Best For Admirals Club Membership

Citi / AAdvantage Executive Card: Calculator & Rewards Breakdown

Fees

Earning Rates

Earn 2 AAdvantage Miles per $1 spend on American Airlines purchases.
Earn 1 AAdvantage Mile per $1 spent on all other purchases.

Main Benefits

Complimentary Admirals Club Membership
First checked bag free and priority perks
Global Entry or TSA PreCheck statement credit
Discounts on in-flight purchases

Our Take

Fantastic value if you're looking for Admirals Club access which would cost you more than the annual fee of the card. Free checked bags and priority perks also adds to the value.

Last Updated: 04-03-2025

Citi AAdvantage Executive Miles Calculator

Estimate how many AAdvantage miles you'll earn with the Citi® / AAdvantage® Executive World Elite Mastercard® based on your spend. This calculator also lets you compare the card with others, adjust annual fees and benefits, and calculate the total value of premium perks like Admirals Club access.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.

Currency Worth

Memberships / Loyalty

Spend Categories

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Bonus Rewards

Total Rewards

Monetary Bonuses

Fees

Total Column Value

Breakdown By Card

Citi® / AAdvantage® Executive World Elite Mastercard® Details

Earning Rates

The Citi Executive Card earnings AAdvantage miles at the following rates:

10 AAdvantage miles per $1 spent on eligible hotels booked through aa.com/hotels and on eligible car rentals booked through aa.com/cars
4X AAdvantage miles per $1 spent on eligbile American Airlines purchases
1X AAdvantage mile on all other purchases

Once you reach $150,000 in spend on the Citi AAdvantage Executive Card during the calendar year, you will earn 1 additional mile per $1 spent on American Airlines purchases for a total of 5X AAdvantage miles.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Citi AAdvantage Executive Card:

Admirals Club Membership: Enjoy access to nearly 100 Admirals Club® and partner lounges worldwide for yourself and immediate family or up to 2 guests
Earn 1 Loyalty Point for every eligible AAdvantage mile earned from purchases
Earn a 10,000 Loyalty Points bonus after reaching 50,000 Loyalty Points in a status qualification year and another 10,000 Loyalty Points bonus after reaching 90,000 Loyalty Points in the same status qualification year.
Enjoy a $10 Lyft credit after taking 3 eligible rides in a calendar month, up to $120 Lyft credits annually.
Up to $120 back on eligible Avis and Budget car rentals every calendar year.
Earn a statement credit of $10 per monthly billing statement on eligible Grubhub purchases, up to $120 every 12 billing statements.
Enjoy your first checked bag free on domestic AA itineraries for you and up to 8 companions traveling with you.
Receive a statement credit, up to $120 every 4 years, as reimbursement for you application fee for Global Entry or TSA PreCheck.
25% savings on inflight food and beverage purchases when you use your card on AA flights.

Fees

Annual Fee

The Citi AAdvantage Executive Card has a $595 annual fee.

Paying out of pocket for an individual Admirals Club membership will cost you anywhere from $700 to $850 per year. This makes picking up this card the best option because you'll not only save up to a few hundreds of dollars, but you'll also receive all the benefits this card offers.

Authorized User Fee

The Citi AAdvantage Executive Card has an authorized user fee of $175 for up to 3 authorized users and $175 for each authorized user thereafter.

Authorized users who are 18 years of age or older will receive access privileges to American Airlines Admirals Club lounge — not full Admirals Club membership privileges which grants access to other airline lounges and clubs with which American Airlines may have reciprocal lounge or club access privileges.

So if you have family or friends that would frequently visit AA's own Admirals Club lounges, adding them would save money.

Foreign Transaction Fee

The Citi AAdvantage Executive Card has a 0% foreign transaction fee. This makes it an excellent option for earning AAdvantage miles on purchases made worldwide.