CitiBusiness AAdvantage Platinum Mastercard

Review & AAdvantage Miles Calculator

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The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is a great business credit card that rewards members with bonus miles for purchases in popular business categories, as well as purchases with American Airlines. This card comes with many great benefits, such as free checked bags, priority perks, and the chance to earn a companion certificate each year!

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Rewards Rates

Earn 2 AAdvantage Miles per $1 spent on American Airlines purchases

Earn 2 AAdvantage Miles per $1 spent on telecommunications, rental car, and gas station purchases

Earn 1 AAdvantage Mile per $1 spent on all other purchases

Key Cardholder Benefits

When you use your CitiBusiness AAdvantage Card to pay for your flight, you and up to 4 companions traveling on the same reservation will receive the first checked bag free of charge
As a CitiBusiness AAdvantage Card cardholder, you'll receive a handful of priority perks which includes priority check-in, screening, and boarding privileges
Receive up to a $100 statement credit when you use the CitiBusiness AAdvantage Card to pay for a Global Entry or TSA PreCheck application fee
Every membership year that you spend $30,000 or more on the CitiBusiness AAdvantage Card, you'll receive a $99 Domestic Economy Fare Companion Certificate
When you use your CitiBusiness AAdvantage Card to make in-flight food and beverage purchases, you'll receive 25% off in the form of a statement credit

Rewards Value

The Point Calculator values AAdvantage miles earned with the CitiBusiness AAdvantage Card at about 1.4 cents each. Miles will have the best value when redeemed for flights with American Airlines and their airline partners.

Redemption option	Redemption value in cents
First/Business Class flights	2
Economy flights	1.4
Admiral Club membership	0.73
Hotel stays	0.64
Car rentals	0.6

Annual Fees

The CitiBusiness AAdvantage Card Card has a $0 annual fee the first year, then $99 thereafter.

AAdvantage Miles Calculator

Find out how many AAdvantage Miles you can earn with the CitiBusiness AAdvantage Platinum Select and calculate the cash value of those miles to see if the card is worth it. Results can be compared side-by-side credit cards featured on the site to see which earns you the most rewards.

Spend entered into the main (first) column on this calculator will carry over to all other credit card calculators on the website, so there's no need to re-enter spend when browsing different credit cards.

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Credit Cards

Use this section to add credit cards to the calculator. You can search for a card or go through our top recommendations for each category.

Once you select a card, you'll be shown the details of the card. Any link you click on in the details will open up in a new tab, so you will not lose your calculations.

Clicking on Add Selected Card will add it to the calculator.

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Add a credit card to compare side by side based on spend, benefits and fees.

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Family Cards

These cards are part of the same family and generally earn the same type of rewards.

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Business Cards

Put money back into your business by earning cash back, points, or miles on business expenses. Many cards also offer travel insurance, purchase protection, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

Intro Bonus:

Annual Fee:

Authorized User Fee:

Bonus Categories:

Add Categories - Adds any missing bonus categories from the selected card to the Category Spending section once added. Copy Spend - Copies spend values from the first column to the second/third column on card add.

Category Spending

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Calc Options

Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed.

You can click on the option button for access to a lot of useful tools you can use to quickly adjust spending for the calculator.

Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.

Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

Currently Selected:

Spend Region:

Category Spending Total

The amount of rewards earned from card spending.

Rewards & Bonuses

If a card earns bonus points, miles, or cash back, it will be listed here. You'll be able to edit or toggle on/off most bonuses listed here.

Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section.

If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Rewards & Bonus Total

The amount of rewards earned from card bonuses.

Total Rewards & Cash Value

This is the total of all points, miles, and cash back earned between Loyalty & Memberships, Category Spending, and Rewards & Bonuses.

You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable).

Rewards Average Value By Redemption

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Average Value

This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.

Transfers To Partners

Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.

Cash Back, Statement Credits

Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.

Travel

Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).

Gift Cards

Redemptions to do with using your rewards towards the purchase of gift cards.

Reward Transfers To Partners

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Currency Worth

Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.

Rewards Cash Value

The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.

Monetary Bonuses

This section lists all monetary bonuses. This includes annual credits and top-tier benefits that can offer great monetary value.

If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Total Cash Value

The total cash value of all listed benefits plus the cash value of rewards earned.

Fees

With great benefits comes great annual fees. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. You have the ability to change it.

If the card charges a fee for adding authorized users, it will also appear in this section.

Annual Fee

This is the fee you must pay annually to have the card.

Authorized User Fee

This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.

Total Card Value

This is the total cash value of each listed card when factoring in all rewards and all fees.

Learn More

Learn more about the card through our partners.

Other Ways To Earn

Transfer Partners

American Airlines is not a direct transfer partner of any major U.S. credit card rewards program. This makes it a challenge to build AAdvantage miles outside of using American Airlines credit cards.

Here are the list of transfer partners that you can use to top off your AAdvantage account:

Earning Rate Comparison

The CitiBusiness AAdvantage Card earns up to 2X miles on purchases like other AA credit cards, but it features multiple bonus categories which makes it an excellent option for quickly building miles on business purchases.

The table below lists the earning rates for all AAdvantage and transfer partner credit cards per dollar spent. The CitiBusiness AAdvantage Card is highlighted in the table so you can see how it stacks up to other cards.

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Alternative Options

Listed below are a few alternative business credit card options for American Airlines.

You can click on the card to learn more or add the card to the calculator above to calculate and compare rewards. Do note that you can only compare up to 3 cards, so you may have to remove a card from the calculator if you've already hit that max.

Capital One Spark Miles for Business Card

Earns an unlimited 2X miles on all purchases that can be put towards any type of travel including airfare, hotels, car rentals, and more at a value of 1 cent per mile. Fantastic for heavy business spenders.

Add Capital One Spark Miles for Business Card To Calculator

Capital One Spark Miles Select for Business Card

Earns an unlimited 1.5X miles on all purchases that can be put towards any type of travel including airfare, hotels, car rentals, and more at a value of 1 cent per mile. No annual fee.

Add Capital One Spark Miles Select for Business Card To Calculator

Ink Business Preferred® Credit Card

Earn up to 3X points across select business categories and travel. Redeem those points for 1.25 cents each towards travel booked through the Chase Ultimate Rewards portal which includes airfare, car rentals, hotels, and more.

Add Ink Business Preferred® Credit Card To Calculator

Looking for the best credit cards?

We've run the calculations for you and here are our top picks for best credit cards of 2023:

Best premium card for unlimited miles: Capital One Venture X Rewards Credit Card.
Best for flexible travel rewards: Chase Sapphire Preferred® Card.
Best for everyday spend and travel: Citi Premier® Card.
Best cash back card for groceries: Blue Cash Preferred® Card from American Express.
Best for dining and supermarkets: American Express® Gold Card
Best for business travel rewards: Ink Business Preferred® Credit Card.
Best cash back business card: Capital One Spark Cash Plus

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