Bank of America Travel Rewards Card Point Calculator

Card Details & BOA Points Calculator
1.5x All Purchases
+1.5 Bank of America Travel Center
Customer Bonuses

Review the benefits of the Bank of America Travel Rewards Card, calculate how many Travel Rewards Points you can earn based on your spend, and compare.

The Bank of America Travel Rewards Card is great for anyone looking to maximize their points. Since the Travel Rewards Card has no annual fee, it pairs well with the Premium Rewards Card which grants additional Bank of America points for spending in the travel and dining categories. It's also a great card for anyone that uses the Bank of America Travel Portal since this card earns bonus points when booking travel through it.

Bonus Categories

The Bank of America Travel Rewards Card earns points at a flat rate. You'll earns an unlimited 1.5 Bank of America points for every dollar spent on all purchases ran across the card.

  • 1.5x All Purchases

Perks & Benefits

The Bank of America Travel Rewards Card offers the ability to earn bonus points based on your relationship with Bank of America.

  • Bank of America Account Bonus
    • 10% point bonus if you have an active Bank of America checking, savings, or individual retirement account.
    • Does not stack with Preferred Rewards Client Bonus.
    • Applies to co-applicants.
    • Does not apply to Bank of America business checking and savings accounts.
  • Preferred Rewards Client Bonus
    • Earn bonus points based on amount invested with BOA, Merrill Edge, or Merrill Lynch.
    • Based on 3-month average across accounts.
    • Qualifications:
      • Gold - 25% Bonus - $20k to <$50k
      • Platinum - 50% Bonus - $50k to <$100k
      • Platinum Honors - 75% Bonus - $100k+
    • Does not stack with Bank of America Account Bonus.

Sign Up Bonus (SUB)

The standard Bank of America Travel Rewards Card sign up bonus is 20,000 Travel Reward Points. That is equal to $200 when redeemed toward travel, cash, or gift cards. The Travel Rewards Card is also known to have a 0% intro APR offer.


Annual Fee

The annual fee for the Bank of America Travel Rewards Card is $0 meaning you will always get a solid return on all purchases.

Authorized User Fee

The Bank of America Travel Rewards Card does not have an authorized user fee. If you're looking to build a good amount of Bank of America Points, I recommend adding additional users to make use of the 1.5x earning rate.

Foreign Transaction Fee

There is no foreign transaction fee on the Bank of America Travel Rewards Card. You can earn rewards shopping internationally without worrying about hurting the value of your Bank of America points.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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