Quick Overview
Earning Points
To earn Bank of America points, you will need to use an eligible Bank of America Travel Rewards or Premium Rewards credit card. For every dollar you spend using these cards, you'll earn Bank of America points.
Redeeming Points
Bank of America points can be redeemed for travel, dining, and cash back.
Bank of America Points Value
Bank of America points are worth 1 cent each on average. This means 10,000 points are equal to $100 in value.
Bank of America Transfer Partners
Bank of America points cannot be transferred to other rewards programs.
Bank of America Credit Card Point Calculators
Use our credit card rewards calculator to calculate total Bank of America points per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
Bank of America® Premium Rewards® Elite credit card
- 1.5X - 2X points.
- Receive up to $300 annually in Airline Incidental Statement Credits.
- Receive up to $150 annually for lifestyle conveniences.
- Save 20% on domestic or international airfare for any class when you pay with points.
- Complimentary Priority Pass™ Select Membership.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $550 annual fee.
Bank of America® Premium Rewards® credit card
- 1.5X - 2X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- Receive up to $100 annually in Airline Incidental Statement Credits.
- $95 annual fee.
Bank of America® Travel Rewards Credit Card
- 1.5X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $0 annual fee.
Bank of America® Business Advantage Travel Rewards World Mastercard
- 1.5X - 3X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $0 annual fee.
