The Point Calculator website features affiliate links from a handful of companies. When you make apply for cards or make purchases through these links, I earn a commission for referring you.
This helps keep the site running and pay the bills. Usage of any affiliate links on the site are greatly appreciated.
Affiliate Links
Most of the affiliate links scattered throughout the site are companies that provide travel services such as car rentals, airlines and hotel/lodging. Those companies include, but are not limited to:
- Agoda.com
- Air France
- Avis Car Rental
- Best Western
- Budget Car Rental
- Choice Hotels
- Dollar Rent-A-Car
- Enterprise
- Etihad Airways
- Expedia
- Flydubai
- Hotels.com
- Hilton Hotels
- IHG Hotels
- Points.com
- Red Roof
Credit Card Commissions
The Point Calculator (U.S.) is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com.
Partners such as these may impact how and where products appear on the site (including, for example, the order in which they appear).
While the site does cover a wide range of credit cards from different markets, it does not include all credit card companies or all available credit card offers.
Refer-A-Friend Links
When using the credit card calculators throughout the site, you'll find that a small handful of U.S. credit cards will list a Referral Link.
When using a referral link, I will earn points, miles or cash back depending on the card.
Outside of earning me rewards, sometimes referral links can provide additional offers that cannot be obtained by applying normally. Thanks in advance for any refer-a-friend links you may use on the site.
Credit Card Calculators
Several types of calculators on the site will generate a list of best credit cards based on criteria that you've entered, such as spend by category. The results of these calculators will mainly feature credit cards from our partners and major banks.
Smaller banks, location-specific banks, and credit unions may also appear in these lists if they provide a card product that is easy to sign up for or relevant to the page/article.
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for lounge access & luxury travel: The Platinum Card® from American Express
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spend: Capital One Spark Cash Plus
