Southwest Rapid Rewards® Plus Credit Card

Card Value & Southwest Points Calculator

The Southwest Rapid Rewards® Plus Credit Card is an excellent option for anyone wanting to gain points on their day-to-day spending with Southwest Airlines. It doesn't come with all the extras that some of the other options in the lineup provide, but if you're just looking to accumulate points using your everyday purchases, this is a great choice.

Intro Bonus: 50,000 Points

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Credit Card Combination Rewards Calculator Tool

Points & Miles Transfer Partner Calculator Tool

Rewards Rates

Earn 2X points on Southwest® purchases.

Earn 2X points on local transit and commuting, including rideshare.

Earn 2X points on internet, cable, phone services, and select streaming.

Earn 1 point for every $1 spent on all other purchases.

Current Intro Bonus

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Key Cardholder Benefits

As a Southwest Rapid Rewards Plus Credit Card holder, you'll receive 2 EarlyBird Check-In per year. This grants automatic check-in, a better boarding position, and earlier access to overhand bins.
When you use your Southwest Rapid Rewards Plus Credit Card to pay for in-flight purchases on Southwest-operated flights, you'll receive 25% back in the form of a statement credit.
Every year after your card anniversary, you'll receive 3,000 anniversary points just for being a Southwest Rapid Rewards Plus Credit Card holder.

Rewards Value

The Point Calculator values Southwest Points at 1.3 cents each on average when redeemed for award flights. This means that 10,000 Southwest points is equal to about $130 in flight value.

Redemption Options	Redemption Value (in cents)
Southwest Flights	1.3
$50+ Gift Cards	0.531
Hotels	0.52
Car Rentals	0.25

Learn More: Calculate Southwest points to dollars

Annual Fees

The Southwest Rapid Rewards Plus Credit Card has an annual fee of $69. The EarlyBird Check-in and anniversary points offsets this cost.

Southwest Points Calculator

Calculate how many Rapid Rewards Points you can earn with the Southwest Rapid Rewards Plus Credit Card based on spend and the cash value of those miles. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Credit Cards

Use this section to add credit cards to the calculator. You can search for a card or go through our top recommendations for each category.

Once you select a card, you'll be shown the details of the card. Any link you click on in the details will open up in a new tab, so you will not lose your calculations.

Clicking on Add Selected Card will add it to the calculator.

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Compare A Card

Add a credit card to compare side by side based on spend, benefits and fees.

Search Cards

Search for a credit card by name, rewards program, or the rewards currency it earns.

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Family Cards

These cards are part of the same family and generally earn the same type of rewards.

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Business Cards

Put money back into your business by earning cash back, points, or miles on business expenses. Many cards also offer travel insurance, purchase protection, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

Intro Bonus:

Annual Fee:

Authorized User Fee:

Bonus Categories:

Add Categories - Adds any missing bonus categories from the selected card to the Category Spending section once added. Copy Spend - Copies spend values from the first column to the second/third column on card add.

Category Spending

Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed.

You can click on the option button for access to a lot of useful tools you can use to quickly adjust spending for the calculator.

Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.

Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

Currently Selected:

Spend Region:

Category Spending Total

The amount of rewards earned from card spending.

Rewards & Bonuses

If a card earns bonus points, miles, or cash back, it will be listed here. You'll be able to edit or toggle on/off most bonuses listed here.

Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section.

If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Rewards & Bonus Total

The amount of rewards earned from card bonuses.

Total Rewards & Cash Value

This is the total of all points, miles, and cash back earned between Loyalty & Memberships, Category Spending, and Rewards & Bonuses.

You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable).

Rewards Average Value By Redemption

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How much is 0 worth?

Average Value

This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.

Transfers To Partners

Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.

Cash Back, Statement Credits

Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.

Travel

Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).

Gift Cards

Redemptions to do with using your rewards towards the purchase of gift cards.

Reward Transfers To Partners

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Currency Worth

Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.

Rewards Cash Value

The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.

Monetary Bonuses

This section lists all monetary bonuses. This includes annual credits and top-tier benefits that can offer great monetary value.

If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Total Cash Value

The total cash value of all listed benefits plus the cash value of rewards earned.

Fees

With great benefits comes great annual fees. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. You have the ability to change it.

If the card charges a fee for adding authorized users, it will also appear in this section.

Annual Fee

This is the fee you must pay annually to have the card.

Authorized User Fee

This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.

Total Card Value

This is the total cash value of each listed card when factoring in all rewards and all fees.

Learn More

Learn more about the card through our partners.

Other Ways To Earn

The Southwest Rapid Rewards program is a direct transfer partner of Chase Ultimate Rewards along with several hotel loyalty programs. This opens several additional ways you can add Southwest points to your account.

Here's the full list of partners that allow you to transfer points to Southwest:

Learn More: Transfer Points To Southwest Using These Credit Card Partners

Earning Rate Comparison

There are several partner credit cards that you can use to earn Southwest points thanks to transfer partners. Check out the table below to see how the Southwest Rapid Rewards® Plus Credit Card earning rates per $1 spent stacks up against Southwest and other partner credit cards.

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Southwest points calculators

Check out all of our Southwest points calculators and calculate everything from how many points you can earn spending on credit cards to the cash value of your points based on redemption!

Looking to earn lots of Southwest points? Check out these calculators and guides for maximizing your earnings via intro bonuses and everyday spending!

Best Southwest Credit Cards (+ Rewards Calculator)

Check out the best offers and our top credit card picks. Plus, calculate which cards will earn you the most points.

Southwest Rapid Rewards Credit Card Points Calculator

Input your monthly and yearly spend amounts into our tool to get a list of up to 10 credit cards that will earn you the most Southwest points.

Use our Southwest credit card calculators to estimate how many points you can earn and the cash value of the card based on the spend amounts you enter, how much you value benefits, and annual fees.

Our calculators allow you to compare up to two additional credit cards side by side based on same or different spend. Plus, all spend amounts you enter in the Primary card's column rolls over to all credit card rewards calculators on the site!

Southwest Rapid Rewards® Priority Credit Card

Best for maximum Southwest benefits.

Southwest Rapid Rewards® Premier Credit Card

Best overall for Southwest travelers.

Southwest Rapid Rewards® Plus Credit Card

Best for low annual fee.

Southwest Rapid Rewards® Performance Business Credit Card

Best for frequent Southwest business travelers.

Southwest Rapid Rewards® Premier Business Card

Best for occasional Southwest business travelers.

Reminder: Don't forget that you can also transfer credit card points from partners to Southwest Rapid Rewards!

Need more Southwest points? You can transfer rewards from other programs directly to your Southwest Rapid Rewards account or buy them directly from the Southwest Buy Points portal.