Calculate HSBC Point For The HSBC Elite Credit Card

HSBC Rewards Points Calculators
See how many HSBC Points you can earn with the HSBC Elite Credit Card based on spend and compare the results side by side top travel cards. Review the card benefits and find out if the card is worth it for you.
Last Updated 2021-04-03

The HSBC Elite Credit Card is a premium travel credit card that offers a great return on travel and dining purchases and provides a long list of elite travel benefits. These benefits include an annual $100 in air credit, annual $100 Uber/Lyft credit, Lounge Key passes, Boingo Wi-Fi access, and much more. If you enjoy banking with HSBC and you're in the market for a premium travel card, the HSBC Elite Credit Card would be a nice addition to your wallet.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The HSBC Elite Credit Card features two bonus categories that earn extra points. Those categories are travel and dining. There's no cap to the amount of bonus points you can earn spending in either category and no limit to the amount of points you can earn with the card overall.

  • 3x Travel
    • Travel purchases are considered to be:
      • Airlines
      • Hotels
      • Car Rentals
      • Transit
      • Other Travel-like Charges
  • 2x Dining
    • Some food delivery services will also trigger this category.
  • 1x Non-Category

HSBC Points earned on the HSBC Elite Credit Card are worth as much as 1.5 cents each when redeemed for airfare. That makes these some strong earning categories for both travel and dining.

Perks & Benefits

The HSBC Elite Credit Card offers a long list of benefits including $200 in annual credits, LoungeKey passes, discounts on food, and much more.

  • Up To $400 In Travel Credit
    • Receive an automatic $100 Travel Credit for every $2,000 in cumulative travel purchases booked through HSBC Travel.
  • Lounge Key Access
    • Complimentary, unlimited access for you and one guest to 1,000+ airport lounges provided by LoungeKey.
  • Global Entry or TSA PreCheck Credit
    • Global Entry is for speeding through customs when re-entering the states; also grants TSA PreCheck if approved.
    • TSA PreCheck is for expedited screening through TSA checkpoints.
  • Boingo Wi-Fi Access
  • 5% Boxed Cash Rewards
  • $5 Rewards For Every 2 Tickets Purchased with Fandango
  • $5 Lyft Credit Monthly After 3 Rides
  • Complimentary ShopRunner Membership
  • Priceless Cities
  • Priceless Golf
    • Discounted access to select golf courses, complimentary grounds passed for PGA Tournaments, and Priceless Lessons with PGA Tour professionals.
  • Cellular Wireless Telephone Protection
  • Mastercard Benefits
    • MasterRental Coverage
    • Mastercard Travel & Lifestyle Services
    • Mastercard® Airport Concierge
    • Mastercard ID Theft Protection
    • World Elite Concierge Service
  • Travel and Purchase Coverage

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
$ 0
SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
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Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
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This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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HSBC Credit Card Points Calculators

Click on a card to calculate how many HSBC Points you can earn with the card based on spend. If cookies are enabled, spend entered into credit card calculators will roll over to other calculators on the site.

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