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Use The Point Calculator to calculate credit card rewards points, miles, and cash back.

Browse our U.S. database of over 230 credit card rewards calculators. Calculate both total rewards and card value based on the spend amounts you enter and how much you value card benefits, minus any annual fees.
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Rewards Credit Card Directory & Calculator Tool
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Want to know which credit cards will earn you the most rewards?

Use our Best Rewards Credit Card Finder Tool to view the highest credit card offers for top rewards programs and to calculate which credit cards will earn you the most points, miles, or cash back based on the spend amounts you enter.


Build your own credit card combinations — you can even compare two combos side-by-side!

Mix and match credit cards from different issuers and calculate total rewards across all credit cards in the combo.

Lots of customization options — add and remove categories, choose which cards you'll use for each category, toggle annual fees and specify authorized users, and much more.

The tool will breakdown the return and rewards earned for each card individually and for the entire combination.

Start Building & Comparing Credit Cards

Calculate the transfer of points and miles between programs worldwide!

Want to find out which programs your points and miles can be transferred to? Our Points & Miles Transfer Partner Calculator can help out.

Calculate the transfer of points and miles to all programs, a specific program, or anything in-between.

Want to know which programs will give you a certain amount of rewards? You can calculate that too!

Calculate Point & Mile Transfers

Convert points and miles to dollars — based on redemption!

For many programs, the value of your points and miles can vary based on how you use them. This is where our tool can come in handy.

It breaks down the average values based on redemption (when applicable). That way you will know how much your rewards are worth when using them for travel versus using them for gift cards or merchandise.

Calculate Points & Miles Value
Our Top Partner Credit Card Picks

Looking for the best of the best? We've ran the calculations for you and these are the best rewards credit cards for earning points, miles, and cash back. Click on a card to learn more through our partners or use our rewards calculators to find out how much you can earn based on the spend amounts you enter.

Capital One Venture Rewards Credit Card
  • Best For Unlimited 2X Miles.
  • Up to $100 towards a Global Entry or TSA PreCheck application fee.
  • $95 annual fee.
Blue Cash Preferred® Card from American Express
Chase Sapphire Preferred® Card
  • Best For Flexible Travel Rewards.
  • 25% point value boost on travel booked through Chase, 10% bonus points every cardmember anniversary, and $50 hotel credit every cardmember anniversary.
  • $95 annual fee.
Capital One Venture X Rewards Credit Card
  • Best Premium Card For Unlimited Miles.
  • $300 annual credit for bookings through Capital One Travel, 10,000 bonus miles each card anniversary ($100+ value), and lounge access.
  • $395 annual fee.
Capital One SavorOne Cash Rewards Card
  • Best For Heavy Dining & Grocery Spending.
  • No foreign transaction fees.
  • $0 annual fee.
Capital One Spark Cash Plus
  • Best Cash Back Card For Heavy Business Spend.
  • Receive a $150 annual fee refund every year you spend at least $150K.
  • $150 annual fee.
Ink Business Preferred® Credit Card
  • Best For Travel & Business Purchases.
  • 25% point boost towards travel booked through Chase Ultimate Rewards.
  • $95 annual fee.
The Business Platinum Card® from American Express
  • Best For Lounge Access & Luxury Business Travel.
  • Over $1,400 in annual credits, complimentary global lounge access, 35% point rebate on airfare booked via AMEX Travel, and much more. Enrollment required for some benefits.
  • $695 annual fee. See Rates & Fees