Southwest Performance Business Card

Review & Southwest Points Calculator

The Southwest Rapid Rewards® Performance Business Card is a great card for those who want to earn the most Rapid Rewards Points per $1 spent on Southwest airfare and receive several benefits while doing so. The card offers a solid return across multiple business categories, annual bonus points, a Global Entry/TSA PreCheck credit, In-Flight Wi-Fi credits, and much more that can make flying with Southwest more enjoyable.

Intro Bonus: 80,000 points

Rewards Rates

Earn 4X points on Southwest® purchases.
Earn 3X points per $1 spent on purchases made with Rapid Rewards hotel and car rental partners.
Earn 2X points per $1 spent on local transit and commuting, social media and search engine advertising, and internet, cable, and phone services.
Earn 1X points per $1 spent on all other purchases.

Current Intro Bonus

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Key Cardholder Benefits

  • Receive 4 upgraded bookings per anniversary year that applies to positions A1-A15 on Southwest Airlines. These can be purchased at the departure gate or ticket counter on the day of travel only.
  • Every year after your card anniversary, you'll receive 9,000 anniversary points just for being a Southwest Rapid Rewards Performance Business Credit Card holder.
  • When you use your Southwest Rapid Rewards Performance Business Credit Card to pay for a Global Entry or TSA PreCheck application, you'll be reimbursed the fee as a statement credit - up to $100.
  • You will be reimbursed for up to $8 per day when you use your Southwest Rapid Rewards Performance Business Credit Card to pay for In-Flight Wi-Fi on Southwest flights. This is in the form of a statement credit.
  • For every $10,000 you spend on your Southwest Rapid Rewards Performance Business Credit Card during the calendar year, you'll receive 1,500 Tier Qualifying Points (TQPs) towards A-List status. There's no limit on how many TQPs you can earn.
  • When you use your Southwest Rapid Rewards Performance Business Credit Card to transfer points to another Rapid Rewards Member, fees associated with the transfer will be reimbursed–up to $500 in statement credits per anniversary year.

Rewards Value

The Point Calculator values Southwest Points at 1.3 cents each on average when redeemed for award flights. This means that 10,000 Southwest points is equal to about $130 in flight value.

Redemption Options Redemption Value (in cents)
Southwest Flights 1.3
$50+ Gift Cards 0.531
Hotels 0.52
Car Rentals 0.25

Annual Fees

The Southwest Rapid Rewards Performance Business Card has a $199 annual fee. If you frequently fly Southwest, run a moderate amount of spend through the card, and utilize the card's benefits, you should be able to offset the fee quite quickly.

Southwest Points Calculator

Calculate how many Rapid Rewards Points you can earn with the Southwest Rapid Rewards Performance Business Credit Card based on spend and the cash value of those miles. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Other Ways To Earn

The Southwest Rapid Rewards program is a direct transfer partner of Chase Ultimate Rewards along with several hotel loyalty programs. This opens several additional ways you can add Southwest points to your account.

Here's the full list of partners that allow you to transfer points to Southwest:


Earning Rate Comparison

There are several partner credit cards that you can use to earn Southwest points thanks to transfer partners. Check out the table below to see how the Southwest Rapid Rewards® Performance Business Credit Card earning rates per $1 spent stacks up against Southwest and other partner credit cards.

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