BOA Business AAdvantage Travel Rewards Card Calculator

Get the details on the benefits of the Bank of America Business Advantage Card and calculate how many BOA Travel Rewards Points you can earn based on spend.
Updated 2020-06-16 By Robert Flowers III

At first glance, the Bank of America Business Advantage Travel Rewards World Mastercard may look like it offers standard rewards, but it has it's perks. The card has a straight forward earning structure which improves based on how much you have invested with Bank of America, Merrill Edge, and/or Merrill Lynch. This can generate returns as high as 4% for every dollar spent. So if you're an investor looking for a simple rewards programs, Travel Rewards may be for you.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Bank of America Business Advantage Travel Rewards Mastercard earns a flat rate on all purchases and does not have any bonus categories. You'll earn an unlimited 1.5 points per $1 spent on all purchases made across the card.

  • 1.5x All Purchases

Perks & Benefits

The Bank of America Business Advantage Travel Card features two main benefits which is bonus points on purchases made through the Bank of America Travel Center and bonus points based on your Business Advantage Relationship.

  • +1.5 Bank of America Travel Center
    • Earn an extra 1.5 points (for a total of 3 points) on purchases made through the BOA Travel Center.
    • This bonus does not apply to insurance purchases.
  • Business Advantage Relationship Bonus
    • Earn bonus points based on amount invested with BOA, Merrill Edge, or Merrill Lynch.
    • Based on 3-month average across accounts.
    • Qualifications:
      • Gold - 25% Bonus - $20k to <$50k
      • Platinum - 50% Bonus - $50k to <$100k
      • Platinum Honors - 75% Bonus - $100k+

Sign Up Bonus

The standard sign up bonus for the Business Travel Rewards Credit Card is 25,000 bonus points after making at least $1,000 in net purchases in the first 60 days of your account opening. 25,000 Bank of America points is worth $250 towards travel, cash, or gift cards.

This card usually comes with a 0% introductory APR as well.


Annual Fee

The annual fee for the Bank of America Business Advantage Travel Rewards Card is $0. You can always expect a positive return when it comes to spending on this card guaranteeing you at least a return of 1.5% at the lowest.

Authorized User Fee

The Bank of America Business Advantage Travel Rewards Card does not charge a fee for adding authorized users. Dish out employee cards without a fee and build Bank of America points faster than ever without taking from the cards value!

Foreign Transaction Fee

The Bank of America Business Advantage Travel Rewards Card does not have a foreign transaction fee meaning shopping overseas will not diminish the solid return this card offers.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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