Point Calculator: Bank of America Travel Rewards Credit Card

The Bank of America Travel Rewards Credit Card earns 1.5 points per $1 spent on all purchases. Review the benefits, calculate points, and compare cards.

The Bank of America® Travel Rewards credit card is great option if you're looking to earn rewards towards travel at a flat rate. The card earns an unlimited 1.5 points per $1 spent on all purchases and has no annual fee and no foreign transaction fee. Rewards earned with the card are easily redeemable for 1 cents each towards travel and more.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The Bank of America Travel Rewards credit card does not have any bonus categories. It earns Travel Rewards Points at a flat rate of 1.5 points per $1 spent on all purchases with no cap on earnings.

  • 1.5x All Purchases

Perks & Benefits

The Bank of America Travel Rewards Card features the ability to earn up to 75% bonus points based on your relationship with Bank of America.

  • Bank of America Account Bonus
    • 10% point bonus if you have an active Bank of America checking, savings, or individual retirement account.
    • Does not stack with Preferred Rewards Client Bonus.
    • Applies to co-applicants.
    • Does not apply to Bank of America business checking and savings accounts.
  • Preferred Rewards Client Bonus
    • Earn bonus points based on amount invested with BOA, Merrill Edge, or Merrill Lynch.
    • Based on 3-month average across accounts.
    • Qualifications:
      • Gold - 25% Bonus - $20k to <$50k
      • Platinum - 50% Bonus - $50k to <$100k
      • Platinum Honors - 75% Bonus - $100k+
    • Does not stack with Bank of America Account Bonus.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
$ 0
SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
$
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Categories
Change Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
Card 1
Card 2

Subtotal

This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
Card 1
Card 2

Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
Card 1
Card 2

Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
Card 1
Value:
Return:
Card 2
Value:
Return:
Bank of America® Travel Rewards credit card
Bank of America Travel Rewards credit card
Intro Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Rewards Rate
1.5X
Earn an unlimited 1.5 points per $1 spent on all purchases.
Main Card Highlights
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 13.99% - 23.99% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
0%
Review our top picks for the best travel credit cards and calculate which cards will earn you the best return based on your spend.
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Updated 2021-04-02 By Robert Flowers III

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