by transfer partners

Search By Transfer Partners

Select a rewards program and get a list of credit cards that earns rewards directly and through point/mile transfers.
search business credit cards

TPC Business Credit Card Hub

Find the best business cards for your business needs based on spend, network, category, and more. Plus, get our list of top business cards.

Tools & Guides

Credit Card Comparison Tool

Credit Card Comparison Tool

Compare any amount of credit cards side by side based on spend, benefits, and fees. Great for finding the best card combinations!
Buying Points and Miles

Buying Points & Miles

If you're a few rewards short of your next redemption, many programs allow you to buy them to top off your account. Learn the costs associated with doing so.
Points To Dollars Calculators

Points To Dollars - Calculators

Quickly calculate the average cash value of points and miles for all programs covered on the site based on our point and mile valuations.
Percent Off Calculator

Percent Off Calculator

Online calculator to calculate the percent off of a single item or multiple items. Sales tax, stackable discounts, and coupons can also be entered.

Best Cards Lists

no annual fee

No Annual Fee Credit Cards

A list of credit cards that have no annual fee. Get our picks for the best no annual fee credit cards and calculate which cards can earn you the best return based on your spend.
best cards by category

All Best Credit Card Lists

Find the best credit cards by categories such as airfare, grocery, gas, travel, retailer/store, and more. Calculate rewards based on spend and compare to top cards.
VISA credit cards

Visa Credit Cards

A list of credit cards tied to the VISA network. Get our picks for best Visa cards, calculate rewards and compare results.
Mastercard Credit Cards

Mastercard Credit Cards

A list of credit cards tied to the Mastercard network. Get our picks for best Mastercards, calculate rewards and compare results.
AMEX credit cards

AMEX Credit Cards

A list of credit cards tied to the AMEX network. Get our picks for best AMEX cards, calculate rewards and compare results.

The Point Calculator's Top Card Picks

American Express Gold Card

American Express Gold Card

Card earns 4 points per $1 spent on U.S. supermarket purchases and restaurant purchases worldwide. Benefits include $120 in annual Uber Cash and $120 in annual dining credits, both split into $10 per month. Points can be redeemed through AMEX or transferred to airline and hotel programs.
American Express Blue Cash Preferred

American Express Blue Cash Preferred

Earns 6% cash back on up to $6,000 in U.S. supermarket spend per year, then 1% after that. Also earns cash back on U.S. streaming services, U.S. gas station, and transit purchases. Highly recommended if you spend around $500 per month at U.S. supermarkets.
Chase Sapphire Reserve Card

Chase Sapphire Reserve Card

Premium/luxury travel card that offers a long list of benefits including Priority Pass membership, a Global Entry/TSA PreCheck credit, and a 50% boost to point value for Chase Travel Portal redemptions. Card earns 3 points per $1 on travel and dining purchases. Points can be redeemed through Chase or transferred to airline and hotel programs.
Discover IT Cash Credit Card

Discover IT Cash Credit Card

Offers 5% cash back on up to $1,500 in spend on quarterly rotating categories (then 1% for remainder of quarter). Fantastic no annual fee card that I recommend having. Discover doubles earnings the first year of card membership meaning you can earn some serious cash back using this card.
Citi Premier Card

Citi Premier Card

Great well-rounded card that earns 3 points per $1 on airfare, hotel, gas station, supermarket, and restaurant purchases. Points can be redeemed with Citi or be transferred to airline partners.
Wells Fargo Propel AMEX Card

Wells Fargo Propel AMEX Card

No annual fee card that's great for earning rewards towards travel. Earns 3 points per $1 on travel, gas station, transit, dining, and streaming service purchases. Pair it with the no annual fee Wells Fargo Visa Signature Card and you'll be able to redeem points for 1.5 cents each towards airfare.

Airline Miles

Frequent Flyer Programs

Airline Miles Calculators

Details on frequent flyer programs along with airline miles calculators for earning miles, transferring to frequent flyer accounts, and calculating the average cash value of miles based on redemption.

Bank Rewards Points

bank credit card calculators

Bank Rewards Credit Card Calculators

List of bank rewards credit cards. Calculate total points and the value of bank rewards credit cards based on spend, benefits, and fees. You can also calculate points based on transfer ratios.
W maldives

Marriott Deals & Offers

Ready for vacation? Check out Marriott's current deals and offers. Save 20% or earn bonus points on select bookings in many top cities!

Cash Back

Cash Back Credit Card Calculators

Cash Back Credit Card Calculators

List of cash back credit cards. Calculate how much cash back you can earn and the cash value of cash back credit cards based on spend, how much you value card benefits, and annual fees.

Hotel Rewards Points

Hotel Rewards Points

Hotel Rewards Points Calculators

Calculators for earning points based on spend and elite status, transferring points to and from hotel programs, and calculating the average cash value based on redemption for hotel loyalty programs.
Hotel Credit Card

Hotel Credit Card Calculators

A list of hotel credit cards. Calculate total hotel rewards points and the cash value of hotel credit cards based on spend, elite status, card benefits, and fees.
Hilton

Hilton US$100 Daily Credit

Stay two or more nights at Hilton's Waldorf Astoria, LXR, or Conrad brand and enjoy a $100 daily credit when you book at least three days in advance!

Store Rewards Points

Scotts Cheap Flights

Scott's Cheap Flights

Stop spending thousands of dollars on international flights. Sign up to Scott's Cheap Flight alerts and get notified when there's a flight sale from your favorite airports!

Other Rewards

transit and gas rewards programs

Transit & Gas Rewards Points Calculators

Details on car rental, rideshares, rail and other transportation programs as well as gas rewards programs. Calculate rewards and the cash value of transit and gas rewards points.
cruise line rewards program

Cruise Line Rewards Points Calculators

Details on cruise line rewards programs. Calculate the cash value of points earned with several cruise lines as well as how many points you can earn with co-branded credit cards.

New To Points & Miles?

If you're new to earning rewards, I recommend reading the two guides below to get started. This will give you the basics of understanding how credit scores and credit card rewards work. You can also sign up for a credit monitoring program to keep tabs on changes to your score and your report.

Credit Karma

Credit Karma

Credit Karma is great for staying up to date with what's on your credit report. Sign up for free.
MyFico

MyFico

Keep up to date with the #1 scoring model most companies use. Sign up for MyFico today to get 20% off and get both your credit score and credit report for Experian, Equifax, and Transunion all in one place.

Transunion

You can sign up for credit monitoring directly though TransUnion for $24.95/month. It includes unlimited score and report access, the ability to lock/unlock TransUnion and Equifax reports, email updates and critical changes for all 3 bureaus, and much more.

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