Free Spirit Travel More Mastercard Calculator

Spirit Points Calculator for the Free Spirit Travel MOre Mastercard. Calculate total points and card value based on spend, benefits, and fees. Compare!
Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The Free Spirit Travel More Mastercard has three bonus categories which are Spirit Airlines, dining, and grocery purchases. There's no limit to the amount of bonus Spirit Points you can earn spending in these categories and no limit to the amount of Spirit Points you can earn with the card overall.

  • 3x Spirit Airlines
  • 2x Dining
  • 2x Grocery
  • 1x Non-Category

Perks & Benefits

The Free Spirit Travel More Mastercard comes with a lot of great benefits for those dedicated to Spirit.

  • Companion Flight Voucher
    • Receive a $100 companion flight voucher each anniversary after you make at least $5,000 in purchases within the prior year.
  • Point Pooling
    • Access to the ability to combine your Spirit Points with up to 8 friends and family members.
  • Earn Status Qualifying Points
    • Earn 1 Status Qualifying Point for every $10 in net purchases made towards Free Spirit Status.
  • Pay No Redemption Fees
  • 25% In-Flight Savings
    • Get a 25% rebate on all in-flight food and beverage purchases when you pay with the card.
  • Zone 2 Boarding
  • No Points Expiration

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
$ 0
SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Change Order
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
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This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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Free Spirit® Travel More World Elite Mastercard®
Free Spirit® Travel More World Elite Mastercard®
Intro Bonus
See Issuer's Website
Rewards Rate
Earn 3 points per $1 spent on eligible Spirit purchases
Earn 2 points per $1 spent on eligible dining and grocery store purchases
Earn 1 point per $1 spent on all other purchases
Main Card Highlights
  • No redemption fees as a primary cardholder, no limit to the points you can earn, and no points expiration as long as your account is open
  • Earn 40,000 bonus points plus a $100 Companion Flight Voucher after making at least $1,000 in purchases within the first 90 days of account opening
  • Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior year
  • Zone 2 shortcut boarding on all flights, plus a 25% rebate on all inflight food and beverage purchases when you pay with your card
  • Reach Free Spirit Status by earning 1 SQP for each $10 in net purchases toward Free Spirit Status
  • Get a 25% rebate on all inflight food and beverage purchases when you pay with your card
  • Enjoy an Introductory annual fee of $0 for the first year; a $79 fee will apply to World Elite Mastercard® accounts thereafter
  • No foreign transaction fees
Annual Fee
$0 the first year, then $79 annually
Authorized User Fee
Foreign Transaction Fee
Review our top picks for best airline credit cards and calculate which cards will earn you the best return based on your spend.
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Updated 2021-02-03 By Robert Flowers III

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