Discover IT Miles Card Calculator

Review the benefits of the Discover IT Miles Credit Card, calculate how many Discover IT Miles you can earn, and compare the results to top rewards cards.
Updated 2020-06-16 By Robert Flowers III

The Discover IT Miles Card is a good choice for anyone looking for a simple rewards program. You earn a flat rate of miles per $1 spent and redeem them for cash, statement credit, gift cards, and more. Do note that this is the only card that earns Discover Miles.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Discover IT Miles card earns miles at a flat rate. You will earn an unlimited 1.5x miles on all purchases for every dollar spent across the card. With Discover Miles being worth 1 cent each, this is basically a 1.5% cash back credit card.

  • 1.5x All Purchases

Perks & Benefits

Discover offers access to deals via Discover IT Deals and new cardholders will be able to earn double the cash back with the Discover IT Match benefit.

  • Discover IT Deals
    • Activate deals/coupons then use your card to redeem them.
  • Discover IT Match
    • Discover will match the amount of rewards you earn in your first year of using the card.
    • Unlimited match amount.
    • So if you earn 50,000 Discover Miles during the calendar year, Discover will throw a bonus 50,000 miles your way after your first year of membership.
    • Applies to Discover's cash back credit cards too.

Sign Up Bonus

The Discover IT Miles Card does not have the typical sign up bonus revolving around meeting a certain amount of spend within 90 days. Instead, they will double your first year of earnings via the Discover Match benefit.


Annual Fee

Just like all the other Discover Cards, the Discover IT Miles Card does not have an annual fee. You will end up in the positive when using the card to earn rewards.

Authorized User Fee

The Discover IT Miles Card does not charge a fee for adding authorized users. Due to the double miles sign up bonus, I recommend adding additional users to help maximize the bonus and rake in the rewards!

Foreign Transaction Fee

The Discover IT Miles card does not have a foreign transaction fee so you can earn rewards worldwide without taking the value out of your miles.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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