The Singapore Airlines KrisFlyer program is a direct transfer partner of all major U.S. rewards programs. This gives you the ability to earn KrisFlyer Miles using over 20 different cards across several lenders.
- Best For Everyday Categories & Travel: Citi Premier® Card
- Best For Airfare & Lounge Access: The Platinum Card® from American Express
- Best For Restaurants & U.S. Supermarkets: American Express® Gold Card
- Best For Flexible Travel Rewards: Chase Sapphire Preferred® Card
- Best For High Value: Chase Sapphire Reserve®
- Best For Flat-Rate Earnings: Capital One Venture Rewards Credit Card
Best Everyday Categories & Travel
The Citi Premier® Card is one of the best rewards cards for earning a great rates across several popular categories.
It earns 3 ThankYou Rewards points per $1 spent on restaurant, supermarket, gas station, air travel, and hotel purchases and 1 point per $1 spent on all other purchases. These points can be transferred to Singapore KrisFlyer at a 1:1 ratio which is fantastic.
The Citi Premier Card also offers an annual $100 hotel credit after spending $500+ on a hotel booking made through the thankyou.com travel portal.
Intro Bonus: For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Best For Luxury Travel & Lounge Access
If you're looking for extensive lounge access and top-notch luxury benefits, The Platinum Card® from American Express is going to be the best option.
One of the best benefits (and most known) is the American Express Global Lounge Collection which grants access to Centurion Lounges, Priority Pass Lounges, Delta SkyClub Lounges (when flying Delta), Escape Lounges, and Airspace Lounges.
In addition to lounge access, The Platinum Card offers up to $1,400 in credits, complimentary elite status with Marriott and Hilton, travel insurance, 5 points per $1 spent on airfare, and much, much more.
And one more big benefit? Additional cardholders will also get to experience most the card's benefits even when not traveling with the Primary cardholder.
Intro Bonus: Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
Best For Restaurants & Big Supermarket Spenders
The American Express® Gold Card is one of the best travel rewards credit cards on the market due to it's high earning rates and great value.
The card earns 4 Membership Rewards points per $1 spent on restaurant purchases and at U.S. supermarkets (up to $25,000 per year, then 1X), 3 points per $1 spent on airfare purchases directly with an airline or through amextravel.com, and 1 point per $1 spent on all other purchases. These points can be transferred directly to Singapore KrisFlyer at a 1:1 ratio.
The American Express Gold Card offers up to $120 in annual Uber Cash and up to $120 in annual dining credits. Both credits are split up into $10 per month (enrollment required).
Intro Bonus: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
Best For Flexible Travel Rewards
The Chase Sapphire Preferred® Card is a great option if you're looking to earn flexible rewards on dining and travel spend.
It earns 5 Ultimate Rewards points on travel purchases through Chase Ultimate Rewards, 3 points per $1 spent on online grocery purchases, select streaming services, and dining purchases, 2 points per $1 spent on other travel purchases, and 1 point per $1 spent on everything else. These points can be transferred to Singapore KrisFlyer at a 1:1 ratio.
If you can't find great value transferring to Singapore KrisFlyer or other partners, you can redeem points for travel through Chase Ultimate Rewards® for a value of 1.25 cents each thanks to the 25% point value boost benefit.
The card also offers an annual $50 hotel credit that can be used on hotels booked through Chase Ultimate Rewards and bonus points on the card anniversary.
Intro Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Best For High Value
The best credit card for most travelers when it comes to squeezing out value is going to be the Chase Sapphire Reserve®.
It earns 10 Ultimate Rewards points per $1 spent on both hotel and car rental purchases through Chase Ultimate Rewards, 5 points per $1 spent on airline travel purchases through Chase Ultimate Rewards, 3 points per $1 spent on dining and other travel purchases, and 1 point per $1 spent on everything else. Points earned with the card can be transferred to Singapore KrisFlyer at a 1:1 ratio.
As a cardholder, you'll be able to redeem Ultimate Rewards Points for a value of 1.5 cents each towards travel in the Chase Ultimate Rewards® portal. This gives you a superb alternative if you don't find great value transferring to Singapore or Chase's other partners.
Other benefits of the Chase Sapphire Reserve include up to $300 in annual travel credit, Priority Pass Select membership, up to $100 application fee credit for Global Entry or TSA PreCheck, and top-notch travel insurance.
Intro Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.
Best For Flat-Rate Rewards
If you don't want to worry about bonus categories and would rather earn rewards at a flat rate across all purchases, the Capital One Venture Rewards Credit Card is the way to go.
The Venture Card earns 5 Venture Miles per $1 spent on hotels and rental cars booked through Capital One Travel and an unlimited 2 miles per $1 spent on all other purchases. Miles can be redeemed for 1 cent each towards travel purchases or be transferred to Capital One's airline and hotel partners.
Since Venture Miles can be transferred to Singapore KrisFlyer at a 1:1 ratio, you're looking at a card that earns the equivalent of 2X to 5X KrisFlyer Miles per $1 spent which is excellent if you're looking to quickly build up your miles.
Intro Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
Best Credit Cards Summary
|Credit Card||Best For||Annual Fee|
|Citi Premier® Card||Everyday Categories & Travel||$95|
|The Platinum Card® from American Express||Luxury Travel & Lounge Access||$695|
|American Express® Gold Card||Restaurants & Big Supermarket Spenders||$250|
|Chase Sapphire Preferred® Card||Flexible Travel Rewards||$95|
|Chase Sapphire Reserve®||High Value||$550|
|Capital One Venture Rewards Credit Card||Flat-Rate Earnings||$95|
KrisFlyer Miles Calculator
Use the KrisFlyer Miles Calculator to find out which credit cards will earn you the most miles based on your spend.
Results will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees. You'll want to take into consideration the benefits a card offers as well on top of the estimated value calculated.
Results will consist of top-rated credit cards that either earn KrisFlyer Miles directly or earn rewards that can be transferred directly to the Singapore KrisFlyer program.
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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.