Cathay Pacific Credit Card Calculator

Review the benefits of the Cathay Pacific Credit Card, calculate how many Asia Miles you can earn based on your spend, and compare the results to top cards.
Updated 2020-06-23 By Robert Flowers III

The Cathay Pacific Credit Card is the only card available to United States residents that earn Asia Miles directly. It has a solid earning stucture and can be useful for anyone looking to earn Asia Miles when spending internationally, but falls short when it comes to earning on purchases within the United States.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Cathay Pacific Credit Card features three bonus categories which are Cathay Pacific purchases, dining purchases, and international purchases. There is no limit to the amount of Asia Miles you can earn spending in these bonus categories and no limit to the amount Asia Miles you can earn with the card in general.

  • 2x Cathay Pacific
    • Includes purchase made on the Cathay website and purchases made in-flight.
  • 1.5x Dining (Worldwide)
  • 1.5x International Purchases
    • Applies to all purchases outside of the United States.
  • 1x Non-Category
    • Applies to all other purchases made in the United States.

Perks & Benefits

The Cathay Pacific Credit Card comes with a handful of benefits that can be useful to anyone that flys Cathay Pacific.

  • Marco Polo Club Green Membership
    • Only good for the first year of enrollement.
    • priority boarding, up to two free checked bags, and the ability to redeem Asia Miles for lounge access and extra-legroom seats.
  • Savings On Fees & Charges
    • Save 10% on Asia Miles Gift Miles, Mileage Renewal, and Mileage Transfer Fees online.
  • 10% Redemption Discount
  • 2-Day Priority Flight Award Redemptions
    • Applies to discount flight award tickets booked online.

Sign Up Bonus

The standard sign up bonus for the Cathay Pacific Credit Card hovers around 30,000 Asia Miles. This is a pretty decent sign up bonus that can go far depending on how you redeem the miles. Occasionally, Cathay will offer a 40,000 Asia Miles sign up bonus as a promotion.

Fees

Annual Fee

The annual fee for the Cathay Pacific Credit Card is $95 annually. This is about the norm for most entry level cards. Since the card comes with complimentary Marco Polo Green memberhsip the first year, it could easily be worth it thanks to the free checked bags, priority boarding and other perks. The fact that this card earns 1.5 miles on all international purchases is also very useful.

Authorized User Fee

There is no authorized user fee for adding additional users to the Cathay Pacific Credit Card. If you have family or friends that shop in these categories, adding them can help you build your Asia Miles at a very fast rate.

Foreign Transaction Fee

The Cathay Pacific Credit Card does not have a foreign transaction fee. This can be useful if you plan on using the card for international purchases.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.
$0

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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